Corona Rakshak Policy
Corona Rakshak Policy is a standard benefit-based health insurance plan that offers protection to the insured for treatment required due to a positive diagnosis of COVID-19. It is a short-term policy that provides a lump sum benefit equal to 100% of the sum insured on the positive diagnosis.
- Tax BenefitUp to 75000**
- Claim SupportEveryday 10AM-7PM
- 14 Lac+Happy Customers
*Standard Terms and Conditions Apply.
**Tax benefits are subject to changes in Income Tax Act.
Corona Rakshak Health Insurance Policy Benefits
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FAQ About Corona Rakshak Policy
Is this Corona Rakshak Health Insurance Policy available on an individual or family floater basis?
This standard benefit based Corona Rakshak Health Insurance Policy is available on an individual basis only.
What kind of coverage will I get under this Corona Rakshak Health Insurance Policy?
The Corona Rakshak Health Insurance plan offers multiple sum insured options ranging from Rs. 50,000 to Rs. 2.5 lakh, in the multiples of fifty thousand.
What are the policy terms for which I can buy this health insurance plan?
You can buy this Corona Rakshak Health Insurance Policy for different policy terms such as 3.5 months (i.e. 105 days), 6.5 months (i.e. 195 days) and 9.5 months (i.e. 285 days).
What is the waiting period under the Corona Rakshak Health Insurance Policy?
Corona Rakshak Policy comes with an initial waiting period of 15 days. Note that the waiting period is calculated from the date of commencement of the policy.
What is the age limit to buy this health insurance policy?
This health insurance plan can be purchased by people between the age of 18 years and 65 years, inclusive of both ages. However, proposers with a higher age can buy this cover for adult members of the family, without covering themselves.
For how many times can I make claims under this plan in a policy year?
This is a one-time benefit offering the policy. Its benefit is applicable for the entire policy term of the cover and shall be terminated upon the payment for one time only.
Can my insurance company refuse to give me this plan or cancel my policy?
Yes, The company may cancel the policy at any time on grounds of misrepresentation, non-disclosure of material facts, fraud by an insured person, by giving 7 days written notice.
Do I need to go through any pre-medical test to get this Corona Rakshak Health Insurance Policy?
No, you do not have to go through any test as no pre-acceptance medical screening is required to get this health insurance plan.
Can I renew this Corona Rakshak Health Insurance Plan?
No, this standard health insurance plan is a short term policy available for different policy terms and hence it can not be renewed.
Can I earn any tax benefit under this Rakshak Health Insurance Policy?
Yes, the amount of premium paid to avail this health insurance plan is eligible for tax deduction under the section 80D of the Income Tax Act, 1961.
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*Standard T&C Apply. All savings/offers are provided by the Insurers, which are subject to modification .For more details on risk factors, terms and conditions, please read the sales brochure of respective insurers carefully before concluding a sale. Tax benefits are subject to changes in applicable tax laws. Girnar Insurance Brokers Private Limited, (CIN: U66010RJ2016PTC054811, Regd .Off: Girnar 21, Govind Marg, Moti Doongari Road, Dharam Singh Circle, Jaipur, Rajasthan- 302004; Corp. Off: 11th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122102, Haryana. IRDAI License no 588. Direct Broker (Life & General) valid till 19th March 2023. Email - firstname.lastname@example.org ; Helpline number: 7551196989.
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