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LIC of India User Reviews

264 reviews Rate This
LIC of India
Highlights
Claim Settlement Ratio98.62%
Customer Care8:00 AM to 8:00 PM
Death Benefit Paid For73,3809 Policies
Inception1956
Presence2048 Branches
Total Death Benefit Paid12797.85 Crore

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Gender

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of LIC
4.7
Based on
264 User reviews

  • User-friendly website

    The website of InsuranceDekho is extremely easy to use. I was easily able to scroll through the different sections of the website when I was buying LIC Life Insurance Policy from InsuranceDekho. 

    Read More
    S
    Shreya Deol
    On: Nov 24, 2023

  • Smooth process

    The overall process of buying the LIC Life Insurance Policy from InsuranceDekho was quite easy. On the website, a range of plans was available and all the information related to plans was provided there.

    Read More
    S
    Samir Hussian
    On: Nov 21, 2023

  • Peace of Mind for Parents

    I got the LIC Life Insurance Policy through InsuranceDekho to secure my family's future. It's a great relief knowing my parents will be financially secure, even when I'm not around.

    Read More
    S
    Sandeep Kaur
    On: Nov 15, 2023

  • Savings with InsuranceDekho

    I saved a significant amount on my LIC Life Insurance Policy premiums by using InsuranceDekho. Their comparison tool helped me find the best deal without compromising on coverage.

    Read More
    A
    Aastha Singh
    On: Nov 08, 2023

  • Online Convenience

    InsuranceDekho's online platform made it convenient for me to research, compare, and purchase the LIC Life Insurance Policy from the comfort of my home.

    Read More
    A
    Anuradha Raut
    On: Nov 07, 2023

  • Great for First-Timers

    For a first-time life insurance buyer, InsuranceDekho's website and customer service provide a reassuring experience. I could without any assistance look up for life policies and compare and buy the LIC Life Insurance Policy.

    Read More
    S
    Suhana Lal
    On: Nov 03, 2023

  • Responsive Support Team

    Whenever I had a question or concern for my LIC Life Insurance Policy, the support team at InsuranceDekho was quick to respond and resolve my queries.

    Read More
    G
    Govind Kumar
    On: Nov 02, 2023

  • Got really good great deals

    The InsuranceDekho’s website had great deals and discounts on various life insurance policies. I got an excellent value for my money for the LIC Life Insurance Policy.

    Read More
    P
    Pushkar Nagar
    On: Oct 31, 2023

  • A Seamless Experience

    InsuranceDekho made the process of buying the LIC Life Insurance Policy easy and hassle-free. Their website is user-friendly, and I found a policy that suits my needs without any issues.

    Read More
    M
    Monisha Bora
    On: Oct 30, 2023

  • Personalized for My Needs

    What sets InsuranceDekho apart is their ability to personalize life insurance plans to individual needs. They took no time to understand my unique circumstances and offer the LIC Life Insurance Policy that aligns perfectly with my financial goals and protection requirements. It's comforting to have insurance that's genuinely customized.

    Read More
    R
    Rahul Sethi
    On: Oct 26, 2023

Explore LIC Life Insurance

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    By Saumya Srivastava26 Apr 2023
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    LIC Policy Tracker: How to Track LIC Policy Status

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    By Saumya Srivastava25 Jan 2023
  • Steps To Revive LIC Lapsed Policy

    Steps To Revive LIC Lapsed Policy

    The Life Insurance Corporation of India (LIC) offers a variety of revival schemes to help people renew their life insurance policies. Check out the process to renew a lapsed LIC policy in detail.
    By Saumya Srivastava10 Jan 2023
  • In India, What Are The Finest Single Premium Insurance Policies?

    In India, What Are The Finest Single Premium Insurance Policies?

    A single insurance endowment plan is a one-time payment insurance policy that has been created for customers who do not want to endure the hassle of keeping a tab on the plan and making regular periodic payments. Here, you make one large payment, become t
    By Shrida Gulati04 Apr 2022
  • The LIC policy For Girl Children In India Is Something You Should Be Aware Of.

    The LIC policy For Girl Children In India Is Something You Should Be Aware Of.

    The Life Corporation of India (LIC) has devised a strategy for children's savings. The LIC Kid plan is a participation plan that offers guaranteed payouts known as survival benefits over the life of the policy to help a growing kid fulfill scholastic, mar
    By Shrida Gulati26 Mar 2022
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Claim Process at LIC of India

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQ About LIC of India

  • Why should I choose the Life Insurance Corporation of India?

    Life Insurance Corporation of India is the oldest and one the largest insurance providers in India. Life Insurance Corporation provides a wide range of Term Insurance, Endowment, Money Back and Whole Life Plans. Life Insurance Corporation has featured a  high claim settlement ratio of 96.69% in the FY 2019-20.

  • What is the grace period of insurance plans offered by Life Insurance Corporation?

    LIC offers 15 days of grace period for the policies with monthly premium payment mode and 30 days for policies with quarterly/half-yearly/yearly premium payment mode.

  • Who receives the claim benefit?

    The claim benefit is payable to the nominee in case of an unfortunate demise of the life assured. In case the life assured has assigned the policy to someone, the assignee will be entitled to the benefits payable under the life insurance policy.

  • Can I file claims for LIC insurance plans online?

    To file a claim for Life Insurance Corporation insurance plans you need to visit the LIC branch office for claim intimation and assessment.

  • What are the types of Insurance plans offered by Life Insurance Corporation?

    Types of Life Insurance Corporation Insurance Plans are:

    • Term Insurance Plans
    • Endowment Plans
    • Whole Life Plans 
    • Money Back Plans.
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