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HDFC Life Term Insurance User Reviews

162 reviews Rate This
HDFC Life Term Insurance
Highlights
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For12,509 Policies
Inception2000
Presence421 Branches
Total Death Benefit PaidRs. 50.33 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

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Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best HDFC Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹95.28%
Starting From ₹ 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.39%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of HDFC
4.6
Based on
162 User reviews

  • Secure payments

    While buying HDFC Click two Protect Life I was once a little skeptical about entering my card details into their website however I was incredibly impressed by using the distinct fee gateway choices accessible that guaranteed me that the price is absolutely secure. 

    M
    Mukesh Singh
    On: Jan 17, 2022

  • Safe payment modes

    Recently I purchased HDFC Click 2 Protect Life from InsuranceDekho’s website. The payment procedure was safe and secured. I am very satisfied with my purchase with InsuranceDekho.

    M
    Mitra Guneratne
    On: Jan 14, 2022

  • Different companies and plans

    The best part about InsuranceDekho is that I found a list of insurance companies based on their claim settlement ratio. I purchased HDFC Click 2 protect Plan from InsuranceDekho 

    V
    Vishwesh Shriharsha
    On: Jan 14, 2022

  • Time-saving comparisons

    InsuranceDekho offers a wide range of digital facilities which include online term insurance premium calculators, policy research, policy renewal, and claim settlement. I was able to compare several term plans according to my requirements using the online term insurance premium calculator. I purchased HDFC Click 2 Protect Life term plan. 

    H
    Harshit Bansal
    On: Jan 13, 2022

  • Affordable time period plans offered

    At InsuranceDekho I used to be in a position to locate some fantastic time period plans supplied through pinnacle insurance plan agencies in India. It was once very effortless for me to examine some of the great time period insurance plan plans on one platform. I used the top rate calculator to examine time period plans inside my budgets and after evaluating I bought HDFC Click two Protect Life from InsuranceDekho barring any hassles.

    U
    Udeshya Raghavan
    On: Jan 12, 2022

  • Price comparison

    It is very easy to compare term insurance plans on InsuranceDekho’s website. I compared and selected HDFC Click 2 Protect Life from InsuranceDekho.

    M
    Mandar Nehru
    On: Jan 11, 2022

  • Time convenient

    I purchased the HDFC Click 2 protect plan from InsuranceDekho. It took me only a few minutes to purchase the term plan and the entire process was digital, convenient, and very time-saving. It was a good first experience with InsuranceDekho.

    R
    Riddhiman Sagoo
    On: Jan 11, 2022

  • Different companies and plans

    The best part about InsuranceDekho is that I found a list of insurance companies based on their claim settlement ratio. The information on the website regarding the insurance gave me the confidence to choose and purchase HDFC Click 2 protect Plan from InsuranceDekho.

    S
    Sivan Goyla
    On: Jan 10, 2022

  • Price comparison

    It is very easy to compare term insurance plans on InsuranceDekho’s website using the online term insurance premium calculator tool. I compared and selected HDFC Click 2 Protect Life from InsuranceDekho.

    D
    Dheeraj Sahani
    On: Jan 10, 2022

  • Availability of riders

    At InsuranceDekho’s website I found information on different term insurance riders that help in increasing the cover of the term insurance policy. While purchasing HDFC Click 2 Protect Life term plan from InsuranceDekho I added a suitable rider to my policy. It was very easy to opt for a rider while purchasing the plan from the website.

    F
    Fatik Nigam
    On: Jan 05, 2022

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HDFC Life Term Insurance Contact Details

Reach us for help anytime

Claim Process at HDFC Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What are Term Insurance Riders?

    A term insurance rider is an extra attachment that provides you with additional coverage for an additional fee. A rider can enhance your overall term policy by providing numerous additional benefits over what your term insurance plan already offers.

  • When is the right time to purchase the HDFC Life Term insurance plan?

    The best time to buy an HDFC Life term insurance plan is when you’re young and in relatively good health. This will help you to get your premium at an affordable rate.

  • What are the minimum and maximum age to buy an HDFC Life term insurance plan?

    The minimum age to buy an HDFC Life term insurance plan is 18 years and the maximum age is 65 years.

  • Can my HDFC Life Term insurance premium change after a period of time?

    Yes, your premium can change depending on many factors like additional riders coverage, lifestyle changes, etc.

  • Can NRIs purchase HDFC Life Term insurance plans?

    Yes, NRIs who have legal citizenship of India can purchase HDFC life term insurance plans.

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