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PNB MetLife Term Insurance User Reviews

171 reviews Rate This
Highlights
Claim Settlement Ratio98.17%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For4,241 Policies
Inception2001
Presence107 Locations
Total Death Benefit PaidRs. 235.11 Crore

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Choose required coverage to secure your family’s future

50L
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best PNB MetLife Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.51%
Starting From 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 95.28%
Starting From 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.39%
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of PNB MetLife
4.6
Based on
171 User reviews
  • Amazing overall experience

    I recently purchased the PNB MetLife Term Insurance Policy from InsuarnceDekho, and I'm extremely satisfied with the coverage it provides. The application process was smooth and straightforward, and the premiums are affordable. It gives me peace of mind knowing that my family will be financially protected. I highly recommend this policy to anyone looking for reliable life insurance coverage.

    S
    Sandhya Majumdhar
    On: May 29, 2023
  • The digital process is outstanding

    The primary reason why I bought the PNB MetLife Term Insurance Policy from InsuranceDekho was that the entire process was online. I was able to purchase the PNB MetLife Term Insurance Policy easily from the comfort of my home and even enjoy other advantages. 

    D
    Dipin Amin
    On: May 24, 2023
  • Different companies and plans

    The best part about InsuranceDekho is that I found a list of insurance companies based on their claim settlement ratio. The information on the website regarding the insurance gave me the confidence to choose and purchase PNB MetLife Term Insurance Policy from InsuranceDekho.

    G
    Gurbeer Singh
    On: May 17, 2023
  • Customer service at its best

    The customer service on the InsuranceDekho website is excellent. I purchased PNB MetLife Term Insurance Plan through their website. I had some concerns throughout my transaction, so I contacted customer service. The agent was extremely helpful and responded quickly to all of my questions. Their services were excellent, and I was very satisfied. 

    A
    Akansha Pandey
    On: May 15, 2023
  • Chatbox feature

    With the help of the chat-box feature available on InsuranceDekho, I was able to solve so many doubts about the term plan. Finally, I ended up buying the PNB MetLife Term Insurance Policy from InsuranceDekho. 

    S
    Shivash Sen
    On: May 11, 2023
  • Policy renewed at ease

    I bought the PNB MetLife Term Insurance plan from the InsuranceDekho website. I visited them again to get my policy renewed. It was done with ease and in no time. The team supported me well and guided me throughout. 

    S
    Shibani Majumdar
    On: May 04, 2023
  • Easy-to-fill quote

    At InsuranceDekho, it was easy to fill out a quote. I wanted to buy a reliable health insurance policy at the portal and hence visited the portal. I was able to buy the PNB MetLife Term Insurance Plan within a few minutes with the help of customer care executives at InsuranceDekho. 

    J
    Japneet Wahi
    On: Apr 26, 2023
  • Amazing understanding

    My friend suggested me the InsuranceDekho website as I was looking for insurance online. Everything was available in one place. I was highly impressed by it. I compared the plan and I choose PNB MetLife Term Insurance Plan. The team understood my concerns very well regarding the claim settlement and resolved them to my satisfaction. Thanks a lot, team InsuranceDekho. 

    K
    Kush Behl
    On: Apr 24, 2023
  • Came across a few good articles

    I recently bought the PNB MetLife Term Insurance plan from the InsuranceDekho website. In the process, I read some really good articles about the plans and everything related to insurance. The news section of the website was updated and helped me gain some knowledge. 

    A
    Adhiraj Singh
    On: Apr 20, 2023
  • Totally enjoyed a 100% digital experience

    I enjoyed a 100% digital experience when I was buying the PNB MetLife Term Insurance plan from InsuranceDekho. The team members made this digital experience even more gratifying and thus I even recommend others to buy this plan through the online process. 

    A
    Anand Menon
    On: Apr 12, 2023

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PNB MetLife Term Insurance Contact Details

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Claim Process at PNB MetLife Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Why should I choose the PNB MetLife term insurance plan?

    PNB MetLife Insurance is a reliable life insurance provider. It featured a staggering claim settlement ratio of 97.18% in the FY 2019-20. Another feather in its cap is that it provides high long-term coverage which is available for policyholders till the age of 85 years.

  • Can I get PNB MetLife term insurance plan cover if I am a smoker or use tobacco?

    Yes, However, smoker premium rates are higher as compared to non-smoker rates.

  • What is the toll-free customer care number of PNB MetLife Insurance?

    The 24x7 toll-free number of PNB MetLife Insurance is 1800-425-6969. 

  • What is the Claim Settlement Ratio of PNB MetLife Insurance company Limited?

    PNB MetLife featured an impressive claim settlement ratio of 97.18% in the FY 2019-20.

  • What is the grace period of the PNB Metlife Insurance company?

    A grace period of 30 days from the premium due is allowed according to the guidelines by the Insurance Regulatory Authority of India.