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Shriram Life Term Insurance User Reviews

75 reviews Rate This
Shriram Life Term Insurance
Highlights
Claim Settlement Ratio95.12%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For2,816 Policies
Inception2005
Presence529 Branches
Total Death Benefit PaidRs.77.88 Crore

Term Life Insurance Premium Calculator

Gender

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Shriram Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹95.28%
Starting From ₹ 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.39%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of Shriram
4.9
Based on
75 User reviews

  • Best tools for comparison

    The website of InsuranceDekho offered the best tools for comparing different term plans. After comparing some of the top term plans with each other and understanding the benefits of each, I finally bought the Shriram Life Family Protection plan from InsuranceDekho.

    J
    Juhi Sinha
    On: Jun 21, 2022

  • Easy to use digital interface

    The entire process of buying the Shriram Life Family Protection plan from InsuranceDekho was online. This means that I was able to buy the plan without moving out of the home and the best part it required almost no paperwork. 

    A
    Anish Kumar
    On: Jun 16, 2022

  • The top companies were listed

    When I was buying Shriram Life Family Protection from InsuranceDekho, I was able to compare all the existing plans from the top insurance companies. Doing so helped me to compare and pick the best policy. So, thank you InsuranceDekho team for such an amazing experience. 

    S
    Shrishti
    On: Jun 10, 2022

  • Sharp and simple comparisons

    It was extremely simple to compare plans using InsuranceDekho's online premium calculator tool. I simply entered my personal information, such as age, date of birth, and the coverage amount, and within a few seconds, term insurance policies that met my needs were displayed. The premium calculator was extremely useful in comparing various term plans. I eventually bought the Shriram Life Family Protection.

    M
    Mohak Sharma
    On: May 26, 2022

  • Amazing services

    My Shriram Life Cash Back Term plan had not been renewed. I was undecided on what I should do next. I reached out to the InsuranceDekho staff for help in renewing my term plan. I'm happy to report that the customer service representative assisted me in renewing my protection package. I appreciate the efforts put forth by the InsuranceDekho staff.  

    P
    Pankaj Mehra
    On: May 20, 2022

  • Policy issuance at ease

    I quickly obtained the Shriram Life Cash Back Term plan using the InsuranceDekho website. The crew led me through the process, and the processes were simple to follow. I am pleased with the strategy. Thank you for your assistance, team. 

    M
    Manju Singh
    On: May 18, 2022

  • At ease, the policy was renewed.

    On the InsuranceDekho website, I purchased the Shriram Life Cash Back Term plan. I returned to them to get my policy renewed. It was completed quickly and easily. The team was extremely helpful and supportive throughout.

    P
    Palak Singh
    On: May 12, 2022

  • Budget-friendly options

    I needed a plan that could meet all of my needs while still fitting within my budget. One of my acquaintances recommended that I go to the InsuranceDekho website because their plans are reasonably priced. The Shriram Life Cash Back Term Plan was purchased. And he was correct: the plan was genuinely inexpensive and offered incredible perks. 

    T
    Tushar
    On: May 10, 2022

  • Website that's easy to use

    InsuranceDekho is a very user-friendly website. While purchasing the Shriram Life Cash Back Term plan, I was able to quickly look up several features, benefits, and policy renewal information. Within minutes, I had purchased this term plan. I'm delighted I bought this plan and would suggest it to everyone. 

    A
    Anushka Bharwadwaj
    On: May 06, 2022

  • Seven days Availability

    I visited the InsuranceDekho website on a Sunday to purchase the Shriram Life Cash Back Term plan. Even on a Sunday, they were available to answer my queries and resolve my issues. Their services were quite satisfactory to me.

    D
    Dhawani Mishra
    On: May 05, 2022

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Shriram Life Term Insurance Contact Details

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Claim Process at Shriram Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What is the CSR for Shriram Life Insurance Company?

    Shriram Life Insurance has a high CSR of 91.61% for the financial year 2019-20.

  • Which term insurance plans does Shriram Life provide?

    Shriram Life Insurance provides Shriram Life Cash Back Term Plan, Shriram Life My Spouse Term Plan, Shriram Life Online Term Plan, Shriram Life Smart Protection Plan, Shriram Life Smart Protection Plan SP, Shriram Life Family Protection, Corona Rakshak Policy and Shriram Life Saral Jeevan Bima. As the name suggests, Shriram Life Online Term Plan is an online plan.

  • What is the free look period for term insurance at Shriram Life Insurance?

    The free look period is 15 days. However, the free look period is 30 days if the policy has been purchased through distance marketing mode. 

  • What is the grace period for term insurance plans at Shriram Life Insurance?

    The grace period is 30 days for yearly, half yearly and quarterly mode. In case of monthly mode, the grace period is 15 days.

  • Does Shriram Life Insurance provide any protection plan against Covid-19?

    Yes! You can easily buy Corona Rakshak Policy to gain protection against Covid-19. The policy provides 100%  lump sum benefit in case of COVID-19 diagnosis and hospitalization.

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