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Discovering Aditya Birla’s Activ Assure Diamond Plan

Updated On Dec 15, 2020

When it comes to some of the reputable health insurance companies, Aditya Birla finds its name in the top list. In the health insurance field for the last 5 years, Aditya Birla leaves no stone unturned in catering to its customers’ medical needs by providing adequate cover under its plans, and that too, at an affordable premium rate. The range of health insurance policies offered by Aditya Birla is quite vast. One of the popular policies being Activ Assure Diamond.

What Is Activ Assure Diamond Policy All About?

The perfect health companion, Activ Assure Diamond is a policy that takes care of your healthcare expenses in case of an unexpected medical emergency. The preferred choice of most customers, Activ Assure Diamond provides comprehensive coverage, thereby eliminating the need for compromise on treatment quality. This policy not only protects you and your loved ones against medical exigencies but also ensures you remain fit and get rewarded for that. All in all, Activ Assure Diamond Policy is a worthy purchase.

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What Are Some of the Key Features of Activ Assure Diamond Policy?

Some of the prime features of the policy include:

  • Policy term 1, 2, or 3 years
  • Cashless treatment facility at a network hospital
  • Coverage available on individual and floater basis
  • Minimum entry age of 5 years; no maximum entry age
  • Sum insured options ranging between Rs. 2 Lakh up to 2 Crore
  • Tax benefits under Section 80D
  • Mandatory 20% co-payment for entry age at 61 yrs and above

What Are Some of the Major Coverage Benefits of Activ Assure Diamond Policy?

Key coverage benefits of the policy are:

  • Inpatient hospitalization
  • Pre & post hospitalization expenses
  • 586 listed day care procedures
  • Domiciliary hospitalization
  • Organ donor expenses
  • Road ambulance expenses
  • Ayush treatment (inpatient hospitalization)
  • Vaccination cover
  • 150% reload of sum insured
  • HealthReturns of up to 30% of premium
  • Emergency assistance services
  • Annual health checkup program
  • Second e-opinion on critical illness
  • Health Coach value-added service

Also Read: Air Ambulance Benefits in Aditya Birla Activ Assure Diamond Plan

What Is the Waiting Period Under Activ Assure Diamond Policy?

The waiting period under Activ Assure Diamond Policy is as follows:

  • 30 days of initial waiting period
  • 48 months for pre-existing diseases
  • 2 years for specific illnesses/treatment such as Hernia, Sinusitis, Cataract, Joint replacement surge, Varicose veins and others

Does Activ Assure Diamond Policy Feature Any Discount?

The discounts under Activ Assure Diamond Policy can be classified into two categories:

  • Long-term discount - 7.5% for 2-year policy and 10% for 3-year policy
  • Family discount - 5% for 2-3 member multi individual policy and 10% for 4+ members multi individual policy

Take A Quick Look At Health Insurance Claim Process & Mandatory Documents

At Last

Activ Assure Diamond Policy would be worth investing in if you want to ensure financial security at the time of a medical emergency. Aditya Birla, being one of the best health insurance companies has always made sure its plans provide the best possible support to policyholders. Rest assured, getting insured through this plan will keep disappointment at bay at the time of making a claim.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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