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IFFCO Tokio Health Insurance for Family

229 reviews Rate This
Claim Settlement Ratio96.33%
Network Hospitals7,500+
Starting Premium (for 5L SI)Rs. 584/month
PED Waiting Period3 years

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Disclaimer : Actual Premium might vary basis your location, age and number of members

IFFCO Tokio : Health Insurance for Family

The perfect option for family floater health insurance, Family Health Protector by Iffco Tokio is much more than a regular policy. A superior experience in itself, the policy ensures protection for you and your family members without fail. Directly serviced by Iffco Tokio, Family Health Protector covers self, spouse, relatives living together, dependent children/any dependent relative, and dependent parents. Featuring a wide sum insured range, Iffco Tokio’s Family Health Protector policy offers cashless claim facility at over 4000 network hospitals across the country. On the whole, Family Health Protector sets standards of quality treatment, be it for an individual or an entire family.

Key Features

  • Wide coverage
  • Lifetime guaranteed renewal
  • Sum insured range options - Rs. 1.5 Lakh to Rs. 30 Lakh
  • 10% discount in policy premium for customers holding any insurance policy of Iffco Tokio
  • Free look period of 15 days
  • Emergency assistance services at no extra cost for journeys beyond 150 km for trips up to 90 days
  • Tax benefits under Section 80D of the IT Act 1961

Scope of Coverage

  • Room rent expenses including hospital registration/service charges and others
  • Pre hospitalisation & post hospitalisation medical expenses
  • 121 daycare surgeries
  • Daily allowance & emergency ambulance charges
  • Coverage for health check up & vaccination expenses
  • Daily allowance up to a maximum of Rs. 1,000 per day
  • Critical illness & emergency assistance services
  • Coverage for Ayurveda, Homeopathy, Unani, Sidha hospitalisation expenses


Iffco Tokio Family Health Protector comes with a maximum entry age of 65 years, while the minimum entry age for adults is 18 years. The best part about the policy is that it allows coverage for a dependent child from first day onwards.


  • Pre-existing disease until 48 months of continuous coverage have lapsed
  • Treatment taken in an excluded hospital
  • Circumcision, vaccination unless forming part of post-bite treatment, plastic surgery
  • Expenses on diagnostic, x-ray, or laboratory examinations, majorly done in OPD
  • Dental treatment or surgery of any kind

Do you want to secure your family’s health under one plan and that too without paying a significant premium amount? Call InsuranceDekho experts at 1800 1205 698 to know more about Family Health Protector, the perfect family floater health insurance.

Health Insurance Coverage Calculator

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Disclaimer : Actual Coverage might vary basis your location, age and number of members
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Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 50 Lacs+ happy customers

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IFFCO Tokio Health Insurance Contact Details

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Claim Process at IFFCO Tokio Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

1187 IFFCO Tokio Cashless Network Hospitals in India

Best Insurance Advisors in Your City.

FAQ About IFFCO Tokio Health Insurance

  • Does Iffco Tokio provide lifelong renewability option for people covered under the family floater plan?

    Yes, Iffco Tokio offers the option of lifelong renewability to people covered under the family floater plan that goes above 65 years of age restriction. Hence, you shouldn’t worry pertaining to the well-being of your elderly loved ones and parents after buying the policy for once.

  • What relationships get the coverage under the Iffco Tokio Health Insurance Firm?

    Under the Iffco Tokio Family Floater Plan different relationships are eligible to get covered such as:

    • Self
    • Spouse
    • Dependent Children
    • Dependent Parents
    • Dependent Relatives 
    • Relatives Living Together including Siblings
  • Do I need to pay a different premium amount for the coverage of different family members?

    No, you need to pay a single premium amount for getting an insurance cover for the whole family. This comprises of spouse, dependent parents, siblings, family members living together like sister-in-law, brother-in-law, and so on.

  • What are different types of health insurance policies provided by IFFCO Tokio Insurance?

    IFFCO Tokio Health Insurance offers various type of policies such as Family Health Protector Policy, Individual Health Protector Policy, Swasthya Kavach Policy, Individual Medishield Policy, Individual Personal Accident Policy, Critical Illness Insurance Policy, Health Protector Plus Policy, Swasthya Raksha Bima, Critical Illness Benefit policy, MOS-BITE Protector Policy, Arogya Sanjeevani Policy, Corona Rakshak Policy and Corona Kavach Policy.

  • Who should buy the IFFCO Tokio family health insurance plan?

    IFFCO Tokio family health insurance Family Health Protector is a perfect health insurance option for people looking forward to getting their family insured along with themselves at affordable rates to handle medical expenses in case of an unexpected emergency situation. 

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