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5 Reasons Why Buying Car Insurance Online Is A Smart Choice

Published On Nov 11, 2019 5:30 AM By InsuranceDekho

Online purchase of a car insurance policy is recommended over offline purchase. Here's why!

An insurance policy for a car is necessary as a car is a luxurious commodity that is often prone to damage. The Indian Motor Tariff, 2002 guidelines makes it compulsory for every car owner to hold a car insurance plan. There are many car insurance companies operating in the country in both online and offline setups.

5 Reasons Why Buying Car Insurance Online Is A Smart Choice

If you have purchased a car recently, try purchasing car insurance online as it can offer you some outstanding conveniences. Below are the five reasons why buying car insurance online can be a smart choice:

1. Online Car Insurance Plans Are Cheaper Than Regular Ones

The primary reason why you can choose taking an online insurance plan for your car as it is quite cheaper from the plans available offline. In general, offline car insurance plans are controlled by agents who may charge a certain commission to the insurance company for selling their product. The scenario is different in case of online policy purchases where you only need to pay the required processing fee and no extra expenses. Thus, you save your money by purchasing a policy online as it involves 0% commission charges.

2. Ease of Comparison

Before purchasing a car insurance plan, you must compare it with the other available alternatives. You can do the comparison of premiums easily online from the convenience of your home. The online comparison helps you save a lot of time too while thoroughly looking into various plans in a short period. You can visit our platform InsuranceDekho to compare different plans offered by different companies in a few steps.

3. Online Insurance Plans Have Minimum Paperwork

Offline car insurance plans comprise of a lot of paperwork which you need to fill-up during the purchase. This is a time-consuming process. Moreover, you have to make sure no errors occur in any paper while filling the documents. Online plans are smart to purchase as you can correct any errors and fill up the online proposal forms with minimal or no paperwork.

4. Easy Renewal Process

Every car insurance plan has a specific validity period, after which it needs to be renewed. In the case of offline plans, you will need to talk to the agent and pay him the renewal charges to renew your plan. Whereas, if you renew a car insurance plan online, you can pay digitally in no time and in a hassle-free and secured manner.

Also Read: How to Get Car Insurance Renewed?

5. No Chances Of Manipulation

Online purchase of an insurance plan is a transparent process. Thus, it has no chances of manipulations of any kind, be it your premium amount or policy terms.

For further reading:

Best Car Insurance Policy for People in Their 30s

Disclaimer: This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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