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Max Life Term Insurance User Reviews

143 reviews Rate This
Max Life Term Insurance
Highlights
Claim Settlement Ratio99.35%
Death Benefit Paid For15,342 Policies
Inception2000
Presence269 Offices
Total Death Benefit Paid562.54 Crore

Term Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Max Life Term Insurance Plans

1 Crore
1.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 706/Month
24hr Claim Settlement
Key Features:
  • Special Exit
  • Terminal Illness
  • Nominee's Choice payout
  • Voluntary Top Up
  • Tax Benefits
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹97.84%
Starting From ₹ 857/Month
24hr Claim Settlement
Key Features:
  • Waiver of Premium on Disability
  • Terminal Illness
  • Life Stage Benefit
  • Tax Benefits
See More Plans
Rating of Max
4.6
Based on
143 User reviews

  • Got a good term plan

    I was planning to purchase a term insurance plan but I had very little information about term insurance. InsuranceDekho’s website helped me conduct a thorough research, I got to know about factors affecting premium, types of term insurance plans and also got to know how to choose a good term plan. I purchased a Max Life Smart Term plan. 

    Read More
    S
    Sarthak Monga
    On: Oct 12, 2021

  • Time saving comparisons

    It is very easy to compare plans on the InsuranceDekho’s website. I was able to compare several term insurance plans that fit my requirements within my budget. The online premium calculator tool displays several term insurance plans instantly. Premium calculator helps in time saving comparisons. I purchased a Max Life Smart Secure Plus plan. 

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    V
    Vijay Sehgal
    On: Oct 06, 2021

  • Got an ideal term plan that fit my budget

    I wanted to purchase a term plan that was not very costly and would provide comprehensive coverage. I had set my budget before purchasing a term insurance plan. I compared several term insurance plans that would fit in my budget. I finally selected the Max Life Smart Secure Plus plan because it fit my budget and also offered comprehensive coverage. 

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    V
    Vidhi Anand
    On: Oct 05, 2021

  • Best term insurance plans offered

    At InsuranceDekho’s website you will find best term insurance plans offered by some of the leading insurance providers in India. I purchased a Max Life Smart Term plan after comparing several plans. I found a list of insurance companies based on their incurred claim settlement ratios. 

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    M
    Mukund Surana
    On: Sep 29, 2021

  • Informative website

    The website of InsuranceDekho is quite informative. Be it purchase of a term plan or claim settlement, instructions for such tasks are clearly mentioned on the website, which makes purchasing a term insurance and filing a claim settlement for a term insurance plan a much easier task. I purchased a Max Life Smart Secure Plus Plan. 

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    A
    Ajay Bhagat
    On: Sep 28, 2021

  • Got a term plan within my budget

    Before purchasing a term insurance plan I had set my budget. I wanted to purchase a comprehensive term insurance plan that fits in my budget. I compared several plans that fit my budget and purchased a Max Life Smart Secure Plus plan because it seemed the best choice that fulfilled my insurance requirements under my budget. 

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    A
    Abhinav Kakkar
    On: Sep 23, 2021

  • Easy premium calculation

    Premium calculation is made very easy with the help of online term insurance premium calculator. I entered some basic information such as my name, age, gender and sum assured which are the factors which affect the premium calculation. After comparing several plans with the help of a premium calculator, I purchased the Max Life Smart Secure Plan. 

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    Z
    Zyan Chopra
    On: Sep 22, 2021

  • Convenient comparison

    Comparing term insurance plans is a very easy task on the InsuranceDekho’s website. I was able to compare several term insurance plans, offered by some of the leading life insurance companies in India. You can compare several plans within minutes. After comparing several plans that fulfilled my requirements and fit my budget, I purchased the Max Life Smart Secure Plus plan. ...

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    P
    Preeti Soin
    On: Sep 15, 2021

  • User friendly website

    I needed to settle a death claim under my Max Life Smart Term plan on InsuranceDekho’s website. I noticed that the instructions to file a claim through the website were mentioned on the website itself, which made it easy for me to file a claim. The website is very easy to navigate and quite user friendly. 

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    A
    Ayush Mittal
    On: Sep 14, 2021

  • Fast claim settlement

    I filed a claim for my Max Life Smart Term plan with InsuranceDekho. I am very thankful to the customer care executive of InsuranceDekho who provided me with great assistance at every step of the claim process. He made the claim process very easy for me. The claim was settled quickly as well. 

    Read More
    S
    Sangeeta Bansi
    On: Sep 08, 2021

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Max Life Term Insurance Contact Details

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Claim Process at Max Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQ About Max Life Term Insurance

  • Why should I choose a Max Life Term Insurance Plan?

    Max Life Insurance is a reliable life insurance provider that offers several features and benefits in its term insurance plans. Apart from this, the company handles the claims well. Also, the insurance company offers high long-term coverage to policyholders which is available till the age of 85 years.

  • How much Max Life Term Life cover do you need?

    As a basic rule, one should buy term life cover up to 10-12 times of their annual income.

  • What is the grace period of the Max Life Term Insurance Plans?

    A grace period of 30 days from the premium due is allowed according to the guidelines by the Insurance Regulatory Authority of India (IRDAI).

  • Can I change the duration of my Max Life Term Insurance plan after the policy is issued to me?

    No. The duration of Max Life Term Insurance cannot be changed once the policy is issued.

  • Are Non-Resident Indians (NRIs) allowed to purchase Max Life Term Insurance Policy?

    Yes, Non-Resident Indians (NRIs) can purchase Max Life Term Insurance if they are Indian citizens, have at any time held an Indian passport, or a person who is legally wedded spouse of an Indian citizen.

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