What is Car Insurance Road-Side Assistance Cover?

Car breakdown is something that every car owner experiences at least once. It is a common situation that can be frustrating and also problematic. Having a standard car insurance is very beneficial but it may not cover the costs incurred by situations when your car  breaks down. This is why, purchasing a road-side assistance cover will prove to be useful in these taxing situations. Read on to understand what road-side assistance cover is for car insurance. 

What All Is Covered Under Road-Side Assistance Add-on

car Insurance companies provide a road-side assistance facility as an add on cover to your car insurance. This cover will be your helping hand in situations where your car breaks down. This coverage also implies that a professional technician will be sent to your rescue when your car breaks down in the middle of your journey. The following are a few features of the road-side assistance cover- 

• Battery Breakdown 

In some situations, the car battery may require a jump start. If your car breaks down because of a battery breakdown, the nearest technician will be sent to help you out with your car battery. 

• Tire Puncture

Your car may also end up getting a flat tire in the middle of a highway leaving you stranded. The road-side assistance cover promises to offer a helping hand to fix your flattened tire and set you off on your path. 

• Fuel Assistance 

Forgetting to refill your fuel tank is very common. If your car runs out of fuel in the middle of your journey, the road-side assistance cover will help you with the issue by sending fuel supply. 

• Towing Assistance 

If your car has broken down and you are not able to start your engine, the road-side assistance cover will provide you with towing services to take your car to the nearest garage to fix it. 

You may also like to read:- Roadside Assistance Add On Cover In Car Insurance Plan

• Help With Spare Keys

In some cases, you may lock the car with the keys inside. Or lose your keys. In such scenarios, the road-side assistance cover will provide you with spare keys to help you.

Benefits Of Purchasing Road-Side Assistance Cover 

When you purchase any car insurance policy, it is very important for you to ensure that it provides maximum coverage. The following are the benefits of purchasing Road-Side Assistance Cover for your car insurance- 

• Assistance In Time Of Need

Purchasing a road-side assistance cover implies that you will always have assistance for your car whenever you need it. In cases where you get stranded in the middle of your journey, your insurance cover will assist you by sending professional help. 

• Accommodation Arrangement 

In some cases, your car may have a major breakdown while you are travelling out of town. Such circumstances will need you to stay at a hotel until your car is fixed. Buying road-side assistance cover will help you by looking after your accommodations in such cases. 

• On-Call Guidance 

If you purchase the road-side assistance cover, your insurance provider will also help you by connecting you to a professional to guide you to fix your car in case it has broken down until the technician arrives. 

• Travel Arrangement 

In case you have any urgency you must attend, or in case your car has broken down while you are away from home, your insurance provider will help you by sending you travel assistance like a cab. This will help you to reach your destination without much hassle.

Also Read

 What is Roadside Assistance Cover in Car Insurance?

Take Away 

Insurance companies offer add-ons in order to help you get maximum coverage to overcome your financial liabilities. Add-on covers for your car insurance will increase the cost of your car insurance premium. Therefore, it is advised to be selective about the covers you choose to make it worth your money. Safe driving! 

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.