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Future Generali Life Term Insurance Premium Calculator

14 reviews Rate This
Future Generali Life Term Insurance
Highlights
Claim Settlement Ratio94.86%
Customer Care8:00 AM to 8:00 PM
Death Benefit Paid For3,225 Policies
Inception2006
Presence232 branches
Total Death Benefit PaidRs. 44.90 Crore

Future Generali Term Insurance Premium Calculator is quite easy to use. Besides calculating the premium, this calculator recommends the ideal sum assured, depending on your age, income, obligations, and other factors. The premium calculator is an excellent tool to workout the ideal premium and policy before going for a purchase.

How To Use The Future Generali Term Insurance Premium Calculator?

You can use the Future Generali Term Insurance Premium Calculator as follows:

Step 1: Go to Future Generali India Life Insurance Premium Calculator in the life insurance section of our website.

Step 2: Fill in personal details age, gender, policy type and policy term. You get the insurance quote with various details. You can change your premium and calculate the appropriate premium.

Step 3: The premium calculated can be changed by making changes in the entered factors namely age, gender, plan type, and plan term.

Step 4: Once you finalize the plan, you can pay the premium and buy the policy instantly.

Future Generali India Life Term Insurance Premium Calculator Benefits

The Future Generali India Life term insurance benefits are as follows:

  • Choose the Right Sum Insured: Future Generali India Life term insurance premium calculator helps you get a total estimate of the life cover or the sum insured. This amount is supposed to cover up your family’s financial needs. The choice of coverage depends upon different factors such as your Age, Gender, annual income, and several other factors. Accordingly, choose the appropriate sum insured.

  • Easy Decision-Making: By using a Future Generali India Life term insurance premium calculator, you can choose the maximum possible life cover amount that suits your investment wallet. You can compare a lot of plans and the premium calculator helps with making the right decision easily.

  • Free of Cost: Future Generali India Life term insurance premium calculator is easy to use and free of cost.

  • Operated From the Comfort of Home: Future Generali India Life term insurance premium calculator helps you in this pandemic scenario and allows you to do everything from the comfort of your home.
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Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

calendericon

Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Future Generali Life Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.51%
Starting From ₹ 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹95.28%
Starting From ₹ 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.39%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans

User Reviews

4.8
Rating based on
14 User reviews
Write your review
What users are saying
  • All
  • Great Plans

    I wanted to buy a term insurance plan as it is a good way to secure the future of my loved ones. So, after detailed research, I found the Future Generali Term Life InsuranceDekho and then bought it. Thank you InsuranceDekho!

    Read More

    A
    Future Generali
    By Awasti Sharma
    On: Dec 26, 2023
  • Digital processs

    I bought the Future Generali Express Term Life Insurance plan from InsuranceDekho through online mode. I chose the online mode as I wanted to enjoy a 100% digital experience while buying the term plan

    Read More

    A
    Future Generali
    By Ananya Sahay
    On: Oct 13, 2022
  • Policy was issued in no time

    The best part about buying Future Generali Express Term Life Insurance plan from InsuranceDekho was that they took very little time for issuing my term policy. As a policyholder, I feel satisfied that I bought Future Generali Express Term Life Insurance plan from InsuranceDekho.

    Read More

    P
    Future Generali
    By Palak SInha
    On: Jun 29, 2022
  • Detailed information about eac...

    The best part about buying a term plan from InsuranceDekho was that I was able to find a detailed information about the different term plans. It was only after reading about each plan that I finally bought Future Generali Express Term Life Insurance plan.

    Read More

    A
    Future Generali
    By Anurag Sharma
    On: Jun 28, 2022
  • Quick response to my query

    I got an instant response from the customer team at InsuranceDekho to all queries. So, after getting all my doubts cleared, I bought Future Generali Express Term Life Insurance plan from InsuranceDekho.

    Read More

    P
    Future Generali
    By Palak Sinha
    On: Jun 27, 2022
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Why to Buy Term Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
  • Claim support everyday 10AM-7PM
  • 66 Lacs+ happy customers

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Future Generali Life Term Insurance Contact Details

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Claim Process at Future Generali Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • Is there any difference between the male and female insured in a Future Generali India Life Insurance term insurance?

    Yes, the premium rate for females is less compared to males in Future Generali India Life Insurance term insurance .

  • Why does Future Generali India Life Insurance ask for declaring tobacco usage in premium calculators?

    Tobacco consumers have to pay a higher premium for Future Generali India Life Insurance term insurance than tobacco non-consumers.

  • Is there a difference in premium rates for income protection in the Future Generali India Life Insurance?

    Yes, Future Generali India Life Insurance term insurance premium rates for income protection plans are higher than those of the basic life cover products.

  • What is the ideal frequency for a Future Generali India Life Insurance term insurance product?

    You can stretch your Future Generali India Life Insurance term insurance to the maximum of 28 years for basic life cover and 45 years for income protection plans. The maximum age should not exceed 75 years at maturity.

  • What is the maximum sum assured that I can go up to in a Future Generali India Insurance policy?

    You can go up to the maximum that you can afford. It is because the Future Generali India Life Insurance term insurance policy can lapse if you are unable to pay the premium. 

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