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Bajaj Allianz Term Insurance User Reviews

50 reviews Rate This
Highlights
Claim Settlement Ratio98.48%
Customer Care9:00 AM to 7:00 PM
Death Benefit Paid For11,887 Policies
Inception2001
Presence759 Branches
Total Death Benefit PaidRs. 310.71 Crore

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Choose required coverage to secure your family’s future

50L
1Cr
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Best Bajaj Allianz Term Insurance Plans

1 Crore
1.5 Crore
2 Crore
2.5 Crore
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.51%
Starting From 682/Month
Claim Settlement
Key Features:
  • Right Green Tick Zero Cost Benefit
  • Right Green Tick Terminal Illness
  • Right Green Tick Nominee's Choice payout
  • Right Green Tick Voluntary Top Up
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 95.28%
Starting From 812/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Waiver of Premium on Disability
  • Right Green Tick Terminal Illness
  • Right Green Tick Life Stage Benefit
  • Right Green Tick Special Exit Benefit
  • LIFE COVER
    Tax Free
    1 Cr
  • CLAIMS SETTLED 99.39%
Starting From 771/Month
Claim Settlement 24hr Claim Settlement
Key Features:
  • Right Green Tick Terminal illness
  • Right Green Tick Special Exit - Option to get your premiums back
  • Right Green Tick Renewability Option
See More Plans
Rating of Bajaj Allianz
4.7
Based on
50 User reviews
  • Timely Payouts

    During a difficult time, the Bajaj Allianz Term Insurance Policy proved to be reliable. When a claim was filed after the unfortunate demise of a loved one, we could process the claim at InsuranceDekho promptly, and it ensured that the family received the payout in a timely manner

    L
    Lalit Gaikwad
    On: Jun 14, 2023
  • Prompt Policy Renewal Reminders

    I receive timely reminders for the renewal of my Bajaj Allianz Term Insurance Policy sent by the InsuarnceDekho portal. It helps me stay on top of my coverage and ensures that I can renew my policy without any gaps in protection. 

    M
    Mumtaz Malik
    On: Jun 07, 2023
  • Easy Application Process

    The application process for the Bajaj Allianz Term Insurance Policy with InsuarnceDekho was straightforward. The process was efficient, and I received prompt communication regarding the status of my application. 

    K
    Kunal Rai
    On: Jun 05, 2023
  • Value for Money

    After researching different insurance options at InsuaranceDekho, the Bajaj Allianz Term Insurance Policy stood out as the best value for money. It offers substantial coverage at affordable rates, making it a wise investment for anyone looking for reliable protection.

    M
    Malti Bhandari
    On: May 29, 2023
  • Peace of mind with the policy

    I recently purchased The Bajaj Allianz Term Insurance Policy from InsuranceDekho, and I must say it has given me tremendous peace of mind. The coverage is extensive, and the premiums are affordable. The application process was straightforward. I highly recommend this term insurance policy to anyone looking for reliable protection for their loved ones.

    P
    Piyush Walia
    On: May 25, 2023
  • Time convenient

    I purchased the Bajaj Allianz Term Insurance Policy from InsuranceDekho. It was a very easy task to purchase a term plan from this website. It took me only a few minutes to purchase the term plan and the entire process was digital, convenient, and very time-saving. It was a good first experience with InsuranceDekho. 

    S
    Satish Shukla
    On: May 18, 2023
  • Effective communication

    I was offered effective communication when I was buying the Bajaj Allianz Term Insurance Policy from InsuranceDekho. While purchasing the plan, I was easily able to reach out to the team of InsuranceDekho. They were readily available to answer all my queries. 

    M
    Mehal Anand
    On: May 11, 2023
  • A good investment choice

    The choice of buying the Bajaj Allianz Term Insurance Policy from InsuranceDekho is indeed a good investment choice. The plan not only offers exciting benefits but is a good term plan. 

    R
    Roshan Lal
    On: May 09, 2023
  • Informative website

    The InsuranceDekho website is informative. I bought the Bajaj Allianz Term Insurance plan. While purchasing it, I read about a lot of informative things on their website. I read about Human Life Value (HLV)  and the importance of the claim settlement ratio. This helped me learn new things. 

    V
    Vanshika Parmar
    On: May 04, 2023
  • Easy-to-fill quote

    At InsuranceDekho, it was easy to fill out a quote. I wanted to buy a reliable health insurance policy at the portal and hence visited the portal. I was able to buy the Bajaj Allianz Term Insurance Plan within a few minutes with the help of customer care executives at InsuranceDekho. 

    R
    Raj Malhotra
    On: Apr 27, 2023

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Bajaj Allianz Term Insurance Contact Details

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Claim Process at Bajaj Allianz Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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FAQs

  • What benefits will I get if I buy term insurance?

    Some of the benefits that you get on buying term insurance include affordable premium, return of premium option, flexibility in premium payment, death benefit, flexible policy terms and more. 

  • Why should I buy term insurance from Bajaj Allianz?

    You should choose Bajaj Allianz to buy a term insurance plan to make the most of benefits like high CSR (98.02%), vast network across the country, large product variety with excellent features, prompt claim settlement and more. 

  • Can I buy a joint term insurance plan with my spouse?

    Yes! You can choose Bajaj Allianz Life Smart Protect Goal policy that will help you avail the benefit of joint cover for you and your spouse.

  • Which are some of the Bajaj Allianz term insurance plans that I can buy online?

    Life Smart Protect Goal, eTouch Online Term, and iSecure are some of the Bajaj Allianz term insurance plans that you can easily buy online. 

  • What is the toll-free number of Bajaj Allianz Life Insurance?

    Toll-free number of Bajaj Allianz Life Insurance is 1800-209-7272.