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Shriram Life Term Insurance User Reviews

75 reviews Rate This
Shriram Life Term Insurance
Highlights
Claim Settlement Ratio95.12%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For2,816 Policies
Inception2005
Presence529 Branches
Total Death Benefit PaidRs.77.88 Crore

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Gender

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Shriram Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹95.28%
Starting From ₹ 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.39%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of Shriram
4.9
Based on
75 User reviews

  • Got my policy renewed in very less time

      I bought the Shriram Life Term Insurance plan from the InsuranceDekho website a year ago. I visited their site again to get my policy renewed. The process was done in just 5 minutes with the guidance of their team. I am really happy to see that I got my work done in such a short time. Happy with the service.

    V
    Varun Vasandhani
    On: Mar 15, 2023

  • Easy tools for comparing policy

    The website of InsuranceDekho had amazing tools for comparing different policies. After comparing the different life plans, I bought the Shriram Life Family Protection plan from InsuranceDekho. 

    U
    Urvashi Sharma
    On: Jan 23, 2023

  • Affordable-term plans offered

    At InsuranceDekho I was able to find some best term plans offered by top insurance companies in India. It was very easy for me to compare some of the best term insurance plans on one platform. I used the premium calculator to compare term plans within my budget and after comparing I purchased the Shriram term Life plan from InsuranceDekho without any hassles.

    R
    Ratish Lalit
    On: Jan 13, 2023

  • Chat box feature

    The InsuranceDekho website has a chat box facility.  I used it while buying the Shriram Term plan. I got to know the various benefits that the plan offers through this feature. I would recommend this plan to all. 

    T
    Tanvi Aggarwal
    On: Jan 10, 2023

  • Only a few steps were involved

    While buying the Shriram Life Family Protection plan from InsuranceDekho, I just had to complete a few relevant steps. I understood all about these steps from the InsuranceDekho team and only then proceeded with the final purchase. 

    A
    Aman Srivastava
    On: Jan 06, 2023

  • The policy was issued quickly

    It hardly took 5 minutes for Shriram Life Family Protection plan for the policy to be issued. The process of buying the Shriram Life Family Protection plan was further simplified, thanks to the amazing team members of InsuranceDekho.

    P
    Palak Verma
    On: Oct 13, 2022

  • Affordable premium

    The premium for Shriram Life Family Protection which is available on InsuranceDekho was extremely affordable. I used an online term calculator to check the premium and only then decided to buy Shriram Life Family Protection from InsuranceDekho.

    D
    Divya Singhal
    On: Aug 19, 2022

  • Dedicated team support

    The excellent team members of InsuranceDekho were extremely helpful when I was buying the Shriram Life Family Protection plan with them. They were available throughout and ensured that everything went smoothly when I was buying the Shriram Life Family Protection plan from InsuranceDekho. 

    S
    Shreya Dikshit
    On: Aug 09, 2022

  • I got friendly reminders

    Whenever there was any update or notification, I was provided with all sorts of information on my registered email id. I even got friendly reminders about the policy renewal date for the Shriram Life Family Protection plan. Thus, I would suggest others as well buy the Shriram Life Family Protection plan from InsuranceDekho. 

    T
    Tulika Sinha
    On: Aug 05, 2022

  • Effective claim settlement process

    I had bought the Shriram Life Family Protection plan from InsuranceDekho a few years back, and when the time came for claim settlement, everything was smooth. I just submitted a few documents and the claim was settled effectively and on time. 

    V
    Vineet Chopra
    On: Aug 04, 2022

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Shriram Life Term Insurance Contact Details

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Claim Process at Shriram Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What is the CSR for Shriram Life Insurance Company?

    Shriram Life Insurance has a high CSR of 91.61% for the financial year 2019-20.

  • Which term insurance plans does Shriram Life provide?

    Shriram Life Insurance provides Shriram Life Cash Back Term Plan, Shriram Life My Spouse Term Plan, Shriram Life Online Term Plan, Shriram Life Smart Protection Plan, Shriram Life Smart Protection Plan SP, Shriram Life Family Protection, Corona Rakshak Policy and Shriram Life Saral Jeevan Bima. As the name suggests, Shriram Life Online Term Plan is an online plan.

  • What is the free look period for term insurance at Shriram Life Insurance?

    The free look period is 15 days. However, the free look period is 30 days if the policy has been purchased through distance marketing mode. 

  • What is the grace period for term insurance plans at Shriram Life Insurance?

    The grace period is 30 days for yearly, half yearly and quarterly mode. In case of monthly mode, the grace period is 15 days.

  • Does Shriram Life Insurance provide any protection plan against Covid-19?

    Yes! You can easily buy Corona Rakshak Policy to gain protection against Covid-19. The policy provides 100%  lump sum benefit in case of COVID-19 diagnosis and hospitalization.

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