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Royal Sundaram Total Health Advantage Insurance Wordings

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Highlights
Claim Settlement Ratio82%
COVID-19 CoverYes
In-House Claim SettlementAvailable
Network Hospitals5,000+
Policies Sold1,85,450
RenewabilityLifelong

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Royal Sundaram Total Health Advantage Brochure

  • 650.29 KB
  • PDF Document
  • Sep 17, 2019

Royal Sundaram Health Insurance Plan List

    Name of PlanSum Insured
    Corona Kavach PolicyMin: 1 Day; Max: 65 Years50,000 - 5 lakh Get Quotes Now
    Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years 1 Lakh - 5 Lakh Get Quotes Now
    Family PlusMin: 91 Days; Max: No Limit2 Lakh Get Quotes Now
    LifelineMin: 91 Days; Max: No Limit2 Lakh Get Quotes Now

    Royal Sundaram Health Insurance Top Up List

      Name of PlanSum Insured
      LifelineMin: 91 Days; Max: No Limit2 Lakh Get Quotes Now

      1550 Royal Sundaram Cashless Network Hospitals in India

      FAQs on Total Health Advantage Health Insurance Plan

      • What is the sum insured offered under Total Health Advantage Plan?

        The sum insured amount offered under this plan ranges from Rs. 2 Lakh to Rs. 20 Lakh.

      • Who all from my family can get coverage under this plan?

        This policy offers the health cover to self, spouse, and dependent children.   

      • Is maternity benefit available under the Total Health Advantage Plan?

        Yes, the option of maternity benefit is offered under the Total Health Advantage Plan with a waiting period of 3 years. Also, this feature is available only under the Silver variant where it provides 10% of the SI subject to a max of Rs. 20000. 

      • Does the Total Health Advantage Plan offer daycare treatment coverage?

        Yes, the plan offers the coverage for medical expenses related to daycare procedures, which require hospitalisation for a period less than 24 hours.

      • What is the coverage term of Total Health Advantage Plan?

        The Total Health Advantage Plan is available with the coverage term of 1 and 2 years. 

      • Does this policy cover the ambulance charges?

        Yes, the charges of emergency ambulance is covered under this plan. The coverage is provided for up to a sum of Rs. 1500 per hospitalisation under Silver and Gold variant of this plan whereas Rs. 5000 under its Platinum variant.

      • Does the Total Health Advantage Plan provide health check-up benefit?

        Yes, coverage for health check-up expenses is offered. Under Silver and Gold variants of this plan, reimbursement of health check-up expenses is given maximum of up to Rs. 1500 per insured person, while under the Platinum variant it is up to Rs. 5000, after every 4 consecutive claim-free policy years.

      • Is there any coverage offered for out-patient expenses?

        Yes, out-patient treatment expenses are offered under Gold and Platinum variants only, for up to Rs. 2500 and Rs. 5000. 

      • How many network hospitals offer cashless hospitalisation for this plan?

        The cashless hospitalisation for Total Health Advantage Plan is offered in over 3000+ network hospitals. 

      • How much tax benefit can be earned out of this plan?

        Under the Total Health Advantage Plan, the premium paid towards this health insurance will be eligible for tax benefits under Section 80D of the Income Tax Act, up to Rs. 25,000 per year.

      Claim Process at Royal Sundaram Health Insurance

      • Network Hospital
      • Non-Network Hospital
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
      • 3

        Claim Processing

        Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
      • 4

        Claim Settlement

        Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
      • 3

        Claim Processing

        Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
      • 4

        Claim Settlement

        Once your request for reimbursement of expenses is approved, the claim will be settled.

      Royal Sundaram Health Insurance Contact Details

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