Royal Sundaram Total Health Advantage Insurance Wordings

Claim Settlement Ratio | 82% |
COVID-19 Cover | Yes |
In-House Claim Settlement | Available |
Network Hospitals | 5,000+ |
Policies Sold | 1,85,450 |
Renewability | Lifelong |
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Royal Sundaram Health Insurance Plan List
Name of Plan | Sum Insured | |
Corona Kavach PolicyMin: 1 Day; Max: 65 Years | 50,000 - 5 lakh | Get Quotes Now |
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years | 1 Lakh - 5 Lakh | Get Quotes Now |
Family PlusMin: 91 Days; Max: No Limit | 2 Lakh | Get Quotes Now |
LifelineMin: 91 Days; Max: No Limit | 2 Lakh | Get Quotes Now |
Royal Sundaram Health Insurance Top Up List
Name of Plan | Sum Insured | |
LifelineMin: 91 Days; Max: No Limit | 2 Lakh | Get Quotes Now |
1550 Royal Sundaram Cashless Network Hospitals in India
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FAQs on Total Health Advantage Health Insurance Plan
What is the sum insured offered under Total Health Advantage Plan?
The sum insured amount offered under this plan ranges from Rs. 2 Lakh to Rs. 20 Lakh.
Who all from my family can get coverage under this plan?
This policy offers the health cover to self, spouse, and dependent children.
Is maternity benefit available under the Total Health Advantage Plan?
Yes, the option of maternity benefit is offered under the Total Health Advantage Plan with a waiting period of 3 years. Also, this feature is available only under the Silver variant where it provides 10% of the SI subject to a max of Rs. 20000.
Does the Total Health Advantage Plan offer daycare treatment coverage?
Yes, the plan offers the coverage for medical expenses related to daycare procedures, which require hospitalisation for a period less than 24 hours.
What is the coverage term of Total Health Advantage Plan?
The Total Health Advantage Plan is available with the coverage term of 1 and 2 years.
Does this policy cover the ambulance charges?
Yes, the charges of emergency ambulance is covered under this plan. The coverage is provided for up to a sum of Rs. 1500 per hospitalisation under Silver and Gold variant of this plan whereas Rs. 5000 under its Platinum variant.
Does the Total Health Advantage Plan provide health check-up benefit?
Yes, coverage for health check-up expenses is offered. Under Silver and Gold variants of this plan, reimbursement of health check-up expenses is given maximum of up to Rs. 1500 per insured person, while under the Platinum variant it is up to Rs. 5000, after every 4 consecutive claim-free policy years.
Is there any coverage offered for out-patient expenses?
Yes, out-patient treatment expenses are offered under Gold and Platinum variants only, for up to Rs. 2500 and Rs. 5000.
How many network hospitals offer cashless hospitalisation for this plan?
The cashless hospitalisation for Total Health Advantage Plan is offered in over 3000+ network hospitals.
How much tax benefit can be earned out of this plan?
Under the Total Health Advantage Plan, the premium paid towards this health insurance will be eligible for tax benefits under Section 80D of the Income Tax Act, up to Rs. 25,000 per year.
Claim Process at Royal Sundaram Health Insurance
Royal Sundaram Health Insurance Contact Details
Royal Sundaram Health Insurance
1860-425-0000Mon to Fri 10:00 AM to 7:00 PM