What is the minimum and maximum entry age for Care Joy Policy?

The minimum entry age for adults is 18 years, for children it is 1 day, and newborn babies are 1 day. Whereas the maximum entry age for adults is 65 years, for children it is 24 hours, and newborn babies are 90 days.

What are the waiting periods under Care Joy Policy?

Care Joy Policy comes with the following waiting periods: 30 days for any illness except accident Waiting period of 9 months for maternity Waiting period of 2 years for specific treatments/illnesses 4 years for pre-existing diseases

Is there any co-payment under Care Joy Policy?

If you enrol at the age of 61 years or more, then you will be required to pay 20% of the claim amount under the policy.

What is the cover type under Care Joy Policy?

Care Joy Policy can be purchased on an individual or family floater basis.

Is maternity cover available under this policy?

Yes. Care Joy Policy covers you for maternity expenses but only up to 45 years of age.

Care Joy Maternity Health Insurance Wordings

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Highlights

Claim Settlement Ratio	95.47%
COVID-19 Cover	Yes
In-House Claim Settlement	100%
Network Hospitals	8,250+
Policies Sold	6,91,739
Renewability	Lifelong

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Care Health Insurance Plan List

page-template-plans (6)
page-template-critical-illness (2)

Name of Plan	Sum Insured
Care Minimum: 91 Days; Maximum: No Limit Popular	3 Lakh	Check Premium
Care HeartMin: 18 Years; Max: No Limit	3 Lakh	Check Premium
Care SeniorMin: 61 Years; Max: No Limit	3 Lakh	Check Premium
Care FreedomMin: 90 Days; Max: No Limit	3 Lakh	Check Premium
Arogya Sanjeevani Policy Min: 3 Months; Max: 65 Years	1 Lakh - 5 Lakh	Check Premium
Cancer Mediclaim PolicyMin: 5 Years; Max: 50 Years	10 Lakh	Check Premium
Critical Mediclaim PolicyMin: 5 Years; Max: 50 Years	10 Lakh	Check Premium
Care Joy Policy Min: 1 Day; Max: 65 Years	3 Lakh	Check Premium

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FAQs on Care Joy Policy Health Insurance Plan

What is the minimum and maximum entry age for Care Joy Policy?
The minimum entry age for adults is 18 years, for children it is 1 day, and newborn babies are 1 day. Whereas the maximum entry age for adults is 65 years, for children it is 24 hours, and newborn babies are 90 days.
What are the waiting periods under Care Joy Policy?
Care Joy Policy comes with the following waiting periods:

30 days for any illness except accident

Waiting period of 9 months for maternity

Waiting period of 2 years for specific treatments/illnesses

4 years for pre-existing diseases
Is there any co-payment under Care Joy Policy?
If you enrol at the age of 61 years or more, then you will be required to pay 20% of the claim amount under the policy.
What is the cover type under Care Joy Policy?
Care Joy Policy can be purchased on an individual or family floater basis.
Is maternity cover available under this policy?
Yes. Care Joy Policy covers you for maternity expenses but only up to 45 years of age.

Claim Process at Care Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Care Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Care Health Insurance
1800-200-4488Mon to Fri 10:00 AM to 7:00 PM
customerfirst@careinsurance.com