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Max Life Term Insurance User Reviews

143 reviews Rate This
Claim Settlement Ratio99.35%
Death Benefit Paid For15,342 Policies
Presence269 Offices
Total Death Benefit Paid562.54 Crore

Term Life Insurance Premium Calculator


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Choose required coverage to secure your family’s future

Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Max Life Term Insurance Plans

1 Crore
1.5 Crore
    Tax Free
    1 Cr
Starting From 706/Month
24hr Claim Settlement
Key Features:
  • Special Exit
  • Terminal Illness
  • Nominee's Choice payout
  • Voluntary Top Up
  • Tax Benefits
    Tax Free
    1 Cr
Starting From 857/Month
24hr Claim Settlement
Key Features:
  • Waiver of Premium on Disability
  • Terminal Illness
  • Life Stage Benefit
  • Tax Benefits
See More Plans
Rating of Max
Based on
143 User reviews
  • Best term insurance plans offered

    InsuranceDekho offers some of the best term insurance plans offered by leading insurance companies. I purchased Max Life Smart Term from InsuranceDekho. As soon as I landed on InsuranceDekho’s website I learned about the claim settlement ratios of the different insurance companies. 

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    Shripad Visala
    On: Sep 07, 2021
  • Secure Payment Portal

    The payments of the InsuranceDekho’s website is completely safeguarded and secured. After knowing that the payment portal is end-to-end encrypted I entered my credit card details and made payment for Max Life Smart Secure Plus Term plan. 

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    Saurabh Negi
    On: Sep 02, 2021
  • Interesting website

    InsuranceDekho has quite an informative website. Be it purchase procedure or claim settlement, instruction for such tasks are mentioned on the website which makes purchasing or claim settlement easier. By following the instructions on the website I purchased the Max Life Smart Secure Plus Plan. 

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    Sushil Surendranath
    On: Sep 01, 2021
  • Simple plan but good

    It has been around 15 days since I purchased the Max Life Smart Secure Plus Plan. I found this term plan simple yet very beneficial for me and my family. The premium is also very low. Thanks InsuranceDekho for your suggestion! 

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    Tanuj Purohit
    On: Aug 26, 2021
  • Easy payment

    I bought Max Life Smart Term Plan from InsuranceDekho and I must say that the payment procedure at the website is quite simple. The website offers several payment options, I paid for my term insurance quickly and the payment was completely safeguarded. 

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    Prayag Prithvi
    On: Aug 25, 2021
  • No paper-work required

    While purchasing the Max Life Smart Term plan from InsuranceDekho, literally no paper-work was required. I purchased the policy by uploading the documents and making payment online at the website only. The policy was issued and I was provided with the soft copy. I am very impressed with the green initiative taken by InsuranceDekho. 

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    Aditi Rawat
    On: Aug 18, 2021
  • Quick claim settlement

    I filed a claim for my Max Life Smart Secure term insurance policy. I am very thankful to the InsuranceDekho team for providing me assistance on every claim settlement step which helped me get complete claims easily and quickly. 

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    Bhavesh Mehta
    On: Aug 17, 2021
  • Very Informative Website

    InsuranceDekho’s website is quite informative and helps in understanding about the plan or the insurance company. The facts and information on the website are very helpful and it helped me make an informed purchasing decision. I purchased the Max Life Smart Secure Plus plan from the website. 

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    Jasbeer Soumitra
    On: Aug 11, 2021
  • Purchased term plan easily

    I purchased the Max Life Smart Secure Plus plan from InsuranceDekho and I must say, it was such an easy process and the policy was issued almost instantly. There was no hassle while I was purchasing the term plan, and I received the soft copy of the policy as soon as I made the payment. I am satisfied with my purchase with InsuranceDekho. 

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    Somnath Jadhav
    On: Aug 10, 2021
  • All queries resolved

    I was settling a claim under Max Life Smart Secure plan on the InsuranceDekho website. The team takes care of their customers and guides them through the claim settlement process. This small gesture is really appreciated during difficult times. I am extremely satisfied. 

    Read More
    Ved Senapati
    On: Aug 04, 2021

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Max Life Term Insurance Contact Details

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Claim Process at Max Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQ About Max Life Term Insurance

  • Why should I choose a Max Life Term Insurance Plan?

    Max Life Insurance is a reliable life insurance provider that offers several features and benefits in its term insurance plans. Apart from this, the company handles the claims well. Also, the insurance company offers high long-term coverage to policyholders which is available till the age of 85 years.

  • How much Max Life Term Life cover do you need?

    As a basic rule, one should buy term life cover up to 10-12 times of their annual income.

  • What is the grace period of the Max Life Term Insurance Plans?

    A grace period of 30 days from the premium due is allowed according to the guidelines by the Insurance Regulatory Authority of India (IRDAI).

  • Can I change the duration of my Max Life Term Insurance plan after the policy is issued to me?

    No. The duration of Max Life Term Insurance cannot be changed once the policy is issued.

  • Are Non-Resident Indians (NRIs) allowed to purchase Max Life Term Insurance Policy?

    Yes, Non-Resident Indians (NRIs) can purchase Max Life Term Insurance if they are Indian citizens, have at any time held an Indian passport, or a person who is legally wedded spouse of an Indian citizen.