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Future Generali Life Term Insurance Benefits

14 reviews Rate This
Future Generali Life Term Insurance
Highlights
Claim Settlement Ratio94.86%
Customer Care8:00 AM to 8:00 PM
Death Benefit Paid For3,225 Policies
Inception2006
Presence232 branches
Total Death Benefit PaidRs. 44.90 Crore

Future Generali, with its vast range of term insurance plans ensures that customers do not have to worry about securing their family financial condition in their absence. Offering the desired financial support with additional benefits, term plans at Future Generali come at an affordable premium cost.

With term insurance, policyholders can not only safeguard the financial future of their family, but also gain tax benefits. By adding riders, one can customize their policy so that their financial goals, priorities and lifestyles do not get compromised in any way.

Future Generali India Life Insurance Term Insurance Benefits

Here are some Future Generali India Life Insurance term insurance benefits for its valued customers:

  • High Cover at Low Premiums: The term insurance plans offer high life insurance coverage at low premiums. The affordable rate of premium allows you to go for high insurance coverage.
  • Financial Security to the Family: This term insurance policy offers financial security to the family when you are not available to take care of them.
  • Riders for Additional Benefits: The insurer can opt to include add-on riders like accidental death, terminal illness, or permanent disability.
  • Multiple Options to Pay Premiums: You can opt for monthly or annual premiums, depending on your preference.
  • Tax Benefits: Insurers can avail tax benefits under the IT Act 1961.
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Future Generali Life Term Insurance Premium Calculator

Gender

  • Male
  • Female

Age

Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Final Plan Eligibility will depend on some other factors including tobacco habits, education, occupation and income of the life assured / proposer

Best Future Generali Life Term Insurance Plans

1 Crore
2 Crore
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
  • LIFE COVER
    Tax Free
     ₹1 Cr
  • CLAIMS SETTLED ₹99.4%
Starting From ₹ 1398/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Special Exit Benefit
  • Right Green Tick Terminal illness
  • Right Green Tick Accidental Death
See More Plans

User Reviews

4.8
Rating based on
14 User reviews
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What users are saying
  • All
  • Great Plans

    I wanted to buy a term insurance plan as it is a good way to secure the future of my loved ones. So, after detailed research, I found the Future Generali Term Life InsuranceDekho and then bought it. Thank you InsuranceDekho!

    Read More

    A
    Future Generali
    By Awasti Sharma
    On: Dec 26, 2023
  • Digital processs

    I bought the Future Generali Express Term Life Insurance plan from InsuranceDekho through online mode. I chose the online mode as I wanted to enjoy a 100% digital experience while buying the term plan

    Read More

    A
    Future Generali
    By Ananya Sahay
    On: Oct 13, 2022
  • Policy was issued in no time

    The best part about buying Future Generali Express Term Life Insurance plan from InsuranceDekho was that they took very little time for issuing my term policy. As a policyholder, I feel satisfied that I bought Future Generali Express Term Life Insurance plan from InsuranceDekho.

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    P
    Future Generali
    By Palak SInha
    On: Jun 29, 2022
  • Detailed information about eac...

    The best part about buying a term plan from InsuranceDekho was that I was able to find a detailed information about the different term plans. It was only after reading about each plan that I finally bought Future Generali Express Term Life Insurance plan.

    Read More

    A
    Future Generali
    By Anurag Sharma
    On: Jun 28, 2022
  • Quick response to my query

    I got an instant response from the customer team at InsuranceDekho to all queries. So, after getting all my doubts cleared, I bought Future Generali Express Term Life Insurance plan from InsuranceDekho.

    Read More

    P
    Future Generali
    By Palak Sinha
    On: Jun 27, 2022
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Future Generali Life Term Insurance Contact Details

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Claim Process at Future Generali Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What is the customer care number of Future Generali Life Insurance?

    The customer care number of Future Generali Life Insurance is 1800-102-2355. 

  • What is the claim settlement ratio for Future Generali Life Insurance?

    The claim settlement ratio for Future Generali Life Insurance for the financial year 2019-20 was 95.28%.

  • How much term insurance cover should I buy?

    If you want to buy term insurance cover, keep in mind that the ideal amount to go for would depend on your monthly income, family lifestyle, members in your household amongst others. In general, having 20-25 times of annual income is advised. 

  • What are the term plans provided by Future Generali Life Insurance?

    Future Generali Life Insurance offers Future Generali Flexi Online Term Plan, Future Generali Care Plus, Future Generali Jan Suraksha, Future Generali Express Term Life Plan, and Future Generali Saral Jeevan Bima. 

  • Which are the Future Generali term plans I can buy online?

    Future Generali provides Future Generali Flexi Online Term Plan online. 

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