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PNB MetLife Term Insurance User Reviews

171 reviews Rate This
PNB MetLife Term Insurance
Highlights
Claim Settlement Ratio98.17%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For4,241 Policies
Inception2001
Presence107 Locations
Total Death Benefit PaidRs. 235.11 Crore

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Choose required coverage to secure your family’s future

50L
1Cr
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best PNB MetLife Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹95.28%
Starting From ₹ 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.39%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of PNB MetLife
4.6
Based on
171 User reviews

  • Got a good term plan within minutes

    I purchased PNB MetLife Mera Term plan from InsuranceDekho and I must highlight that it was a very easy task to purchase a term plan from this website. It took me only 5 minutes to purchase the term plan and the entire process was digital, convenient and very time saving. It was a good first experience with InsuranceDekho. 

    N
    Nishant Sujeev
    On: Feb 01, 2023

  • Got to know about claim settlement ratio

    I purchased PNB MetLife Mera Term plan from InsuranceDekho. While purchasing the plan I got to know about the importance of claim settlement ratio while choosing a term plan. InsuranceDekho’s website is quite informative.

    R
    Ritu Makkar
    On: Jan 31, 2023

  • Easy claims settlement

    Lately, I filed a claim for the PNB MetLife Mera Term plan on the InsuranceDekho website. Firstly the claim procedure was very easy, I followed the instructions stated on the website and secondly, the claim settlement was within the expected time period. 

    L
    Lokesh Yadav
    On: Jan 30, 2023

  • Purchased a good term plan

    Bought the PNB MetLife Mera Term plan from InsuranceDekho. I am very satisfied with my purchase and the plan fits my requirements. I also had the option to purchase a plan from the different options available on the website but the customer care executive suggested this plan. 

    K
    Kalpana Pillay
    On: Jan 20, 2023

  • Got a plan according to my choice

    I had purchased the PNB MetLife Mera term plan from InsuranceDekho a year ago and I wanted to modify my term plan to increase the coverage of my term plan so I visited InsuranceDekho to know about different riders available under this plan. The information on the website I chose Accelerated Critical Illness rider with my term insurance policy

    A
    Ashu Kodali
    On: Jan 19, 2023

  • Got a good term plan within minutes

    I purchased the PNB MetLife Mera Term plan from InsuranceDekho and I must highlight that it was a very easy task to purchase a term plan from this website. It took me only 5 minutes to purchase the term plan and the entire process was digital, convenient, and very time-saving. It was a good first experience with InsuranceDekho. 

    N
    Neerav Opel
    On: Jan 18, 2023

  • Secured payments

    The payment method on the InsuranceDekho website is secure and encrypted. I bought the PNB MetLife Mera Term plan from their website. I felt confident while making the payments. The plan offers all the benefits I wanted. Happy and satisfied with the purchase. 

    G
    Gargi Kandpal
    On: Jan 11, 2023

  • Secured payments

    On the InsuranceDekho website, the payment option is safe and secure. From their website, I purchased the PNB MetLife Mera Term plan. It was very easy for me to make the payment online with my choice of payment gateway. The plan includes all of the features I was looking for. I am pleased and delighted with my purchase.

    M
    Manish Aggarwal
    On: Jan 04, 2023

  • Time convenient

    I purchased the PNB MetLife Mera Term plan from InsuranceDekho. It was a very easy task to purchase a term plan from this website. It took me only a few minutes to purchase the term plan and the entire process was digital, convenient, and very time-saving. It was a good first experience with InsuranceDekho. 

    G
    Gautam Singh
    On: Dec 30, 2022

  • Wide range of plans

    There are a lot of plans available on the InsuranceDekho website. Out of all those, I chose the PNB MetLife Mera term plan which met all my needs and requirements well. Happy and satisfied with the purchase.

    D
    Devesh Arya
    On: Dec 28, 2022

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PNB MetLife Term Insurance Contact Details

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Claim Process at PNB MetLife Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Why should I choose the PNB MetLife term insurance plan?

    PNB MetLife Insurance is a reliable life insurance provider. It featured a staggering claim settlement ratio of 97.18% in the FY 2019-20. Another feather in its cap is that it provides high long-term coverage which is available for policyholders till the age of 85 years.

  • Can I get PNB MetLife term insurance plan cover if I am a smoker or use tobacco?

    Yes, However, smoker premium rates are higher as compared to non-smoker rates.

  • What is the toll-free customer care number of PNB MetLife Insurance?

    The 24x7 toll-free number of PNB MetLife Insurance is 1800-425-6969. 

  • What is the Claim Settlement Ratio of PNB MetLife Insurance company Limited?

    PNB MetLife featured an impressive claim settlement ratio of 97.18% in the FY 2019-20.

  • What is the grace period of the PNB Metlife Insurance company?

    A grace period of 30 days from the premium due is allowed according to the guidelines by the Insurance Regulatory Authority of India.

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