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Bharti AXA Life Insurance Benefits

176 reviews Rate This
Highlights
Claim Settlement Ratio99.05%
Customer Care9:00 AM to 7:00 PM
Death Benefit Paid For1,285 Policies
Inception2006
Presence263 Branches
Total Death Benefit PaidRs. 61.56 Crore

Bharti AXA Life Insurance is an insurance conglomerate between two of the topmost business groups, Bharti Group and AXA, a Paris-based insurance behemoth. This joint venture was incorporated in the year 2009 to coincide with the second wave of the privatisation of the Indian insurance sector. Bharti AXA LifeInsurance offers a significant range of insurance products to suit the requirements of its clientele. These plans include protection plans, investment plans, savings products, group insurance plans, health insurance, and insurance products to cater to the Armed Forces.

Bharti AXA Life Insurance Benefits

Bharti AXA Life Insurance offers an incredible range of benefits to rank as one of the most popular insurance service providers in India.

1. Fulfils Consumer’s Requirement: Bharti AXA Life Insurance offers several life insurance products such as term insurance, savings, investment, health, group and micro life insurance plans. These life insurance plans are designed to cater to every individual’s needs. One can choose a life insurance plan that best suits his/her requirements and fits their budget.

2. Customer-Friendly Services: Purchasing a Bharti AXA LifeInsurance policy is a customer-friendly process. Customers can buy their policies online and pay their premiums online, as well. Besides, they can approach the company’s service network and satisfy their requirements.

3. High Claim Settlement Ratio: Bharti AXA Life Insurance has a claim settlement ratio of 97.4% in the financial year 2019-20, one of the best in the country. The claim settlement ratio is a measure of the insurance company’s success and shows its deep-rooted commitment towards its customers.

4. Multiple Premium Payment Modes: Besides offering the facility to customers to pay their insurance premia online, Bharti AXA Life Insurance offers other modes like ‘Auto Debit,’ ‘Standing Instruction,’ ‘Cash or Cheque’ payments, etc.

5. Robust Customer Service: Bharti AXA Life Insurance is customer oriented. The insurer strives to provide a robust experience for its customers. The customer assistance team at Bharti AXA Life Insurance provides seamless assistance to solve any life insurance related query.

6. Availability of Remarkable Riders: Bharti AXA Life Insurance offers the facility to the policyholder to include special riders that allow additional benefits under specific circumstances.

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
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Bharti AXA Life Insurance User Reviews

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What users are saying
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  • I recently had a great experience with InsuranceDekho's customer support. When I had questions about my Bharti...

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    Bharti AXA
    By Naveen jangra
    On: Mar 06, 2024
  • I Had a Wonderful experience with InsuranceDekho. I bought the Bharti AXA Life Insurance Plan from the company...

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    D
    Bharti AXA
    By Disha Kumari
    On: Feb 09, 2024
  • I thank the entire supporting team at InsuranceDekho for helping me buy the Bharti AXA Life Insurance. It was ...

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    L
    Bharti AXA
    By Lakshit Singh
    On: Dec 12, 2023
  • The Bharti AXA Life Insurance Policy stands as a robust fortress safeguarding my family's financial future. It...

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    Bharti AXA
    By Divij Mua
    On: Oct 10, 2023
  • I had to make a claim recently for the Bharti AXA Life Insurance Policy that I bought 2 years ago, and Insuran...

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    J
    Bharti AXA
    By Janki Ragwan
    On: Sep 21, 2023

Claim Process at Bharti AXA Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQ About Bharti AXA Life Insurance

  • To whom would Bharti AXA Life Insurance pay the claim money?

    Bharti AXA Life Insurance pays the claim amount to the claimant in the case of hospitalisation claim. In the case of a death claim, the claim is payable to the nominee.

  • Who can be a nominee in a Bharti AXA Life Insurance policy?

    Policyholders can name any person as a nominee. However, the nominee is generally a close relative, preferably the next of kin.

  • Can Bharti AXA Life Insurance reject an insurance claim?

    Yes, Bharti AXA Life Insurance can reject claims if the claimant/nominee has provided incorrect information. Similarly, non-disclosure can also result in a claim rejection.

  • If the policy is not assigned, then in what time will the refund be done?

    If the policy is not assigned then it takes only 10 working days to process the refund for the premium amount given for purchasing the policy.

  • How long does it take for Bharti AXA Life Insurance to honour a claim?

    Generally, Bharti AXA Life Insurance honours life insurance claims within five days. However, claims requiring further investigation can take a maximum of four months.  

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