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How To Buy Acko Car Insurance Policy Online?

Published On Dec 09, 2019 5:30 AM By InsuranceDekho

Here is your guide for purchase and renewal of Acko car insurance policy

Established in November 2016, Acko General Insurance Company is a private insurance company in India that operates through the digital platform. The company follows an online-led model and offers three retail products including car insurance, in-trip domestic insurance and mobile insurance. It is a licensed non-life insurance company and serves benefits like zero paperwork while buying a policy or claiming for the coverages. Besides, there are other benefits like hassle-free claim settlement, within one hour instant pick up of the damaged car, instant delivery of policy documents in email and more.

Types Of Car Insurance Policies Offered By Acko

Acko General Insurance Company offers three types of car insurance policy and they are third party car insurance policy, Comprehensive Policy and Comprehensive + Zero Depreciation.

1. Acko Third Party Car Insurance Policy

Third Party insurance policy in Acko provides coverage against:

  • Third party injury and disability
  • Third party death
  • Third party property damage (up to Rs. 7.5 lakh)

2. Acko Comprehensive Car Insurance Policy

The comprehensive car insurance policy offered by Acko provides coverage against:

  • Own damage suffered by insured's car
  • Damage incurred by third party
  • Theft
  • Damage due to fire
  • Damage due to natural calamities

3. Acko Comprehensive + Zero Depreciation Car Insurance Policy

Besides offering these two above-mentioned car insurance policies, Acko also offers a different policy called Comprehensive + Zero Depreciation. The coverage of this plan includes:

  • Own damage suffered by insured's car
  • Damage incurred by third-party car
  • Theft
  • Damage due to fire
  • Damage due to natural calamities
  • Personal Accident Cover
  • Depreciation charges

How To Buy/Renew A Car Insurance Policy Online From Acko General Insurance

Buying a car insurance policy is very simple and hassle-free with Acko General Insurance and can be done in a few clicks. By providing some answers you can buy or renew an insurance policy from this company. To mention, both the processes are simplified in the same steps.

Steps To Follow While Buying / Renewing Car Insurance Policy From Acko:

  1. Visit the website
  2. Select Comprehensive or Third Party on the ‘PRODUCT’ tab.
  3. Select the tab ‘CAR’.
  4. Provide car number or proceed without car number.
  5. Provide useful answers to identify the car if ‘proceed without car number’ is selected.
  6. Provide pin location.
  7. Select between ‘Not Expired’ and ‘Expired’.
  8. The final result will come including Insured Value. There is also a price bar from where one can select the IDV as per his/her choice and avail offers at an optimal price.

List Of Add-ons Offered By Acko General Insurance

Acko offers a range of add-ons to modify the comprehensive policy. To get an idea, check the following:

  • Consumable Cover: The add-on provides coverages for the consumable such as engine oil, oil filters, grease, lubricants, nuts, bolts, power steering oil, AC gas oil, washers, and gearbox oil.
  • Engine Protection Cover: It provides coverage for the replacement and repair of engine parts such as pistons, connecting rods and etc.
  • Emergency Roadside Assistance: It ensures on-spot rescue at the time of accidents. It provides coverage for towing fee, emergency fuel delivery, key services and more.
  • Zero Depreciation: It is also known as nil depreciation insurance cover. During claim settlement, it exempts the policyholder from bearing the depreciation cost of repairs and replacement.
  • NCB Protect: No Claim Bonus Protection coverage owns the NCB discount even a claim has been filed within the policy tenure.
  • Invoice Cover: It is also known as Return to Invoice Value Cover. It makes the insurance company take the on-road price of the car as the IDV. It means, at the time of claiming for total loss/constructive total loss or theft, the policyholder will get the coverages equal to the on-road price of the car.

Benefits Offered By Acko General Insurance Company

Following are the benefits offered by Acko General Insurance to its car insurance policyholders:

  • Convenient: The entire process of buying and renewing a car insurance policy from Acko can be done in a few clicks. The process is instant, simple and transparent irrespective of the steps.
  • Lower Prices Compared to Others: Acko offers a number of deals and plenty of discounts on the car insurance premium amounts. Willing customers can get the best prices upon choosing its products.
  • Tension-free Claiming Process: Customers will experience a hassle-free and stress-free claim settlement process while claiming for the coverages. All they need to give a call to Acko customer care and they will handle every single thing - from picking up the car to repair the damages and dropping it at the doorstep.

For further reading:

5 Reasons Why Buying Car Insurance Online Is A Smart Choice

Disclaimer: This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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