Top Women Health Insurance Plans in India
Published On Oct 01, 2020, Updated On Nov 03, 2022
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In today’s time, with changing lifestyles, almost all of us are prone to falling ill, and thus having a health insurance plan has become an absolute must. Whether for senior citizens, or even kids, having a health insurance plan is an added benefit for all and most importantly for women who are prone to diseases such as osteoporosis, pregnancy-related disorders, and many more. In order to fight against any women-specific disease or other health problems, it is best to avail the benefits of women's health insurance plans. Read on to know about top women health insurance plans in India.
Best Women Health Insurance Plans In India
As a women's health insurance plan has become extremely important, a number of health insurers now offer health plans that are meant for women. So, listed below are some of the best women's health insurance plans in India:
1. Tata AIG Wellsurance Woman Policy
The Tata AIG Wellsurance Woman Policy is a health cum wellness plan that is designed especially for women. With the Tata AIG Wellsurance Woman Policy, women can get coverage for critical illness, cosmetic reconstructive surgery, and many more. Tax benefits can also be enjoyed with Tata AIG Wellsurance Woman Policy as mentioned under section 80D of the Income Tax Act. Please note that the minimum eligibility criteria for this plan is 18 years and the maximum is 65 years.
2. Care Health Insurance Joy Policy
Another women-oriented health insurance that you can consider buying is the Care Health Insurance Joy Policy. The Care Health Insurance Joy Policy is aimed at providing coverage for pregnant women. Almost all maternity related expenses are covered under Care Health Insurance Joy Policy so that pregnant women can enjoy this beautiful phase of their life without worrying much about the expenses. Also, the Joy Policy offered by Care Health Insurance has a waiting period of just 9 months and even offers newborn baby cover.
3. Bajaj Allianz Women Specific Critical Illness Plan
The Bajaj Allianz Women Specific Critical Illness Plan as the name suggests provides protection against a number of critical illnesses such as uterine cancer, paralysis, and others as listed under the policy. The Bajaj Allianz Women Specific Critical Illness Plan can be availed by women who are of the age between 21 and 65 years. Moreover, the Bajaj Allianz Women Specific Critical Illness Plan also offers compensation in case the policyholder loses a job within three months of the diagnosis of the critical illness.
4. Star Women Care Insurance Plan
Women aged between 18-75 years can enjoy the benefits of the Star Women Care Insurance Plan. The Star Women Care Insurance Plan offered by Star Health Insurance provides coverage for women and their dependents. The Star Women Care Insurance Plan comes with different options under ‘sum insured’ such as Rs.5,00,000/-, Rs.10,00,000/-, Rs.15,00,000/-, Rs.20,00,000/- , Rs.25,00,000/-, Rs.50,00,000/- and Rs.1,00,00,000/. Depending on the budget as well as requirements, women can pick a preferred sum insured.
5. HDFC ERGO Women Cancer Plus Plan
The HDFC ERGO Women Cancer Plus Plan as the name suggests is aimed at providing much-needed financial protection to all those women who are struggling with cancer. As the medical expenses for cancer treatment are quite high, the HDFC ERGO Women Cancer Plus Plan is a must-have for women. Along with cancer, major illness is also covered and even minor burns are included as coverage under the HDFC ERGO Women Cancer Plus Plan.
Benefits Of Women's Health Insurance Plans
Women are the backbone of every family, so in order to ensure complete coverage for them, having a health insurance plan specific to women becomes important. So, listed below are some of the benefits of women's health insurance plans:
- With dedicated health insurance plans, women can get a health insurance plan that offers protection not only against women-related problems like breast cancer but also against all the other diseases listed under their health plan.
- Women's health insurance plans also offer tax savings as specified under the Income Tax Act of 1961.
- Today, maternity expenses are constantly rising, so in order to deal with such hefty expenses, it is necessary to buy women's health insurance plans that offer financial compensation for maternity expenses. Under a women's health insurance plan with a maternity rider, one can get both pre and post-natal coverage.
So, owing to the umpteen benefits that a women's health insurance plan offer, having it becomes a necessity.
Hence, women's health insurance plans are extremely important, so we suggest that you purchase them as soon as possible. While choosing a women's health plan, always make sure to buy one based on your budget as well as other factors like pre-existing diseases and others. So, pick up the best women's health insurance for yourself, NOW!
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Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.