To whom would Bharti AXA Life Insurance pay the claim money?

Bharti AXA Life Insurance pays the claim amount to the claimant in the case of hospitalisation claim. In the case of a death claim, the claim is payable to the nominee.

Who can be a nominee in a Bharti AXA Life Insurance policy?

Policyholders can name any person as a nominee. However, the nominee is generally a close relative, preferably the next of kin.

Can Bharti AXA Life Insurance reject an insurance claim?

Yes, Bharti AXA Life Insurance can reject claims if the claimant/nominee has provided incorrect information. Similarly, non-disclosure can also result in a claim rejection.

If the policy is not assigned, then in what time will the refund be done?

If the policy is not assigned then it takes only 10 working days to process the refund for the premium amount given for purchasing the policy.

How long does it take for Bharti AXA Life Insurance to honour a claim?

Generally, Bharti AXA Life Insurance honours life insurance claims within five days. However, claims requiring further investigation can take a maximum of four months.

Bharti AXA Life Insurance Benefits

173 reviews

Bharti AXA Life Insurance

Highlights

Claim Settlement Ratio	99.05%
Customer Care	9:00 AM to 7:00 PM
Death Benefit Paid For	1,285 Policies
Inception	2006
Presence	263 Branches
Total Death Benefit Paid	Rs. 61.56 Crore

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Disclaimer :

1. Premium has been calculated for coverage till 60 years

2. Eligibility depends on income, occupation and educational qualification

Benefits of Bharti AXA Life Insurance

Bharti AXA Life Insurance is an insurance conglomerate between two of the topmost business groups, Bharti Group and AXA, a Paris-based insurance behemoth. This joint venture was incorporated in the year 2009 to coincide with the second wave of the privatisation of the Indian insurance sector. Bharti AXA Life Insurance offers a significant range of insurance products to suit the requirements of its clientele. These plans include protection plans, investment plans, savings products, group insurance plans, health insurance, and insurance products to cater to the Armed Forces.

Bharti AXA Life Insurance Benefits

Bharti AXA Life Insurance offers an incredible range of benefits to rank as one of the most popular insurance service providers in India.

1. Fulfils Consumer’s Requirement: Bharti AXA Life Insurance offers several life insurance products such as term insurance, savings, investment, health, group and micro life insurance plans. These life insurance plans are designed to cater to every individual’s needs. One can choose a life insurance plan that best suits his/her requirements and fits their budget.

2. Customer-Friendly Services: Purchasing a Bharti AXA Life Insurance policy is a customer-friendly process. Customers can buy their policy online and pay their premiums online, as well. Besides, they can approach the company’s service network and satisfy their requirements.

3. High Claim Settlement Ratio: Bharti AXA Life Insurance has a claim settlement ratio of 97.4% in the financial year 2019-20, one of the best in the country. The claim settlement ratio is a measure of the insurance company’s success and shows its deep-rooted commitment towards its customers.

4. Multiple Premium Payment Modes: Besides offering the facility to customers to pay their insurance premia online, Bharti AXA Life Insurance offers other modes like ‘Auto Debit,’ ‘Standing Instruction,’ ‘Cash or Cheque’ payments, etc.

5. Robust Customer Service: Bharti AXA Life Insurance is customer oriented. The insurer strives to provide a robust experience for its customers. The customer assistance team at Bharti AXA Life Insurance provides seamless assistance to solve any life insurance related query.

6. Availability of Remarkable Riders: Bharti AXA Life Insurance offers the facility to the policyholder to include special riders that allow additional benefits under specific circumstances.

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Bharti AXA Life Insurance User Reviews

4.9

Rating based on

173 User reviews

What users are saying

Guarding My Family's Future
The Bharti AXA Life Insurance Policy stands as a robust fortress safeguarding my family's financial future. It...
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By Divij Mua
On: Oct 10, 2023
Smooth Claim Process
I had to make a claim recently for the Bharti AXA Life Insurance Policy that I bought 2 years ago, and Insuran...
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On: Sep 21, 2023
Quick Claims Processing
The claims process for the Bharti AXA Life Insurance Policy with InsuranceDeko is efficient and straightforwar...
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On: Sep 18, 2023
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Claim Process at Bharti AXA Life Insurance

1
Claim Intimation
In the event of the death of the life assured, the insurance company should be intimated as early as possible.
2
Submission of Documents
For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
3
Claim Evaluation
After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
4
Claim Settlement
If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQ About Bharti AXA Life Insurance

To whom would Bharti AXA Life Insurance pay the claim money?
Bharti AXA Life Insurance pays the claim amount to the claimant in the case of hospitalisation claim. In the case of a death claim, the claim is payable to the nominee.
Who can be a nominee in a Bharti AXA Life Insurance policy?
Policyholders can name any person as a nominee. However, the nominee is generally a close relative, preferably the next of kin.
Can Bharti AXA Life Insurance reject an insurance claim?
Yes, Bharti AXA Life Insurance can reject claims if the claimant/nominee has provided incorrect information. Similarly, non-disclosure can also result in a claim rejection.
If the policy is not assigned, then in what time will the refund be done?
If the policy is not assigned then it takes only 10 working days to process the refund for the premium amount given for purchasing the policy.
How long does it take for Bharti AXA Life Insurance to honour a claim?
Generally, Bharti AXA Life Insurance honours life insurance claims within five days. However, claims requiring further investigation can take a maximum of four months.

View All

Bharti AXA Life Insurance Contact Details

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Bharti AXA Life Insurance
1800-102-4444Mon to Sat 9:00 AM to 7:00 PM
service@bharti-axalife.com