Reliance Corona Rakshak Health Insurance
Cashless Approval TAT | 4 hour Cashless Claim Processing |
Claim Settlement | 100% |
Network Hospitals | 8,600+ |
Pre-existing Disease Waiting Period | 1 year |
Special Benefits | More Cover, More time, More Global |
Starting Premium for Rs. 5 lakhs coverage | Rs. 243/month |
About Reliance Corona Rakshak Health Insurance
With Reliance General Corona Rakshak Policy, you can get coverage for treatment expenses of Coronavirus (COVID-19) for you and your family members. The plan coverage starts from the day you get diagnosed with COVID-19 infection. However, this medical insurance cover has a standard waiting period of 15 days. It comes with a various sum insured options ranging from Rs. 50,000 to Rs. 2.5 lakh in the multiple of 50,000 on an individual basis. The policy terms of this policy are 3.5 months (105 days), 6.5 months (195 days), and 9.5 days (285 days).
The health insurance plan gives coverage to people between the age of 18 years and 65 years. However, a proposer of higher age can buy a policy for adult members of the family, without covering himself or herself. This Corona Kavach Plan offers a lump sum benefit equal to 100% of the sum insured, which is payable only on the positive diagnosis of COVID-19 and requiring patient’s hospitalisation for a minimum continuous period of 72 hours. The policy benefit is applicable only if the diagnosis of COVID-19 is done in a government authorised diagnostic centre.
Also read: Coronavirus Health Insurance
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Key Inclusions and Exclusions of the Plan
What's Included
- Multiple policy terms of 3.5 months, 6.5 months, and 9.5 months
- Lump sum amount equal to 100% of the sum insured is offered
- Range of sum insured options available up to Rs. 2.5 lakh
- Coverage for persons between the age of 18 years and 65 years
- No requirement of pre medical tests to purchase the policy
What's Not Included
- Treatment expenses related to any pre-existing disease
- If the insured person has visited to any restricted countries
- Covid-19 diagnosis done at any unauthorised testing centre
- Medical costs of diagnosis or medical treatment taken outside India
- Any diagnosis which is not related and not incidental to Covid-19 treatment
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FAQs on Corona Rakshak Policy Health Insurance Plan
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In how many policy periods this Reliance General Corona Rakshak Insurance Policy is available?
This Reliance General Corona Rakshak Insurance Policy is available in the following policy terms:
- 3.5 months (105 days)
- 6.5 months (195 days)
- 9.5 months (285 days)
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I am a 21 year old boy. Can I buy this Corona Rakshak Health Insurance Plan?
Yes, you can buy this policy. Anyone between the age of 18 years and 65 years can purchase this Reliance General Corona Rakshak Health Insurance Plan.
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Does this plan require any pre-medical screening to offer coverage?
No, this health insurance cover does not require any pre-medical tests to offer its coverage.
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When can I avail this Reliance General Corona Rakshak Insurance Policy?
You can avail this health insurance plan when you get tested positive for Covid-19 from a government authorised diagnostic centre and require hospitalization for a minimum continuous period of 72 hours. In such a case, you will get a lump sum benefit equal to 100% of the sum insured chosen by you.