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IFFCO Tokio MOS-Bite Protector Health Insurance

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IFFCO Tokio Health Insurance
MOS-Bite Protector Policy
Claim Settlement Ratio96.33%
Network Hospitals7,500+
PED Waiting Period3 years
Starting Premium (for 5L SI)Rs. 584/month

About IFFCO Tokio MOS-Bite Protector Health Insurance

MOS-Bite Protector Policy is a benefit plan that pays you in lump sum in case you get hospitalised for 48 hours due to any of the seven listed vector borne diseases. These include dengue fever, malaria, lymphatic filariasis, kala-azar, chikungunya, japanese encephalitis, and zika virus. The policy comes with a variety of sum insured options ranging between Rs. 5,000 and Rs. 1 Lakh, that you can choose as per your budget and requirements.

Available for people aged between 18 years and 65 years, the MOS-Bite Protector Policy can cover you and your dependent children aged between 91 days and 23 years as well. You can also cover your family members including spouse, brothers and sisters, parents, and parents-in-law. The policy can be purchased for 1 year, 2 years, or 3 years. The good news is that there is no requirement of any pre-medical test to be covered under the policy.

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Key Inclusions and Exclusions of the Plan

What's Included

  • Lump sum benefit on diagnosis of listed vector-borne diseases
  • Sum insured options between Rs. 5,000 and Rs. 1 Lakh
  • Policy terms of 1 year, 2 years, or 3 years
  • Cover for dengue fever, malaria, lymphatic filariasis, kala-azar etc.
  • Available for adults aged between 18 years and 65 years

What's Not Included

  • Any treatment taken on out-patient basis
  • Admission for the purpose of rest cure or respite care
  • Any claim where the hospitalisation is outside the Republic of India
  • Any treatment which is unproven or experimental in nature
  • Any vector-borne disease which was diagnosed before the policy purchase

7178 IFFCO Tokio Cashless Network Hospitals in India

Claim Process at IFFCO Tokio Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

FAQs on MOS-Bite Protector Policy Health Insurance Plan

  • What are the illnesses covered under MOS-Bite Protector Policy offered by IFFCO Tokio General Insurance?

    MOS-Bite Protector Policy covers you for dengue fever, malaria, lymphatic filariasis, kala-azar, chikungunya, japanese encephalitis, and zika virus. 

  • What are the policy terms available under MOS-Bite Protector Policy?

    MOS-Bite Protector Policy can be purchased for 1 year, 2 years, and 3 years as per your budget and requirements.

  • What are the sum insured options available under MOS-Bite Protector Policy offered by IFFCO Tokio General Insurance?

    IFFCO Tokio General Insurance comes with sum insured options starting from Rs. 5,000 till Rs. 1 Lakh (in multiples of Rs. 5,000). 

  • Does MOS-Bite Protector Policy offer lifetime renewability benefit?

    Yes. If covered under MOS-Bite Protector Policy, you can avail lifetime renewability benefit. 

  • Can I avail tax benefits on the premium paid for MOS-Bite Protector Policy?

    Yes. You can avail tax benefits on the premium paid for MOS-Bite Protector Policy, under Section 80D of the Income Tax Act, 1961. 

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