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Genuine ICICI Prudential Life Insurance User Reviews

309 reviews Rate This
Highlights
Claim Settlement Ratio97.90%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For11,212 Policies
Inception2001
Presence514 Branches
Total Death Benefit Paid1,023.64 Crore

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of ICICI Prudential
4.6
Based on
309 User reviews
Write your review

  • The policy was well explained to me

      While purchasing the ICICI Prudential Insurance policy from the InsuranceDekho, the policy was read and explained carefully to me. They gave all the information on the coverage. Thank you for being so customer-centric. 

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    U
    Uddish Chauhan
    On: Mar 27, 2023

  • Premium Calculator

      One of the best features of the InsuranceDekho website is the premium calculator. While buying the ICICI Prudential Insurance plan, I could easily check the premium from them and then decide which plan to buy. Thanks for being so helpful. 

    Read More
    S
    Sara Jaiswal
    On: Mar 23, 2023

  • Secured payments

      The payment method on the InsuranceDekho website is secured and encrypted. I chose the ICICI Prudential Insurance plan from their website. I felt secure while making the payment on their portal, The plan covers many expenses. Happy with the purchase. 

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    S
    Sanjana Cheema
    On: Mar 20, 2023

  • Got a good plan

      I purchased the ICICI Prudential life plan from InsuranceDekho’s website. Firstly I was able to purchase the plan without any problem and secondly I purchased this plan because this plan fits my budget while providing me with good life cover. I got to know about the plan details on the website which made me realize that this plan will be a good choice. 

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    C
    Chirag Mittal
    On: Mar 01, 2023

  • The plan was worth buying

    The ICICI Pru IProtect plan that I bought from the InsuranceDekho website is worth it. The plan covers several benefits and features that one can expect from a good life insurance plan. I must say that it is an amazing plan.

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    J
    Jaspal Kaur
    On: Feb 24, 2023

  • 7 days availability

    The InsuranceDekho website serves their customers all 7 days of the week which makes it convenient for the customers. I bought the ICICI Pru Life Time classic plan. The plan is good in itself, and I am happy that I bought this plan. 

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    S
    Sneha Rawat
    On: Feb 20, 2023

  • Top insurance companies listed

    The list of the top insurance companies has been displayed on the InsuranceDekho website. This helped me choose easily the life insurance plan I needed. I chose the ICICI Pru Smart Life plan. The plan is unique in itself and provides amazing benefits. This plan lets me avail life cover and provides investment opportunities.

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    P
    Priyal Mittal
    On: Feb 16, 2023

  • Amazing features

    I purchased ICICI Prudential  IProtect Return of Premium plan from InsuranceDekho. I must say that the insurance policy has amazing features such as optional critical illness cover. I bought this plan because it offered comprehensive coverage and it was quite easy to purchase it from the InsuranceDekho’s website. The organization provides several after sales services which also encouraged me to purchase the plan. 

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    M
    Mona Arora
    On: Feb 10, 2023

  • InsuranceDekho gave great support

    My experience with the ICICI Pru Signature plan issuance went very well. I would like to thank InsuranceDekho for being so supportive in everything, right from recommending the plan to getting it issued. So happy I had their help. 

    Read More
    S
    Shyam Kaushal
    On: Feb 01, 2023

  • Best services of all

    ICICI Pru iProtect Smart is one of the best term insurance plans I have found. I was surprised to find the team here extremely friendly and supportive. The experts resolved my queries every single time. Highly impressed with the team and the plan benefits and features.

    Read More
    G
    Gopal Jain
    On: Jan 31, 2023

Explore ICICI Prudential Life Insurance

Latest News on ICICI Prudential Life Insurance

  • Which Critical Illnesses Are Covered Under the ICICI Pru iProtect Smart Plan?

    Which Critical Illnesses Are Covered Under the ICICI Pru iProtect Smart Plan?

    ICICI Pru iProtect Smart Plan is considered as a wise choice by many people out there. There are a number of chronic illnesses covered by this particular plan. Learn more about which illnesses are covered under the ICICI iProtect Plan.
    By Saumya Srivastava28 Dec 2022
  • Everything You Need to Know Return Of Premium Plan Pru IProtect

    Everything You Need to Know Return Of Premium Plan Pru IProtect

    ICICI Prudential Life Insurance has come out with a term insurance product ‘ICICI Pru iProtect Return of Premium’. It is a customer-centric plan that will offer life-stage based cover wherein the quantum of life cover is automatically adjusted based on th
    By Shrida Gulati03 May 2022
  • In India, What Are The Finest Single Premium Insurance Policies?

    In India, What Are The Finest Single Premium Insurance Policies?

    A single insurance endowment plan is a one-time payment insurance policy that has been created for customers who do not want to endure the hassle of keeping a tab on the plan and making regular periodic payments. Here, you make one large payment, become t
    By Shrida Gulati04 Apr 2022
  • Top Endowment Plan In India Right Now!

    Top Endowment Plan In India Right Now!

    An endowment policy is a type of life insurance coverage that includes an investment component as well as a death payment. It enables you to develop a sizable savings account for your family while also ensuring that they are financially secure in your abs
    By Shrida Gulati04 Mar 2022
  • Life Insurance Plans Offered By ICICI Prudential Life Insurance

    Life Insurance Plans Offered By ICICI Prudential Life Insurance

    ICICI Prudential Life Insurance Company Ltd began its operations in the year 2001. It is a joint venture between one of the largest private sector banks in India and Prudential Corporation Holdings Limited
    By Shrida Gulati20 Jan 2022
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Claim Process at ICICI Prudential Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQ About ICICI Prudential Life Insurance

  • Why should I choose ICICI Prudential Life Insurance?

    ICICI Prudential life insurance has a wide range of plans to choose from according to your budget and terms. ICICI Prudential Life Insurance has a high Claim Settlement Ratio. ICICI Pru Life Insurance offers excellent customer care service and flexible payout options. Most importantly ICICI Prudential Life Insurance plans have affordable premiums.

  • What all life insurance plans does ICICI Prudential offer?

    Under the life insurance category, ICICI Prudential offers Term Insurance Plans, Health Insurance plans, Unit Linked Insurance Plans, Traditional Savings/Money Plans, Retirement Plans, Group Plans, Rural Plans.

  • What are the factors that affect the premium of ICICI Life Insurance plans?

    Factors that affect the premium calculation of ICICI Life insurance plans include the policyholder’s age, sum assured, gender, lifestyle, job, medical history, type of policy and tenure of the policy among other factors.

  • What is the grace period of ICICI Prudential Life Insurance plans?

    In case of non-payment of premium by the due date, ICICI Prudential Life Insurance offers a grace period of 15 days for monthly payments and of 30 days for half-yearly and yearly payments.

  • What are the payout options available for ICICI Prudential Life Insurance Plans?

    ICICI Prudential Life Insurance offers the 4 flexible payout options to its life insurance customers namely Lump-sum, Income, Increasing income and Lump-sum plus income.

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