Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin

IFFCO Tokio Health Insurance for Kids

229 reviews Rate This
Highlights
Claim Settlement Ratio96.33%
Network Hospitals7,500+
Starting Premium (for 5L SI)Rs. 584/month
PED Waiting Period3 years

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

2 Lac
3 Lac
5 Lac
10 Lac
25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members

IFFCO Tokio : Health Insurance for Kids

Iffco Tokio’s Individual Medishield Policy is a superior choice for health insurance for kids. Affordable and reliable, Individual Medishield Policy provides coverage for children between the age of 3 months and 5 years, if both parents are covered under the health insurance concurrently. Though available on individual sum insured basis, Individual Medishield Policy, when availed in form of Family Package Cover, includes dependent children (unmarried children under the age of 23 years), apart from spouse & dependent parents. What’s best is that on opting for Family Package Cover, one gets a discount on premium if the Family Package cover is availed.

Key Features
  • Guaranteed renewal for life
  • Sum insured options ranging between Rs. 50,000 to Rs. 5,00,000 in multiples of Rs. 50,000
  • Emergency medical assistance services
  • Tax benefits under Section 80D of the Income Tax Act
  • Add-on to enhance benefits - Critical Illness Cover
  • 10% discount in policy premium for existing customers
  • Family Discount - On covering 2 members (5% discount) and on covering 3 family members (10% discount)
  • Free look period - 15 days

Scope of Coverage

  • Nursing expenses and other related fees covered
  • Pre & post hospitalisation medical expenses
  • Coverage for organ donor expenses
  • Day care surgeries covered - Up to 121
  • AYUSH hospitalisation coverage - Up to 10% of sum insured
  • Critical illness cover - Benefit available on additional payment of 30% of basic premium
  • Domiciliary hospitalisation - Up to a maximum aggregate sub-limit of 20% of sum insured
  • Health check up – Covered once in a block of four claim-free years @1% of basic sum insured

Eligibility

Individual Medishield Policy features a minimum entry age of 3 months. The maximum entry age for the policy is 60 years. Note that the policy covers children between the age of 3 months and 5 years if both parents are covered.

Exclusions

  • Any claim that arises or is related to HIV/AIDS
  • All claims that arises from or are related to pregnancy
  • Claims related to war, terrorism and nuclear risks
  • Any expenses incurred on spectacles, contact lenses or hearing aids
  • All non-medical expenses incurred, including those for personal comfort and convenience

Is Individual Medishield Policy the ideal choice for health insurance for kids? Let InsuranceDekho experts help you gain more knowledge about the policy at 1800 1205 698.

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Metro
Non-Metro
Disclaimer : Actual Coverage might vary basis your location, age and number of members
Must BuyMust Buy

Why to Buy Health Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 75,000*
  • Claim support everyday 10AM-7PM
  • 50 Lacs+ happy customers

Health Insurance News

IFFCO Tokio Health Insurance Contact Details

Reach us for help anytime

Claim Process at IFFCO Tokio Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

1187 IFFCO Tokio Cashless Network Hospitals in India

Best Insurance Advisors in Your City.

FAQ About IFFCO Tokio Health Insurance

  • What is the eligibility criteria for the coverage of kids under the Iffco Tokio plans?

    The children can’t be covered alone in any policy. To get them covered under any plan, either of their parents needs to have coverage under a plan. However, different plans hold different age criteria to provide the cover to the kids, which ranges from the very first day to 3 months.

  • I have an 8-year-old daughter. Can she be covered under the critical illness plan of Iffco Tokio?

    Yes, any person who is of 5 years or more till the age of 60 years or less is eligible to get covered under the critical illness policy by Iffco Tokio.

  • What are the basic benefits that IFFCO Tokio provides under its health insurance plan for children?

    The benefits offered under the plans of Iffco Tokio health insurance for children incorporate pre & post hospitalisation, in-patient treatment, cashless benefit, daycare procedures, vaccination expenses, domiciliary hospitalisation, and various other benefits.

  • Who should buy IFFCO Tokio kids health insurance plan?

    Individual Medishield Policy is the perfect IFFCO Tokio kids health insurance policy that every parent willing to get their kids insured along with themselves should buy. So, if you have dependent children upto 23 years of age who you want to insure apart from yourself and your spouse, go ahead and buy IFFCO Tokio kids health insurance. 

  • Can I change the sum assured during IFFCO Tokio kids health insurance tenure?

    No, making any sum insured changes to the IFFCO Tokio kids health insurance policy is not allowed during the policy tenure. So, if you want to increase or decrease the sym insured amount as per your will, do so at the time of policy renewal.

Network Hospital in Popular Cities

CityNo of Hospital
Noida25
Chennai225
Mumbai199
Ahmedabad103
Hyderabad187
Kolkata125
Jaipur60
View All