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Pramerica Life Insurance User Reviews

Pramerica Life Insurance Premium Calculator

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Choose required coverage to secure your family’s future

50L
1Cr
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Final Plan Eligibility will depend on some other factors including tobacco habits, education, occupation and income of the life assured / proposer
Rating of Pramerica
4.9
Based on
124 User reviews

  • Great Service

    Thank you, InsuranceDekho, for helping me purchase a life insurance policy smoothly. I am loving my experience of buying the Pramerica Life Insurance Policy. I am impressed with the supportive customer care team. Firstly, I was not sure whether to purchase a life insurance policy online. Now, I will recommend everyone purchase one from InsuranceDekho’s Website.

    R
    Ravi Yadav
    On: Feb 15, 2024

  • Easy Process of Claim Settlement

    The process of claim settlement on the InsuranceDekho website was very easy. I just had to get in touch with the customer service team who explained the complete procedure, followed by which I easily raised a claim against the Pramerica life insurance plan.

    K
    Komal Srivastava
    On: Dec 18, 2023

  • Comprehensive Policy Inclusions

    The Pramerica Life Insurance Policy I selected through InsuranceDekho had comprehensive inclusions. The detailed coverage ensured that my beneficiaries would be well taken care of in various life scenarios.

    S
    Suhani Shah
    On: Nov 22, 2023

  • Unbeatable Convenience

    Convenience is key in today's fast-paced world. InsuranceDekho's online platform makes managing my Pramerica Life Insurance Policy and payments a breeze.

    L
    Lopa Bhatt
    On: Sep 27, 2023

  • Cash Value Accumulation

    InsuranceDekho's Pramerica Life Insurance Policy also offers cash value accumulation over time, providing valuable savings for my family. Glad to have added this component in addition to life coverage.

    P
    Pooja Bhatia
    On: Sep 13, 2023

  • Family-Focused Coverage

    I appreciate that InsuranceDekho's life insurance policy is designed with families in mind. It gives me confidence in safeguarding my loved ones' future with the Pramerica Life Insurance Policy.

    Z
    Zaid Khan
    On: Sep 08, 2023

  • Purchased at ease

    The steps to buying the insurance plans from the InsuranceDekho website are really easy. I had to follow some easy steps and complete the process smoothly. I bought the Pramerica Life Insurance Policy without any problems. 

    B
    Bilal Vohra
    On: Sep 06, 2023

  • The policy covers all bases

    I was looking for a life insurance policy on InsuranceDekho that can give me the option of critical illness coverage. After comparing so many policies. I decided to buy the Pramerica Life Insurance Policy. The website is very well organized I am impressed. 

    R
    Rajesh Kumar
    On: Sep 01, 2023

  • Payments are safe

    At first, I was a bit hesitant while entering my car details on the website of InsuranceDekho while purchasing the Pramerica Life Insurance Policy. I got in touch with the team of InsuranceDekho and came to know that even though different payment gateway options are available on the website I can choose a gateway that I prefer and the payment is completely secure.

    R
    Rima Malviya
    On: Aug 28, 2023

  • Savings plan is good

    Anyone looking for a good savings plan can choose to invest in the Pramerica Life Insurance Policy. This is an excellent option that lets you secure your future without worrying about paying a high premium. For issuance purposes, InsuranceDekho would be the ideal one to contact. 

    S
    Shiv Sahu
    On: Aug 23, 2023

  • Happy with my plan

    I have always recommended the Pramerica Life Insurance Policy to people for insurance purposes. I can say so because I have chosen the Pramerica Life Insurance Policy that ensures protection for my loved ones even when I am not there. The best part is that I am also getting covered for critical illness. Thanks, InsuranceDekho for helping me buy this plan.

    S
    Sudha Jagdish
    On: Aug 16, 2023

  • This life plan is ideal

    I was going for some other plan, before buying the Pramerica Life Insurance Policy. Thankfully, InsuranceDekho came to my rescue and suggested to me this plan. I am so happy that I have the best plan and that too according to all my needs. Thanks a lot, team! 

    V
    Vicky Singh
    On: Aug 11, 2023

  • Nice plan at low cost

    I purchased the Pramerica Life Insurance Policy around a week back. I would say that it is a worthy purchase because it offers me life protection and secures my family at a low premium cost. It is definitely a superb option

    P
    Paromita Chakraborty
    On: Aug 08, 2023

  • Quick and Efficient

    InsuranceDekho made buying a term insurance policy a breeze! Their website is intuitive and user-friendly The online application process was quick and efficient, and I received my Pramerica Life Insurance Policy documents promptly. I appreciated the clarity provided about the policy's benefits and coverage, ensuring that I made an informed decision. I highly recommend InsuranceDekho for its hassle-free and efficient service.

    Y
    YAshica Chaudhary
    On: Jul 25, 2023

  • Clear and concise terms and conditions

    I appreciated the transparency of InsuranceDekho's policy terms and conditions. While taking the Pramerica Life Insurance Policy, they provided all the necessary details upfront, which helped me make an informed decision about my life insurance coverage.

    R
    Rachna Gupta
    On: Jul 20, 2023

  • Comprehensive Coverage at Affordable Rates

    I am impressed with InsuranceDekho's life insurance policies that offer comprehensive coverage at affordable rates. The Pramerica Life Insurance Policy added a great value of protection to my family.

    M
    Mohan Bharat
    On: Jul 18, 2023

  • User-Friendly Online Portal

    InsuranceDekho's online portal is user-friendly and makes managing my Pramerica Life Insurance Policy a breeze. I can easily access all the necessary information, update my details, and even make premium payments online. The convenience and accessibility of their online platform make InsuranceDekho a preferred choice for tech-savvy individuals.

    S
    Surin Chhadda
    On: Jul 13, 2023

  • Excellent Features

    InsuranceDekho is the biggest takeaway for buying term insurance conveniently in the comfort of our home. My recent purchase of the Pramerica Life Insurance Policy from the company was an incredible experience. Features like a chatbot, easy renewal terms, anytime assistance, and more were remarkable. I am very happy with my plan and totally satisfied with the efforts of the company. Recommended! 

    M
    Mukta Mahajan
    On: Jul 11, 2023

  • Easy Paperwork Process

    Besides my Pramerica Life Insurance Policy, I am impressed with the features of InsuranceDekho. All the steps during the process were smooth and convenient. Also, complete documentation was done online which saved me a lot of time. Advised to everyone who is considering purchasing health insurance. 

    P
    Priyam Gupta
    On: Jul 06, 2023

  • The team was available throughout

    The efficient team members of InsuranceDekho made it extremely easy for me to buy the Pramerica Life Insurance Policy from InsuranceDekho. Moreover, they provided me the much-needed assistance and even helped me with buying a good life after understanding my requirements. 

    R
    Riddhi Lalwani
    On: Jun 29, 2023

  • Self-explanatory website

    Even for beginners, the website of InsuranceDekho is extremely easy to use. For me also, it was the first time that I was buying a term plan from InsuranceDekho. Despite this, I was able to purchase the Pramerica Life Insurance Policy from InsuranceDekho with the utmost ease

    D
    Dean Mendez
    On: Jun 26, 2023

  • Received friendly suggestions

    I got friendly suggestions from the team members of InsuranceDekho when I was buying the Pramerica Life Insurance Policy from InsuranceDekho. I explained my requirements to them and then the amazing team members of InsuranceDekho helped me in selecting a beneficial plan like the policy. So, thank you team for your help. 

    N
    Niharika Gupta
    On: Jun 22, 2023

  • Flexible Payment Options

    One of the standout features of the Pramerica Life Insurance Policy is the personalized guidance provided to ensure adequate coverage. InsuranceDekho's representatives took the time to understand my financial situation, future goals, and family needs. Based on this information, they recommended a coverage amount that would adequately protect my loved ones. 

    R
    Raunak Malhotra
    On: Jun 19, 2023

  • A must-buy plan

    The Pramerica Life Insurance Policy available on InsuranceDekho in my opinion is a must-buy plan. The plan offers a bunch of benefits at a very reasonable price. So, I would even suggest others buy the Pramerica Life Insurance Policy from InsuranceDekho. 

    A
    Amit Apte
    On: Jun 15, 2023

  • Long-Term Affordability: Value for Money

    One of the factors that attracted me to the Pramerica Life Insurance Policy was its competitive premiums. The pricing is reasonable and offers long-term affordability, allowing me to maintain coverage without straining my budget. It's reassuring to know that I can protect my loved ones without compromising my financial stability.

    D
    Devansh Shah
    On: Jun 12, 2023

  • Quick process

    The entire process of buying the Pramerica Life Insurance Policy was a quick one. The overall process happened in a breeze and thus I would recommend others to buy the Aviva Life Insurance Group plan from InsuranceDekho

    N
    Niharika Bajwa
    On: Jun 08, 2023

  • Could easily afford the policy

    For quite some time now, I've been searching for a life insurance policy that offers affordable premiums without compromising on coverage. Luckily, I found the perfect fit. The Pramerica Life Insurance Policy not only provides the necessary financial protection but also offers flexible payment options. So happy to get this policy.

    P
    Priya Pandey
    On: Jun 05, 2023

  • Straightforward Application Process

    I found the application process to be straightforward and hassle-free when I bought the Pramerica Life Insurance Policy from InsuarnceDekho. It was a simple online application that guided me through the necessary steps. 

    D
    Deepali Majumdhar
    On: Jun 01, 2023

  • Conversion options for changing times

    InsuarnceDekho's website has many different plans. I opted for the Pramerica Life Insurance Policy which provides conversion options that allow me to adapt the coverage to changing needs. If my circumstances change, such as marriage or having a child, I have the option to convert the policy to a different type or increase the coverage amount. It offers flexibility and ensures that my coverage remains relevant.

    T
    Tavish Sharma
    On: May 30, 2023

  • No waiting period

    The Pramerica Life Insurance Policy does not have a waiting period before the coverage becomes effective. This is important for seniors who want immediate coverage. I am glad that I found this benefit with the plan from InsuarnceDekho. Glad to have found this plan.

    N
    Nipun Sachdeva
    On: May 25, 2023

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FAQs

  • How is your age significant in the Pramerica Life Insurance premium calculation?

    If you are young and you opt to buy a Pramerica Life Insurance Policy, the premium that you would have to pay is low.

  • What are the premium payment frequencies available for the Pramerica Life Insurance policy?

    The options available for the Pramerica Life Insurance Policy are Monthly, Quarterly, Half-Yearly, and Yearly. Whatever you choose is up to you.  

  • What happens to the Pramerica Life Insurance premium amount when the policy elapses?

    The premium amount after a Pramerica life insurance policy has lapsed, increases. To revive the policy, the policyholder has to pay all the outstanding premiums which are unpaid along with a predefined interest rate. 

  • What are the details required in the Pramerica Life Insurance premium calculator?

    Your date of birth, gender, policy term, and sum assured are the primary details that are required in the Pramerica Life Insurance premium calculator. The secondary details include smoking habits, occupation type, annual salary, and educational background. 

  • Are the details required different for the different Pramerica Life Insurance products?

    The information required to be entered is the same. There can be small changes made in the selection of the plan type and the term of policy, which may depend upon the plan selected by you.

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