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Care Supreme Health Insurance

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Care Health Insurance
Supreme
Cashless Approval TAT2 hr Cashless Claim Processing
Claim Settlement Ratio95.22%
Network Hospitals21,100+
Pre-existing Disease Coverage FromDay 1
Special BenefitsNo Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs coverageRs. 546/month

About Care Supreme Health Insurance

Care Health Insurance is one of the leading health insurance companies in India that provides a variety of health insurance plans such as Care Supreme Health Insurance. It is a newly launched product by Care Health Insurance that aims at meeting the health insurance needs of people from all over. Read on to know more about the Care Supreme Health Insurance Plan.

About Care Supreme Health Insurance Plan

The Care Supreme Health Insurance Plan is a type of health insurance plan that can be customised both as an individual and family health insurance plan. With the Care Supreme Health Insurance Plan, policyholders can take advantage of health insurance plans at very affordable premiums. Some of the coverage that the Care Supreme Health Insurance Plan offers are AYUSH treatment, domiciliary care, pre and post hospitalisation expenses, and many more.

Key Features of Care Supreme Health Insurance Plan

Specifications

Features

Care Health Insurance Claim Settlement Ratio

95.20%

Number of Network Hospitals

21100+

Policy Tenure

1, 2, or 3 years

Sum Assured (Annual)

5 lakhs, 7 lakhs, 10 lakhs, or 15 lakhs

Initial Waiting Period

30 days

Waiting Period for Pre-existing Diseases

48 months

Premium Payment Term

Single

Cover Type

Family or Floater

Pre-policy Issuance Medical Check-up

Yes

Benefits of Care Supreme Health Insurance Plan

On buying the Care Supreme Health Insurance Plan, you can get umpteen benefits such as those listed below:

  • Network Hospitals: Network hospitals are those where policyholders can seek cashless treatment. Care Health Insurance has tie-ups with over 21,100 network hospitals which makes it convenient for policyholders to locate a network hospital nearby. With this extensive number of network hospitals, policyholders can easily seek quality treatment without worrying about hefty medical expenses.
  • Cumulative Bonus: With Cumulative Bonus cover, you can now boost the sum insured up to 500% in 5 consecutive years. This type of cover does not take into account any reduction due to any claims raised. Thus, with a Cumulative Bonus, the sum insured increases by 50% and a maximum of up to 100% every year.
  • Unlimited Automatic Recharge: This benefit provides policyholders of recharge the sum insured even if it gets exhausted in case a claim has been raised.
  • Tax Benefits: Policyholders can also save on tax with the Care Supreme Health Insurance plan. There are tax deductions applicable with the Care Supreme Health Insurance plan as specified under section 80D of the Income Tax Act of 1961.
  • Healthcare Benefits: The Care Supreme Health Insurance plans also offer coverage for, day care treatment, organ donor cover, ambulance cover, and more. This plan also provides coverage for alternative treatments like AYUSH treatment, Ayurvedic, or Homeopathic treatment. Based on the sum insured, you can get all the aforementioned coverage. However, you need to check the waiting period to understand what all coverage can you get.
  • Unlimited E-consultations: You can also enjoy unlimited e-consultations whenever required. In addition, there are discounts available on pharmacy, diagnostics, and consultations.
  • Discounts: A discount of 5% is offered with the Care Supreme Health Insurance plan if the policyholder chooses to buy the plan online.

Eligibility Criteria of Care Supreme Health Insurance Plan

Listed below are the eligibility criteria you need to fulfil to buy Care Supreme Health Insurance Plan:

Parameters

Eligibility Criteria

Age of Proposer

18 years

Minimum Entry Age

Adult: 18 years

Child: 90 days

Maximum Entry Age

Adult: Lifelong

Child: 24 years

Exit Age

Adult: Lifelong

Child: 25 years

Inclusions of Care Supreme Health Insurance Plan

Listed below are inclusions of the Care Supreme Health Insurance plan that you should be aware of:

  • Coverage for In-patient Treatment: The Care Supreme Health Insurance plan provides coverage for in-patient treatment if there is hospitalisation of at least 24 hours. Under this, coverage is offered for ICU treatments, doctor’s fees, room rents, etc.
  • Pre and Post Hospitalisation Expenses: The Care Supreme Health Insurance plan provides coverage for both pre and post hospitalisation expenses. In the case of pre-hospitalisation, coverage is offered up to 60 days before hospitalisation, and in the case of post-hospitalisation, coverage is offered up to 180 days after being hospitalised.
  • Organ Donor Cover: Based on the sum insured, coverage is offered for the medical expenses incurred towards the organ donation of the insured.
  • Road Ambulance Cover: The Care Supreme Health Insurance plan also provides coverage for emergency roadside assistance.
  • AYUSH Treatment: Based on the sum insured, the Care Supreme Health Insurance plan also provides coverage for Ayurveda, Unani, Homeopathy, and other treatments.

Exclusions of Care Supreme Health Insurance Plan

Listed below are the exclusions of the Care Supreme Health Insurance Plan:

  • Any expense related to maternity, including treatment for infertility
  • Expenses for the treatment of self-inflicted injuries
  • Any injury due to consumption of alcohol or drugs
  • Any injury due to involvement in adventurous or hazardous activities
  • Expenses for cosmetic surgeries and obesity-related treatments

Add-ons Available with Care Supreme Health Insurance Plan

There are a number of add-ons that you can include in your Care Supreme Health Insurance plan such as listed below:

  • Annual Health Check-up: With this optional cover, policyholders can get one annual check-up for free.
  • Room Modification: Depending on the needs, policyholders can get their room upgraded to single sharing or any other.
  • Newborn Cover: It provides coverage for expenses spent on the treatment of a newborn child.
  • Wellness Benefit: With this cover, policyholders can enjoy a discount of up to 30% when they renew their policy.
  • Air Ambulance Cover: It provides coverage for expenses done on availing air ambulance services. A maximum of 5 lakhs can be used under this cover.

How to Raise Claims for Care Supreme Health Insurance Plan?

Here is how you can claim Care Supreme Health Insurance Plan with InsuranceDekho:

  • Inform Care Health Insurance within 24 hours in case of unplanned hospitalisation and for planned hospitalisation, you must inform the company 48 hours in advance
  • Then, submit a claim form in case of reimbursement claims. On the other hand, for cashless claims, you need to first submit the pre-authorisation form.
  • Once your claim request has been approved, you will receive reimbursement in case of reimbursement claim, and in case of cashless claims, your bills will be directly settled at the cashless hospital.

Health Insurance Calculator

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Disclaimer : Actual Premium might vary basis your location, age and number of members
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Key Inclusions and Exclusions of the Plan

What's Included

  • Annual health check-up
  • Day care treatment
  • Emergency ambulance
  • Organ donor cover
  • Cumulative bonus benefit
  • AYUSH treatment
  • Pre and post hospitalisation expenses

What's Not Included

  • OPD treatment expenses
  • Any kind of self-inflicted injury or suicide cases
  • Any expenses due to alcohol consumption
  • Any kind of injury due to involvement in unlawful activities
  • Infertility related expenses
  • Abortion or miscarriage expenses

1716 Care Cashless Network Hospitals in India

Choose Care Health Insurance Critical Illness Plan

Claim Process at Care Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

FAQs on Supreme Health Insurance Plan

  • Can I get coverage for AYUSH treatment under the Care Supreme Health Insurance plan?

    Yes, there is coverage offered for AYUSH treatment along with the Care Supreme Health Insurance plan.

  • What should be the age of the proposer to buy the Care Supreme Health Insurance plan?

    The proposer should be at least 18 years of age to buy the Care Supreme Health Insurance plan.

  • What is the sum assured I can choose for the Care Supreme Health Insurance plan?

    You can choose a sum assured of 5 lakhs, 7 lakhs, 10 lakhs, or 15 lakhs with the Care Supreme Health Insurance plan. 

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