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Shriram Life Term Insurance User Reviews

75 reviews Rate This
Shriram Life Term Insurance
Highlights
Claim Settlement Ratio95.12%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For2,816 Policies
Inception2005
Presence529 Branches
Total Death Benefit PaidRs.77.88 Crore

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Gender

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Shriram Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.01%
Starting From ₹ 697/Month
Claim Settlement 4hr Claim Settlement
Key Features:
  • Right Green Tick Annual Health Checkup
  • Right Green Tick Terminal illness
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Rating of Shriram
4.9
Based on
75 User reviews

  • Amazing range of plans

    I intended to buy a term insurance policy that would cover not only me but also my entire family. While researching my options, I came across InsuranceDekho's website, where I discovered many fantastic life insurance plans. It was extremely simple to compare various plans based on my needs. I eventually purchased the Shriram Life Term Insurance. I'm very pleased with my purchase! 

    K
    Kinjal Bati
    On: Jun 13, 2023

  • There was no agent involved

    There was no involvement of an agent or a third party while I was buying the Shriram Life Term Insurance from InsuranceDekho. Without their involvement, I was able to save such additional charges and also do everything on my own. 

    S
    Sareeq Ahmed
    On: Jun 06, 2023

  • Online process

    I bought the Shriram Life Term Insurance from InsuranceDekho through an online process. The online process of buying the Shriram Life Term Insurance from InsuranceDekho was quite convenient for me as I was able to perform all the relevant steps from the comfort of my home.

    A
    Arshia Idaiyar
    On: Jun 02, 2023

  • Received friendly reminders

    I was given friendly reminders even after years of buying the Shriram Life Term Insurance from InsuranceDekho. I was well informed about the policy renewal date so that I can pay the premium amount on time.   

    P
    Prince Mahajan
    On: May 30, 2023

  • A must-buy term insurance plan

    The Shriram Life Term Insurance available on InsuranceDekho is a must-buy according to not just me but many other customers. Most of the customers who have used this plan have reviewed positively the Shriram Life Term Insurance and thus I was convinced to buy it. 

    A
    Abhishek Tiwari
    On: May 26, 2023

  • The premium was affordable

    I used the online term calculator available on InsuranceDekho to calculate the premium for the Shriram Life Term Insurance. When I found that the premium matched my budget, it was only then that I bought it. -

    K
    Kamal Basu
    On: May 24, 2023

  • Quick policy issuance

    I purchased the Shriram Life Term Insurance from the InsuranceDekho website. The policy was issued within several minutes without any paperwork involved. I was guided well by the team at each step, they helped me complete the process smoothly. The plan comes with amazing benefits.

    A
    Arav Bajaj
    On: May 17, 2023

  • My insurance was renewed in a timely manner.

    I bought the Shriram Life Term plan from the InsuranceDekho website a year ago and came back to renew it. The procedure for renewing the policy was way too simple and took very little time. The personnel assisted me during the process. 

    R
    Raman Nayyar
    On: May 15, 2023

  • The plan has amazing benefits to offer

    The Shriram Life Term Insurance Policy available on InsuranceDekho has a range of benefits to offer. From being reasonably priced to offering all of these at a reasonable price, I was convinced about buying the Shriram Life Term Insurance Policy from InsuranceDekho. 

    A
    Anjali Rai
    On: May 10, 2023

  • Easy-to-fill quote

    At InsuranceDekho, it was easy to fill out a quote. I wanted to buy a reliable health insurance policy at the portal and hence visited the portal. I was able to buy the Shriram Life Term Insurance policy within a few minutes with the help of customer care executives at InsuranceDekho.

    M
    Manish Babbar
    On: May 08, 2023

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Shriram Life Term Insurance Contact Details

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Claim Process at Shriram Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What is the CSR for Shriram Life Insurance Company?

    Shriram Life Insurance has a high CSR of 91.61% for the financial year 2019-20.

  • Which term insurance plans does Shriram Life provide?

    Shriram Life Insurance provides Shriram Life Cash Back Term Plan, Shriram Life My Spouse Term Plan, Shriram Life Online Term Plan, Shriram Life Smart Protection Plan, Shriram Life Smart Protection Plan SP, Shriram Life Family Protection, Corona Rakshak Policy and Shriram Life Saral Jeevan Bima. As the name suggests, Shriram Life Online Term Plan is an online plan.

  • What is the free look period for term insurance at Shriram Life Insurance?

    The free look period is 15 days. However, the free look period is 30 days if the policy has been purchased through distance marketing mode. 

  • What is the grace period for term insurance plans at Shriram Life Insurance?

    The grace period is 30 days for yearly, half yearly and quarterly mode. In case of monthly mode, the grace period is 15 days.

  • Does Shriram Life Insurance provide any protection plan against Covid-19?

    Yes! You can easily buy Corona Rakshak Policy to gain protection against Covid-19. The policy provides 100%  lump sum benefit in case of COVID-19 diagnosis and hospitalization.

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