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Kotak Life Insurance User Reviews

104 reviews Rate This
Highlights
Claim Settlement Ratio98.50%
Customer Care8:00 AM to 10:00 PM
Death Benefit Paid For3,225 Policies
Inception2001
Presence232 Branches
Total Death Benefit PaidRs. 170.14 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

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Do you smoke or chew tobacco?

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Choose required coverage to secure your family’s future

50L
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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Kotak
4.5
Based on
104 User reviews
Write your review

  • Great evaluation

      It's important to carefully evaluate your options and choose a policy that provides the right amount of coverage for your needs and budget. Kotak Life Insurance policy on the InsuranceDekho porta does the same. I was so happy to buy this policy. 

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    J
    Jeet Chandrashekar
    On: Mar 27, 2023

  • Safe and secure website

      As one needs to give personal details while purchasing a Life insurance policy, we need to be careful. But the InsuranceDekho website is a very safe and secure website. Once I bought the Kotak Life Insurance plan from them, I was assured that all my details are safe. 

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    M
    Malti Gupta
    On: Mar 23, 2023

  • Reminder feature

      I recently bought the Kotak Life Insurance plan from the InsuranceDekho website. I loved the plan for its features and benefits. The website has a reminder feature that reminds me to renew my policy from time to time. 

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    R
    Rahul Dixit
    On: Mar 21, 2023

  • Got a good life cover

      Luckily, I found a good life cover on the InsuranceDekho website which is the Kotak Life Insurance plan. The plan has amazing benefits and features. I am happy that I bought this plan. I would recommend this plan to all those looking for a good life insurance plan.

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    T
    Toni Ahuja
    On: Mar 15, 2023

  • Got my policy renewed in very less time

      I bought the Kotak life plan from the InsuranceDekho website. At the time of renewal, it was easily done in very little time. The team guided me well at each step. I wanted to renew this plan because it fits in my budget and also lets me avail tax benefits.

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    K
    Khushi Batra
    On: Mar 01, 2023

  • Excellent services

    I wanted to purchase a good life insurance policy for myself so I contacted the helpline number of InsuranceDekho. I told my requirements to the customer care executive, and he listened and understood my requirements. He suggested that I purchase a Kotak life insurance plan as it fulfilled my requirements and was quite affordable. 

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    H
    Harshit Juneja
    On: Feb 28, 2023

  • Simple renewal process

    I wanted to renew my Kotak Life Premium Endowment plan, so I chose to do it with InsuranceDekho. I must say that the process was quite simple and it only took me 5 minutes to renew my insurance policy. At the time of renewal I got to know about riders which helped me increase coverage of my policy. I’m happy I decided to renew my policy with InsuranceDekho. 

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    K
    Karam Yadav
    On: Feb 10, 2023

  • Finally found an excellent savings plan

    It has been a few weeks since I got my Kotak Life Premier Endowment Plan issued. I was very lucky to have InsuranceDekho by my side as a support. I am quite satisfied with this savings plan.

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    R
    Ratandeep Singh
    On: Jan 30, 2023

  • Query resolved easily

    I had some queries regarding the incorrect information filled by me during the purchasing of the Kotak life insurance plan. I went to the customer support service and they quickly understood the query and actively resolved my problem. Thank you, InsuranceDekho, for serving me the best.

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    S
    Sumit
    On: Jan 09, 2023

  • Variety of plans available

    There are a lot of plans available on the insuranceDekho website. After viewing the plans available, I chose the Kotak Life Premium Endowment plan. The plan is superb and is fulfilling all my needs and requirements. Truly loved the plan and would recommend it to all.

    Read More
    S
    Samaira Ali
    On: Jan 04, 2023

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Claim Process at Kotak Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQ About Kotak Life Insurance

  • Why should I choose Kotak Life Insurance?

    Kotak Life Insurance Company offers various insurance plans such as Protection, Savings and Investment, Retirement and Child Education Insurance plans. These plans are designed to cater to the needs and budget of every individual. Kotak Life Insurance has a claim settlement ratio of 96.38% for the year 2019-20.

  • What all life insurance plans does Kotak Life Insurance offer?

    Kotak Life Insurance Company offers various insurance plans such as Protection, Savings and Investment, Retirement and Child Education Insurance plans.

  • What is the toll-free customer care number for Kotak Life Insurance?

    Kotak Life Insurance toll-free number is 1800-209-8800.

  • How do I calculate my premium for Kotak Life Insurance plans?

    You can compute your premium for Kotak Life Insurance plans:

    Step 1: Open the Kotak Life Insurance website and locate the ‘How to Do I’ section then click on ‘Pay My Premium’
    Step 2: On the ‘Pay My Premium’ page click on ‘Calculate My Premium’
    Step 3: Enter your details required such as name, date of birth, mobile number, email ID and choose your gender as well choose if you are a tobacco user or not.
    Step 4: Click on ‘Get Quote’ and various quotes will appear on the screen.

  • What are the online modes of payment offered by Kotak Life Insurance?

    Kotak Life Insurance provides the facility of online payment of premiums through Net Banking, Debit/Credit cards, E-wallets and Bill Desk.

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