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IFFCO Tokio Health Insurance for Senior Citizen

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Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio96.33%
COVID-19 CoverYes
Network Hospitals5,000+
Policies Sold1,55,454
RenewabilityLifelong

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IFFCO Tokio Health Insurance Plans For Senior Citizen

    Name of PlanSum Insured
    Swasthya Kavach PolicyMin: 3 Months; Max: 65 Years2 Lakh Check Premium

    IFFCO Tokio : Health Insurance for Senior Citizen

    When it comes to senior citizen health insurance, Iffco Tokio has Swasthya Kavach Policy to offer. Covering medical expenses in an unmatched way, the policy ensures superior health protection to senior citizens without demanding a significant amount in return. Available in the form of two variants, namely Base Plan and Wider Plan, Swasthya Kavach Policy by Iffco Tokio, under its family floater option provides coverage for a maximum of 5 family members including self, spouse, and dependent children. Directly serviced by the insurer without the need of a TPA, the policy is nothing less than a boon for the elderly.

    Key Features

    • Wide health insurance coverage
    • Sum insured options ranging between Rs. 2 Lakh to Rs. 5 Lakh in multiples of 1 Lakh
    • 2 different plans to choose from - Base & Wider
    • Coverage of 10 critical illnesses under Wider Plan
    • Available on family floater sum insured basis
    • Easy portability
    • Guaranteed lifelong renewal
    • 10% discount for existing customers

    Scope of Coverage

    • Hospitalisation expenses including doctor’s fees, cost of medicines, pathological tests, and others
    • Pre & post hospitalisation expenses
    • Emergency ambulance charges
    • Daily allowance
    • Emergency medical assistance services - At no extra cost
    • Health check-up for family after every block of 4 claim-free years (Wider plan)
    • Optional cover - Additional floater critical illness sum insured covering the whole family (Wider plan)
    • Cumulative bonus of 5% on every claim free year, subject to a maximum of 50% (Wider plan)

    Eligibility

    For Iffco Tokio’s Swasthya Kavach Policy, while the minimum entry age for adults is 18 years, the maximum entry age is 65 years. Dependent children above 3 months can also be covered under the policy.

    Exclusions

    • Cosmetic or aesthetic treatment, general debility, intentional self injury, use of drugs, and others
    • Naturopathy, acupuncture, alternative medicines, magnetic treatment, etc.
    • Diseases contracted during the first 30 days of policy
    • During the first year of the policy, the expenses on treatment of tonsillitis/adenoids, gastric or duodenal ulcer, any type of breast lumps
    • During the first 2 continuous years, expenses on the treatment of cataract, hydrocele, hysterectomy for menorrhagia or fibromyoma, and others

    Want to invest in Swasthya Kavach Policy, the ultimate senior citizen health insurance? Get in touch with InsuranceDekho experts at 1800 1205 698 to gain detailed information about the policy.

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    IFFCO Tokio Health Insurance Contact Details

    Reach us for help anytime

    Claim Process at IFFCO Tokio Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    1187 IFFCO Tokio Cashless Network Hospitals in India

    FAQ About IFFCO Tokio Health Insurance

    • My father is 61 years old. Can he be covered under any plan of Iffco Tokio?

      Yes, he can be covered under the health insurance plans of Iffco Tokio.

    • What are the plans of Iffco Tokio under which people above 60 years can be covered?

      Iffco Tokio have different plans under which people above 60 years of age can get covered such as Family Health Protector, Health Protector, Individual Medishield Policy, Swasthya Kavach and so on.

    • Which is the best IFFCO Tokio health insurance plan for people aged over 65 years?

      The best IFFCO Tokio Health Insurance Plan for people aged over 65 years is Swasthya Kavach Policy. The plan comes in two variations namely Wider Plan and Base Plan, which secures senior citizens as an excellent health shield.

    • Who should buy IFFCO Tokio senior citizen health insurance plan?

      Elderly people up to 65 years of age must buy IFFCO Tokio senior citizen health insurance as it provides superior health insurance coverage against medical expenses that occur in the event of a medical emergency situation. 

    • Can I change the sum assured during IFFCO Tokio senior citizen health insurance tenure?

      If interested in changing the sum insured of your IFFCO Tokio senior citizen health insurance  policy, wait until the policy renewal time so that your request is not rejected like it may be during the policy period or policy tenure. 

    Network Hospital in Popular Cities

    CityNo of Hospital
    Ghaziabad31
    Lucknow49
    Pune119
    Gurgaon49
    Patna15
    Noida25
    Chennai225
    View All