Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin
  Hurry Up!
Save tax in 80C by purchasing a Life Insurance Today View Plan

Bharti AXA Life Insurance Benefits

173 reviews Rate This
Claim Settlement Ratio99.05%
Customer Care9:00 AM to 7:00 PM
Death Benefit Paid For1,285 Policies
Presence263 Branches
Total Death Benefit PaidRs. 61.56 Crore

Term Life Insurance Premium Calculator


  • Male
  • Female

Date of Birth


Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Benefits of Bharti AXA Life Insurance

Bharti AXA Life Insurance is an insurance conglomerate between two of the topmost business groups, Bharti Group and AXA, a Paris-based insurance behemoth. This joint venture was incorporated in the year 2009 to coincide with the second wave of the privatisation of the Indian insurance sector. Bharti AXA Life Insurance offers a significant range of insurance products to suit the requirements of its clientele. These plans include protection plans, investment plans, savings products, group insurance plans, health insurance, and insurance products to cater to the Armed Forces.

Bharti AXA Life Insurance Benefits

Bharti AXA Life Insurance offers an incredible range of benefits to rank as one of the most popular insurance service providers in India.

1. Fulfils Consumer’s Requirement: Bharti AXA Life Insurance offers several life insurance products such as term insurance, savings, investment, health, group and micro life insurance plans. These life insurance plans are designed to cater to every individual’s needs. One can choose a life insurance plan that best suits his/her requirements and fits their budget.

2. Customer-Friendly Services: Purchasing a Bharti AXA Life Insurance policy is a customer-friendly process. Customers can buy their policy online and pay their premiums online, as well. Besides, they can approach the company’s service network and satisfy their requirements.

3. High Claim Settlement Ratio: Bharti AXA Life Insurance has a claim settlement ratio of 97.4% in the financial year 2019-20, one of the best in the country. The claim settlement ratio is a measure of the insurance company’s success and shows its deep-rooted commitment towards its customers.

4. Multiple Premium Payment Modes: Besides offering the facility to customers to pay their insurance premia online, Bharti AXA Life Insurance offers other modes like ‘Auto Debit,’ ‘Standing Instruction,’ ‘Cash or Cheque’ payments, etc.

5. Robust Customer Service: Bharti AXA Life Insurance is customer oriented. The insurer strives to provide a robust experience for its customers. The customer assistance team at Bharti AXA Life Insurance provides seamless assistance to solve any life insurance related query.

6. Availability of Remarkable Riders: Bharti AXA Life Insurance offers the facility to the policyholder to include special riders that allow additional benefits under specific circumstances.

Latest News on Bharti AXA Life Insurance

  • Best Child Education Plans In India

    Best Child Education Plans In India

    There are a variety of child insurance policies to choose from, but the most difficult part is picking which one to buy. And how do you arrive at your conclusion? Each program has its own set of rewards and features. The plan is chosen depending on the ne
    By Shrida Gulati01 Jan 2022
  • Best Child Insurance Plans In India

    Best Child Insurance Plans In India

    Parents who want to provide financial assistance and a variety of benefits to their children in order to help them achieve their financial goals commonly purchase child insurance. These plans need participation, but unlike other participating plans, they
    By Shrida Gulati11 Nov 2021
  • Bharti AXA Life Child Advantage Plan

    Bharti AXA Life Child Advantage Plan

    As a parent, you would want to provide him with the finest education, experiences, and comforts possible. You'd be excited about budgeting for all future milestones so that you don't run into any financial difficulties that prevent your child from achievi
    By Shrida Gulati21 Oct 2021
  • Top Child Insurance Plan in 2021

    Top Child Insurance Plan in 2021

    Life will provide your child with the same challenges that you faced, and it is your responsibility to guarantee that when these difficulties come, your child is prepared and equipped to cope with them. A Child Insurance Plan not only safeguards your chil
    By Shrida Gulati20 Oct 2021
  • Best Endowment Plans In India

    Best Endowment Plans In India

    There are numerous endowment plans available on the market, each with its own set of features. Benefits can also be received in a variety of forms, including a lump sum, over a period of time, or for the rest of your life. Comparing the perks and deciding
    By Shrida Gulati28 Sep 2021
Must BuyMust Buy

Why to Buy Life Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
  • Claim support everyday 10AM-7PM
  • 50 Lacs+ happy customers

Life Insurance News

Bharti AXA Life Insurance User Reviews

Write your review
What users are saying
  • All
  • The Bharti AXA Life Insurance Policy stands as a robust fortress safeguarding my family's financial future. It...

    Read More
    Bharti AXA
    By Divij Mua
    On: Oct 10, 2023
  • I had to make a claim recently for the Bharti AXA Life Insurance Policy that I bought 2 years ago, and Insuran...

    Read More
    Bharti AXA
    By Janki Ragwan
    On: Sep 21, 2023
  • The claims process for the Bharti AXA Life Insurance Policy with InsuranceDeko is efficient and straightforwar...

    Read More
    Bharti AXA
    By Sakshi Mittar
    On: Sep 18, 2023
  • While looking for a good life insurance policy, I came to know that InsuranceDekho offers a wide range of cove...

    Read More
    Bharti AXA
    By Reymu Chopra
    On: Sep 13, 2023
  • The InsuranceDekho online portal is user-friendly, making it easy to manage my Bharti AXA Life Insurance Polic...

    Read More
    Bharti AXA
    By Vaibhav Patnaik
    On: Sep 08, 2023

Claim Process at Bharti AXA Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

Best Insurance Advisors in Your City.

FAQ About Bharti AXA Life Insurance

  • To whom would Bharti AXA Life Insurance pay the claim money?

    Bharti AXA Life Insurance pays the claim amount to the claimant in the case of hospitalisation claim. In the case of a death claim, the claim is payable to the nominee.

  • Who can be a nominee in a Bharti AXA Life Insurance policy?

    Policyholders can name any person as a nominee. However, the nominee is generally a close relative, preferably the next of kin.

  • Can Bharti AXA Life Insurance reject an insurance claim?

    Yes, Bharti AXA Life Insurance can reject claims if the claimant/nominee has provided incorrect information. Similarly, non-disclosure can also result in a claim rejection.

  • If the policy is not assigned, then in what time will the refund be done?

    If the policy is not assigned then it takes only 10 working days to process the refund for the premium amount given for purchasing the policy.

  • How long does it take for Bharti AXA Life Insurance to honour a claim?

    Generally, Bharti AXA Life Insurance honours life insurance claims within five days. However, claims requiring further investigation can take a maximum of four months.  

Bharti AXA Life Insurance Contact Details

Reach us for help anytime
Find the right Bharti AXA Life Insurance for you
By clicking, I agree to *terms & conditions  and privacy policy.