What is the No Claim Bonus benefit under Critical Mediclaim Policy offered by Care health Insurance?

Under Critical Mediclaim policy, you can enjoy 50%/25%/25% of corresponding increase in the sum insured for the first, second, and third continuous claim free policy years respectively, for up to a maximum of 100% of sum insured.

Are OPD expenses covered under Critical Mediclaim Policy offered by Care Health Insurance?

Yes. OPD expenses are covered under Critical Mediclaim Policy for up to 1% of the sum insured for a maximum of Rs. 25,000.

Who all can be covered under Critical Mediclaim Policy offered by Care Health Insurance?

The following relationships can be covered under Critical Mediclaim Policy with respect to the proposer: self, legally wedded spouse, son, daughter, father, mother, brother, sister, mother-in-law, father-in-law, grandmother, grandfather, granddaughter, grandson, uncle, aunt, niece, nephew, employee, or any other relationship having an insurable interest.

What are the sum insured options available under Critical Mediclaim Policy offered by Care Health Insurance?

Critical Mediclaim Policy offered by Care Health Insurance comes with the sum insured options of Rs. 10 lakh, Rs. 25 lakh, Rs. 50 lakh, Rs. 1 crore, and Rs. 2 crore.

What is the minimum and maximum entry age under Critical Mediclaim Policy offered by Care Health Insurance?

The minimum and maximum entry age under Critical Mediclaim Policy is 5 years to 50 years on individual basis whereas there is no maximum age for entry under the plan.

Care Critical Illness Health Insurance Wordings

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Highlights

Claim Settlement Ratio	95.47%
COVID-19 Cover	Yes
In-House Claim Settlement	100%
Network Hospitals	8,250+
Policies Sold	6,91,739
Renewability	Lifelong

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Care Health Insurance Plan List

page-template-plans (6)
page-template-critical-illness (2)

Name of Plan	Sum Insured
Care Minimum: 91 Days; Maximum: No Limit Popular	3 Lakh	Check Premium
Care HeartMin: 18 Years; Max: No Limit	3 Lakh	Check Premium
Care SeniorMin: 61 Years; Max: No Limit	3 Lakh	Check Premium
Care FreedomMin: 90 Days; Max: No Limit	3 Lakh	Check Premium
Arogya Sanjeevani Policy Min: 3 Months; Max: 65 Years	1 Lakh - 5 Lakh	Check Premium
Cancer Mediclaim PolicyMin: 5 Years; Max: 50 Years	10 Lakh	Check Premium
Critical Mediclaim PolicyMin: 5 Years; Max: 50 Years	10 Lakh	Check Premium
Care Joy Policy Min: 1 Day; Max: 65 Years	3 Lakh	Check Premium

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FAQs on Critical Mediclaim Policy Health Insurance Plan

What is the No Claim Bonus benefit under Critical Mediclaim Policy offered by Care health Insurance?
Under Critical Mediclaim policy, you can enjoy 50%/25%/25% of corresponding increase in the sum insured for the first, second, and third continuous claim free policy years respectively, for up to a maximum of 100% of sum insured.
Are OPD expenses covered under Critical Mediclaim Policy offered by Care Health Insurance?
Yes. OPD expenses are covered under Critical Mediclaim Policy for up to 1% of the sum insured for a maximum of Rs. 25,000.
Who all can be covered under Critical Mediclaim Policy offered by Care Health Insurance?
The following relationships can be covered under Critical Mediclaim Policy with respect to the proposer: self, legally wedded spouse, son, daughter, father, mother, brother, sister, mother-in-law, father-in-law, grandmother, grandfather, granddaughter, grandson, uncle, aunt, niece, nephew, employee, or any other relationship having an insurable interest.
What are the sum insured options available under Critical Mediclaim Policy offered by Care Health Insurance?
Critical Mediclaim Policy offered by Care Health Insurance comes with the sum insured options of Rs. 10 lakh, Rs. 25 lakh, Rs. 50 lakh, Rs. 1 crore, and Rs. 2 crore.
What is the minimum and maximum entry age under Critical Mediclaim Policy offered by Care Health Insurance?
The minimum and maximum entry age under Critical Mediclaim Policy is 5 years to 50 years on individual basis whereas there is no maximum age for entry under the plan.

Claim Process at Care Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Care Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Care Health Insurance
1800-200-4488Mon to Fri 10:00 AM to 7:00 PM
customerfirst@careinsurance.com