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HDFC Life Term Insurance User Reviews

165 reviews Rate This
HDFC Life Term Insurance
Highlights
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For12,509 Policies
Inception2000
Presence421 Branches
Total Death Benefit PaidRs. 50.33 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Age

Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Final Plan Eligibility will depend on some other factors including tobacco habits, education, occupation and income of the life assured / proposer

Best HDFC Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
See More Plans
Rating of HDFC
4.6
Based on
165 User reviews

  • Supportive Claim Assistance

    I had to claim my HDFC Term Life Insurance, and the process seemed overwhelming at first. But InsuranceDekho provided step-by-step guidance and connected me with the insurer for a quick resolution. I’m grateful for their prompt and professional support.

    N
    Neha Choudhary
    On: Feb 25, 2025

  • Smooth Porting Experience

    InsuranceDekho’s online portal made comparing plans so easy for me, just like a breeze. Term plans of various companies were thoroughly explained and tabulated. I easily found the plan with the best coverage and premium for my needs and chose HDFC Term Insurance for my entire family.

    D
    Deepak mehta
    On: Jun 19, 2024

  • Great customer service

    Opting for the HDFC Click 2 Protect plan was a decision I am glad I made. Their process was simple, and their support team ensured I had everything I needed to feel confident about our family's future. Highly recommend InsuranceDekho for their transparent and reliable services.

    D
    Deepant Kumar
    On: May 28, 2024

  • Recommended Insurance Company

    The InsuranceDekho company put in all the effort to simplify my purchasing process. I bought HDFC Term Life Insurance from the official website. Everything was done online, including paperwork, which saved me a lot of time. I am happy to connect with this Insurancedekho company and would recommend it to everyone for buying a term insurance policy with ease.

    S
    Siddharth Sharma
    On: Jan 25, 2024

  • Easy Claim Process

    I claimed my HDFC Term Life insurance from InsuranceDekho. The Insurancedekho team helped while claiming the HDFC term life insurance which made the process easy and fast. I am very grateful to the Insurancedekho team and their fast service.

    N
    Nitish Raghav
    On: Dec 04, 2023

  • Family Security

    InsuranceDekho provided me with the HDFC Life Term Insurance- Click 2 Protect Plan that gives me peace of mind, knowing my family will be secure in any eventuality.

    R
    Rishabh Upadhaya
    On: Nov 03, 2023

  • Affordable Plans

    InsuranceDekho offers a wide range of term insurance plans at various price points. I was able to find the HDFC Life Term Insurance Policy which is an affordable plan that provided great coverage for my family.

    S
    Shennan Manik
    On: Oct 30, 2023

  • Affordable Premiums Without Compromising Quality

    I was initially skeptical about finding affordable term insurance without sacrificing coverage quality. However, InsuranceDekho surprised me with the range of policies that offer excellent protection at reasonable premiums. I could easily buy the HDFC Life Term Insurance Policy  

    R
    Rubi Kumari
    On: Oct 12, 2023

  • Financial Advisor's Choice

    As a financial advisor, I recommend InsuranceDekho to my clients. Their policies are reliable, and the service is top-notch. I, myself have secured the HDFC Life Term Insurance Policy for myself and my family. 

    U
    Uday Shah
    On: Sep 29, 2023

  • Trustworthy and Reliable Provider

    Trust is crucial when choosing a term insurance provider, and InsuranceDekho has earned my trust. Their reputation for reliability and prompt service gives me confidence that my family is in good hands as I secured the HDFC Life Term Insurance Policy.

    A
    Anahita Bijali
    On: Sep 20, 2023

  • Online Account Management

    Thank God that I chose InsuranceDekho to purchase the HDFC Life Term Insurance Policy. It was a breeze to manage my term insurance policy online through their intuitive portal has been convenient and time-saving.

    A
    Ananya Basu
    On: Sep 14, 2023

  • Quite impressed with the Chatbox feature

    I used the chat box feature available on the InsuranceDekho website while buying the HDFC Life Term Insurance Policy. All my issues regarding the plan were resolved with the help of this feature. I am really happy with this plan. 

    S
    Sanjeeva Das
    On: Sep 04, 2023

  • Got a good term plan within minutes

    I purchased the HDFC Life Term Insurance Policy from InsuranceDekho and I must highlight that it was a very easy task to purchase a term plan from this website. It took me only 5 minutes to purchase the term plan and the entire process was digital, convenient, and very time-saving. It was a good first experience with InsuranceDekho. -

    S
    Samaira Thapar
    On: Aug 29, 2023

  • Affordable riders

    At the time of purchasing the HDFC Life Term Insurance Policy from InsuranceDekho, I got to know about some useful and affordable riders that can help in increasing the coverage of this term plan. I purchased some riders that were suitable for my term plan. 

    R
    Rahul Chatarjee
    On: Aug 24, 2023

  • Easy payment

    I bought the HDFC Life Term Insurance Policy from InsuranceDekho and I must say the payment process was very quick and hassle-free. The payment portal is completely secure and without verification, the payment will not be processed. 

    A
    Abhishek Mishra
    On: Aug 07, 2023

  • Hassle-free comparisons

    It is very easy to compare several term insurance plans on InsuranceDekho. I used the online term insurance premium calculator tool available on the website which made comparing several term insurance plans an easy task. I purchased the HDFC Life Term Insurance Policy. 

    S
    Shubhan Agarwal
    On: Jul 31, 2023

  • Compassionate and Empathetic Approach

    Dealing with InsuranceDekho during an emergency was reassuring as their team showed compassion and empathy while assisting me with the claim process of my HDFC Life Term Insurance Policy.

    V
    Vivek Bhardwaj
    On: Jul 21, 2023

  • Prompt Resolution of Queries

    Whenever I had a question or require clarification regarding my HDFC Life Term Insurance Policy, InsuranceDekho's customer support team responded promptly with detailed explanations. Their knowledgeable staff was able to address my concerns satisfactorily, ensuring that I had a clear understanding of my policy terms and benefits.

    S
    Sandeep Patil
    On: Jul 19, 2023

  • Best Support Team

    When I bought the HDFC Life Term Insurance Policy from the official website of InsuranceDekho, I didn’t realize the efforts put by a customer support team to make our purchase journey quick and smooth. Within a few weeks of my purchase, I was facing some problems while tracking my policy, so the executives put their flesh and blood to help me as quick as possible. I’m pleased with my experience with the company. 

    D
    Delisha Ahuja
    On: Jul 07, 2023

  • I got constant reminders for renewal

    When I was buying the HDFC Life Term Insurance Policy InsuranceDekho I was completely satisfied. Even after so many years, I still get friendly reminders from the InsuranceDekho team about the policy renewal date and other information. So, I must recommend others as well to buy the HDFC Life Term Insurance Policy from InsuranceDekho

    P
    Parikshit Mathur
    On: Jun 23, 2023

  • Effective communication

    The dedicated team of InsuranceDekho ensured that they offered me effective communication while I was buying the HDFC Life Term Insurance Policy from InsuranceDekho. They assisted me in every step of the purchase process and answered all my questions. 

    A
    Ajay Singh
    On: Jun 20, 2023

  • 5 minutes policy issuance process

    The process of issuing a policy from InsuranceDekho was so quick that it hardly took 5 minutes to complete the entire process. So, I was able to save a lot of time while buying the HDFC Life Term Insurance Policy from InsuranceDekho.

    A
    Ahana Trehan
    On: Jun 16, 2023

  • The plan offers good coverage

    The HDFC Life Term Insurance Policy which I found on InsuranceDekho has amazing coverage to offer. I bought this plan as with the HDFC Life Term Insurance Policy I was able to secure the future of my family.

    M
    Mridul Raina
    On: Jun 13, 2023

  • A recommended term plan

    I first checked the reviews before I decided to buy the HDFC Life Term Insurance Policy from InsuranceDekho. The reason was that I wanted to be sure that I am making the right choice. I found that the HDFC Life Term Insurance Policy is highly recommended by customers.

    C
    Chayya Mukherjee
    On: Jun 06, 2023

  • Enjoyed 100% digital experience

    I decided to buy the HDFC Life Term Insurance Policy through online mode. The online mode not made the overall process easy but also enabled me to enjoy a 100% digital experience. 

    H
    Hridaan Mudaliar
    On: Jun 02, 2023

  • Affordable plans

    I wanted to buy a good-term insurance plan that could settle into my budget easily. I visited the InsuranceDekho website and found affordable plans on the website. I bought the HDFC Life Term Insurance Policy from their website. The plan comes with many benefits. Happy with the purchase.

    S
    Shruti Saraf
    On: May 31, 2023

  • There was a vast variety of term plans available

    There are a number of term plans available on the website of InsuranceDekho. So, I read all about these plans and then bought the HDFC Life Term Insurance Policy for myself from InsuranceDekho and was very content with the decision that my family will be well taken care of. 

    M
    Mayank Vasu
    On: May 24, 2023

  • Customer care service

    I recently bought the HDFC Life Term Insurance Policy from the InsuranceDekho website. While buying the plan, I was a bit doubtful about the benefits of the plan. I contacted their customer care service and the executive attended to me well and cleared all my doubts. The plan offers amazing benefits and meets all my needs well.

    P
    Pragya Bohra
    On: May 17, 2023

  • A chat box's features

    On the InsuranceDekho website, there is a chat box function that is quite useful. I wasn't sure if the HDFC ERGO Life Term Plan would provide all of the benefits that I expected from a life insurance policy when I purchased it from their website. I used the chat box and received prompt responses to all of my questions. Fortunately, the plan includes all of the features and benefits I was looking for. 

    T
    Tribuvan Joshi
    On: May 15, 2023

  • A detailed explanation of the policy was provided

    The team of InsuranceDekho provided me with a detailed explanation of the different term plans available and explained their coverage. Based on their suggestions, I decided to buy the HDFC Life Term Insurance Policy from InsuranceDekho. 

    T
    Tarun Anand
    On: May 10, 2023

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HDFC Life Term Insurance Contact Details

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Claim Process at HDFC Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What are Term Insurance Riders?

    A term insurance rider is an extra attachment that provides you with additional coverage for an additional fee. A rider can enhance your overall term policy by providing numerous additional benefits over what your term insurance plan already offers.

  • When is the right time to purchase the HDFC Life Term insurance plan?

    The best time to buy an HDFC Life term insurance plan is when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What are the minimum and maximum age to buy an HDFC Life term insurance plan?

    The minimum age to buy an HDFC Life term insurance plan is 18 years and the maximum age is 65 years.

  • Can my HDFC Life Term insurance premium change after a period of time?

    Yes, your premium can change depending on many factors like additional riders coverage, lifestyle changes, etc.

  • Can NRIs purchase HDFC Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase HDFC life term insurance plans.

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