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Max Life Term Insurance User Reviews & Ratings

161 reviews Rate This
Max Life Term Insurance
Highlights
Claim Settlement Ratio99.35%
Death Benefit Paid For15,342 Policies
Inception2000
Presence269 Offices
Total Death Benefit Paid562.54 Crore

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Max Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹95.28%
Starting From ₹ 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.39%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of Max
4.6
Based on
161 User reviews

  • Easy comparisons

    It is very easy to compare several term insurance plans on InsuranceDekho. I used the online term insurance premium calculator tool available on the website which made comparing several term insurance plans an easy task. I purchased a Max Life Smart Secure Plus plan.

    K
    Kunal Verma
    On: Jan 30, 2023

  • Quick comparisons

    I used the online premium calculator to evaluate the insurance plan several times in accordance with my desires and budget. The online device certainly helped me examine various time period plans at a time. After comparing, I bought a Max Life Smart Term sketch from InsuranceDekho. 

    V
    Vikas Mittal
    On: Jan 20, 2023

  • User-friendly and informative website

    InsuranceDekho’s website is very user-friendly and informative. I got to learn about factors to consider while purchasing a term insurance plan which helped me to scout a good term insurance plan for myself. Considering those factors I compared different term plans and purchased Max Life Smart Secure Plus Plan. 

    Y
    Yatin Mahadeo
    On: Jan 17, 2023

  • Best insurance companies listed

    The best part about InsuranceDekho is that I found a list of insurance companies based on their claim settlement ratio. I found some of the best insurance companies listed on InsuranceDekho’s website. The information on the website regarding the insurance gave me the confidence to choose and purchase Max Life Smart Term Plan from InsuranceDekho. I am very happy with my purchase.

    P
    Padam Malhotra
    On: Jan 13, 2023

  • Good-to-go plan

    The Max term insurance plan that I bought from the InsuranceDekho website is a good term insurance plan because it has amazing features and benefits. I am happy that I bought this plan and would recommend this to all. This plan is quite affordable and provides good coverage. 

    A
    Ananya Chhibber
    On: Jan 10, 2023

  • Chatbox feature

    The InsuranceDekho website has a chat box facility. While purchasing the Max Life Smart term plan, I used the InsuranceDekho website's chat box option to get my queries resolved regarding this plan. With the help of this tool, I was able to settle all of my queries with the plan

    N
    Neha Batham
    On: Jan 04, 2023

  • Chatbox feature

    I used the chat box feature available on the InsuranceDekho website while buying the Max Life Smart term plan. All my issues regarding the plan were resolved with the help of this feature. I am really happy with this plan. 

    H
    Happy Singh
    On: Jun 23, 2022

  • Best customer care service

    The InsuranceDekho website offers the best customer care service to its users. I recently visited them and bought the Max Life Smart plan, the executive entertained all my doubts well and solved all of them as his utmost priority. Loved their services and the plan.

    S
    Shikha Gupta
    On: May 02, 2022

  • Various knowledgeable resources are available

    The InsuranceDekho website has the availability of varied knowledgeable resources like articles, etc. While buying the Max Life Smart plan, I read different articles which were nicely written and had a lot of information to gain from. I got to know a lot of things, which I didn't know before.  

    K
    Kush Aggarwal
    On: Apr 27, 2022

  • Good-to-go plan

    The Max Life Smart plan is really good. It has all those benefits that one expects from a good term insurance plan. I am happy and satisfied with it. I bought this plan from the InsuranceDekho website.  

    J
    Jyotsana Bisht
    On: Apr 26, 2022

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Max Life Term Insurance Contact Details

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Claim Process at Max Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Why should I choose a Max Life Term Insurance Plan?

    Max Life Insurance is a reliable life insurance provider that offers several features and benefits in its term insurance plans. Apart from this, the company handles the claims well. Also, the insurance company offers high long-term coverage to policyholders which is available till the age of 85 years.

  • How much Max Life Term Life cover do you need?

    As a basic rule, one should buy term life cover up to 10-12 times of their annual income.

  • What is the grace period of the Max Life Term Insurance Plans?

    A grace period of 30 days from the premium due is allowed according to the guidelines by the Insurance Regulatory Authority of India (IRDAI).

  • Can I change the duration of my Max Life Term Insurance plan after the policy is issued to me?

    No. The duration of Max Life Term Insurance cannot be changed once the policy is issued.

  • Are Non-Resident Indians (NRIs) allowed to purchase Max Life Term Insurance Policy?

    Yes, Non-Resident Indians (NRIs) can purchase Max Life Term Insurance if they are Indian citizens, have at any time held an Indian passport, or a person who is legally wedded spouse of an Indian citizen.

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