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Bharti AXA Life Insurance User Reviews

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1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Bharti AXA
4.9
Based on
176 User reviews

  • Easy comparison of the plans

    It is easy to compare different plans and choose the best one from the InsuranceDekho website. I bought the Bharti AXA Life Insurance Policy after comparing all the plans. The plan is good enough, if you are looking for a good life insurance plan, do try it out.

    S
    Shweta Adhikari
    On: May 18, 2023

  • Provides good coverage

    I bought the Bharti AXA Life Insurance Policy from InsuranceDekho and am extremely happy with my purchase as this life plan provided a good overage. Additionally, it also had features and benefits that I can easily recommend to my friends to buy the same plan from InsuranceDekho. 

    Z
    Zeeshan Dey
    On: May 16, 2023

  • I got adequate information from the website

    When I was buying the Bharti AXA Life Insurance Policy from InsuranceDekho, thankfully I could find all the relevant information on the website itself. The InsuranceDekho website made it easy for me to understand the benefits of the Exide Life Smart Term Pro plan.

    D
    Divit Nigam
    On: May 09, 2023

  • Got the best guidance

    I was extremely confused before purchasing the Bharti AXA Life Insurance Plan. Someone told me about the InsuranceDekho team. So I contacted the helpline number of InsuranceDekho. The customer support executives clarified my doubts and helped me purchase the plan easily. 

    A
    Anil Sehajwal
    On: May 05, 2023

  • InsuranceDekho has an impressive team

    I have become a fan of the InsuranceDekho team after buying my Bharti AXA Life Insurance Policy from them. My high recommendations are because whether you are just looking for a plan or want to get one issued right away, these guys will help you by all means. Five stars from me. 

    L
    Lisa Sen
    On: Apr 26, 2023

  • The renewal was quite easy

    I bought the Bharti AXA Life Insurance Plan a year ago from the InsuranceDekho website and now visited them again to get the policy renewed. The process to renew the policy was too simple and did not require much time. The team guided me throughout the process. 

    N
    Nidhi Saini
    On: Apr 21, 2023

  • Ease of Access to Policy Information and Details

    InsuarnceDekho is a very user-friendly portal I can anywhere and anytime access my information. I renewed the Bharti AXA Life Insurance Policy that I purchased on time because of this feature.

    M
    Manal Siddiqui
    On: Apr 19, 2023

  • Simple and clear

    There was no involvement of any additional steps in purchasing the Bharti AXA Life Insurance plan from the InsuranceDekho website. I just had to complete a few relevant steps and I was easily able to buy the life insurance policy. Quick and easy. 

    D
    Deepak Shinde
    On: Apr 17, 2023

  • Renew Insurance Easily

    Easy to renew life insurance policies. The customer support team is amazing. I am glad to renew my Bharti AXA Life Insurance plan before the due date. 

    A
    Aditya Nath
    On: Apr 11, 2023

  • Clear policy terms

    The InsuracneDekho has crystal clear policy terms. The policies are transparent and have a lot of clarity in their insurance coverage, I appreciated the ease with which I was able to understand my policy terms and purchased the Bharti AXA Life Insurance Policy. 

    A
    Asha Verma
    On: Apr 07, 2023
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Claim Process at Bharti AXA Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • To whom would Bharti AXA Life Insurance pay the claim money?

    Bharti AXA Life Insurance pays the claim amount to the claimant in the case of hospitalisation claim. In the case of a death claim, the claim is payable to the nominee.

  • Who can be a nominee in a Bharti AXA Life Insurance policy?

    Policyholders can name any person as a nominee. However, the nominee is generally a close relative, preferably the next of kin.

  • Can Bharti AXA Life Insurance reject an insurance claim?

    Yes, Bharti AXA Life Insurance can reject claims if the claimant/nominee has provided incorrect information. Similarly, non-disclosure can also result in a claim rejection.

  • If the policy is not assigned, then in what time will the refund be done?

    If the policy is not assigned then it takes only 10 working days to process the refund for the premium amount given for purchasing the policy.

  • How long does it take for Bharti AXA Life Insurance to honour a claim?

    Generally, Bharti AXA Life Insurance honours life insurance claims within five days. However, claims requiring further investigation can take a maximum of four months.  

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