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Pramerica Life Insurance User Reviews

96 reviews Rate This
Pramerica Life Insurance
Highlights
Claim Settlement Ratio98.61%
Customer Care1800 102 7070
Death Benefit Paid For560 Policies
Inception2013
Presence138 Offices Pan India
Total Death Benefit Paid22.44 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

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Do you smoke or chew tobacco?

  • Yes
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Choose required coverage to secure your family’s future

50L
1Cr
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2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Pramerica
5.0
Based on
96 User reviews

  • Conversion options for changing times

    InsuarnceDekho's website has many different plans. I opted for the Pramerica Life Insurance Policy which provides conversion options that allow me to adapt the coverage to changing needs. If my circumstances change, such as marriage or having a child, I have the option to convert the policy to a different type or increase the coverage amount. It offers flexibility and ensures that my coverage remains relevant.

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    T
    Tavish Sharma
    On: May 30, 2023

  • No waiting period

    The Pramerica Life Insurance Policy does not have a waiting period before the coverage becomes effective. This is important for seniors who want immediate coverage. I am glad that I found this benefit with the plan from InsuarnceDekho. Glad to have found this plan.

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    N
    Nipun Sachdeva
    On: May 25, 2023

  • The product is worth every penny

    The Pramerica Life Insurance Policy that I bought from the InsuranceDekho website is worth everything. It has not only covered me but provided extra benefits to my family as well. Thank you for keeping the families in mind as well.

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    A
    Ananya Goyal
    On: May 23, 2023

  • Peace of Mind for the Future

    From InsuranceDekho I purchased the Pramerica Life Insurance Policy. It has provided me with the peace of mind I was seeking for the future. Their policies offer comprehensive coverage and financial protection for my loved ones. Highly recommended for anyone looking to secure their family's future.

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    V
    Vibhuti Joshi
    On: May 19, 2023

  • Great communication

    The entire process of buying the Pramerica Life Insurance Policy from IsnuranceDekho was undoubtedly a hassle-free one. The team communicated every little detail and ensured that I faced no problem in buying this life insurance plan. 

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    S
    Sahil Tiwari
    On: May 16, 2023

  • The plan met my expectations

    While looking for a good life cover to meet all my requirements, I stumbled upon the InsuranceDekho website. They have the best life insurance plans to choose from. I chose the Pramerica Life Insurance Policy. The plan was too amazing. Happy with the purchase. 

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    M
    Misha Patel
    On: May 12, 2023

  • The policy was issued on time

    When I was buying the Pramerica Life Insurance Policy from InsuranceDekho, I was easily able to get the policy issued on time. I am so satisfied with the overall process that I would even recommend others invest in this amazing plan. 

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    E
    Eshana Bajaj
    On: May 09, 2023

  • Too good of a service

    I had failed to renew my Pramerica Life Insurance policy. I was a bit in doubt about what to do next. I contacted the InsuranceDekho team and got assistance to renew my term plan. So happy to share that the customer care executive helped me renew my protection plan. I really appreciate the efforts that the InsuranceDekho team takes. 

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    S
    Shalini Garg
    On: May 05, 2023

  • A good term plan

    I just bought a Pramerica Life Insurance Policy from InsuranceDekho. I am highly satisfied with my purchase. The plan fits my insurance requirements and budget too. I had another option with me available on the website, but the ID customer care executive suggested going with this plan. 

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    M
    Medhavi Rajpal
    On: Apr 26, 2023

  • A variety of plans are available

    There are a lot of plans available on the insuranceDekho website. After viewing the plans available, I chose the Pramerica Life Insurance plan. The plan is superb and is fulfilling all my needs and requirements. Truly loved the plan and would recommend it to all. 

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    S
    Sahil Bhatia
    On: Apr 24, 2023

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Claim Process at Pramerica Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQ About Pramerica Life Insurance

  • How is your age significant in the Pramerica Life Insurance premium calculation?

    If you are young and you opt to buy a Pramerica Life Insurance Policy, the premium that you would have to pay is low.

  • What are the premium payment frequencies available for the Pramerica Life Insurance policy?

    The options available for the Pramerica Life Insurance Policy are Monthly, Quarterly, Half-Yearly, and Yearly. Whatever you choose is up to you.  

  • What happens to the Pramerica Life Insurance premium amount when the policy elapses?

    The premium amount after a Pramerica life insurance policy has lapsed, increases. To revive the policy, the policyholder has to pay all the outstanding premiums which are unpaid along with a predefined interest rate. 

  • What are the details required in the Pramerica Life Insurance premium calculator?

    Your date of birth, gender, policy term, and sum assured are the primary details that are required in the Pramerica Life Insurance premium calculator. The secondary details include smoking habits, occupation type, annual salary, and educational background. 

  • Are the details required different for the different Pramerica Life Insurance products?

    The information required to be entered is the same. There can be small changes made in the selection of the plan type and the term of policy, which may depend upon the plan selected by you.

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