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PNB MetLife Term Insurance User Reviews

171 reviews Rate This
PNB MetLife Term Insurance
Highlights
Claim Settlement Ratio98.17%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For4,241 Policies
Inception2001
Presence107 Locations
Total Death Benefit PaidRs. 235.11 Crore

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
1Cr
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best PNB MetLife Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹95.28%
Starting From ₹ 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.39%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of PNB MetLife
4.6
Based on
171 User reviews

  • Quick issuance process

    The policy issuance process at InsuranceDekho is quick and hassle-free. I recently got my PnB MetLife Mera Term Plan Plus plan issued without any inconvenience. Kudos to the entire team for putting in so many efforts to help customers. 

    V
    Vikas Gupta
    On: Jul 26, 2021

  • Received best advice

    I have talked to many companies before, but I must say that I got the best insurance advice at InsuranceDekho. Not only was I able to buy PNB MetLife Mera Term Plan Plus under my budget range, but also learned about the claim process and other services.

    J
    Jyoti Paul
    On: Jul 23, 2021

  • Got the best plan from best company

    I have purchased the PnB Metlife Income Protection Plan with the help of the InsuranceDekho team. I found the process to be easy and simple. I had a list of insurance companies and with the team’s help I chose the best one.   

    V
    Varun Sharma
    On: Jul 21, 2021

  • Policy selection was easier

    I have recently purchased the PnB MetLife Mera Term Plan a few days back. I want to thank the professional team of InsuranceDekho for helping me get this plan selected and issued. Also, their website is so easy to use to gather information.   

    S
    Saurabh Jain
    On: Jul 16, 2021

  • Queries resolved quickly

    After the purchase of PNB Metlife Term Insurance Plan, I had some queries related to policy. The customer care team of InsuranceDekho helped me get all the answers to my queries. I am highly impressed with their service! 

    Y
    Yogesh Thakur
    On: Jul 14, 2021

  • Detailed information available on site

    My efforts to buy PnB MetLife  Mera Term Plan Plus got reduced as I did not have to look for information everywhere. InsuranceDekho’s site had all the information I wanted. Must say the site is really well designed and the content is quite detailed. 

    R
    Rajveer Katheria
    On: Jul 12, 2021

  • No hidden costs

    While paying the premium of PNB MetLife Mera Term Plan on InsuranceDekho, I was amazed to see that I did not have to pay anything extra. I just paid the exact amount as shown on the screen. 

    S
    Sayan Chakrabarty
    On: Jul 09, 2021

  • Smooth online pay

    Paying the premium of PNB MetLife Mera Term Plan Plus through the online payment portal of InsuranceDekho has been smooth. I gave my debit card number, selected the payable amount and within seconds the payment was confirmed. 

    A
    Atanu Reddy
    On: Jul 07, 2021

  • Sends policy-related reminders

    From InsuranceDekho I receive PNB MetLife Mera Term Plan Plus policy-related reminders like the upcoming premium instalment payment dates and exciting deals. This awesome feature helps me to stay updated on my policy. 

    M
    Mou Dastidar
    On: Jul 05, 2021

  • Received expert guidance

    I received expert guidance from InsuranceDekho while I was looking for a befitting term insurance plan. The official was skilful in emphasising my requirements. As per his guidance, I decided to buy PNB MetLife Mera Term Plan Plus. 

    P
    Pallavi Agarwal
    On: Jul 02, 2021

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PNB MetLife Term Insurance Contact Details

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Claim Process at PNB MetLife Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Why should I choose the PNB MetLife term insurance plan?

    PNB MetLife Insurance is a reliable life insurance provider. It featured a staggering claim settlement ratio of 97.18% in the FY 2019-20. Another feather in its cap is that it provides high long-term coverage which is available for policyholders till the age of 85 years.

  • Can I get PNB MetLife term insurance plan cover if I am a smoker or use tobacco?

    Yes, However, smoker premium rates are higher as compared to non-smoker rates.

  • What is the toll-free customer care number of PNB MetLife Insurance?

    The 24x7 toll-free number of PNB MetLife Insurance is 1800-425-6969. 

  • What is the Claim Settlement Ratio of PNB MetLife Insurance company Limited?

    PNB MetLife featured an impressive claim settlement ratio of 97.18% in the FY 2019-20.

  • What is the grace period of the PNB Metlife Insurance company?

    A grace period of 30 days from the premium due is allowed according to the guidelines by the Insurance Regulatory Authority of India.

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