Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin
Hurry Up!
Save upto ₹75,000 on taxes in 80D. Buy a health insurance now!
View Plans

Royal Sundaram Health Insurance for Parents

Royal Sundaram’s Family Plus Health Insurance Plan is a unique health insurance plan that solves all your purposes. It can be purchased on an individual basis as well as a family floater basis thereby covering your parents in both the cases. The family floater plan can cover up to 19 relationships where there will be an individual base sum insured and a common floater sum insured in the same policy. There is no maximum entry age of this plan and anyone at any age can buy this plan for himself/herself or for his/her family.

Key Features

  • Spouse can be covered as long as he/she continues to marry you
  • Individual sum insured options-Rs. 2 Lakh, Rs. 3 Lakh, Rs. 5 Lakh, Rs. 10 Lakh and Rs. 15 Lakh
  • Floater sum insured options-Rs. 3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh, Rs. 10 Lakh, Rs. 15 Lakh, Rs. 20 Lakh, Rs. 25 Lakh, and Rs. 50 Lakh
  • There is no limit on the maximum entry age for the plan
  • Provides 100% reload benefit in case base SI is fully exhausted
  • At least 2 members have to be covered under this policy
  • Zonal pricing on the basis of the location of your stay
  • Provides No Claim Bonus

Scope of Coverage

  • Ambulance cover for up to Rs. 4,000
  • 60 days pre-hospitalisation expenses
  • 90 days post-hospitalisation expenses
  • Organ donor expenses up to the sum insured limit
  • Domiciliary expenses up to the sum insured amount
  • In-patient hospitalisation cover for AYUSH treatment
  • Second opinion for diagnosis of 11 critical illnesses
  • Emergency domestic evacuation for up to Rs. 1 Lakh

Eligibility

The minimum entry age for the proposer is 18 years. dependent children who are at least 91 days old can also be covered. there is no limit on the maximum entry age for the plan.

Exclusions

  • Injury occurring from weapons
  • Injury caused by abusive substance
  • Pre-existing diseases are excluded until 36 months
  • Cost of contact lenses, spectacles, hearing aid, etc.
  • End Stage Renal Failure, Cataract, Chronic Renal Failure, Hip or Knee Replacement

If you are searching for more details related to the risk factors, or terms and conditions, then you can read the policy wording carefully. In case of any difficulty in understanding the product, you may get in touch without customer care executives at 18001205698.

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

5 Lac
10 Lac
25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Metro
Non-Metro
Disclaimer : Actual Coverage might vary basis your location, age and number of members

Health Insurance News

FAQ About Royal Sundaram Health Insurance

  • Does any of the Royal Sundaram health insurance plan cover parents?

    Yes. Family Plus Plan by Royal Sundaram provides covers for dependent parents. 

  • My parents are fit. Why should I get them health insurance?

    Contagious diseases, heart attack, contagious diseases are unfortunate accidents can be a part of fast-paced lives these days. Buying a health insurance plan for your parents thus becomes a must so that you don’t wipe off your entire savings in case of medical emergencies. 

  • Why should I purchase a health insurance plan for my parents from Royal Sundaram?

    • There is no restriction on the maximum entry age. 
    • Any adult who is above 18 years of age can get coverage under this plan. 
    • There is no restriction on the maximum number of people to be covered. A minimum of two persons should be covered though.
    • Children older than 91 days can be covered under the policy.
  • What are the exclusions under the health insurance plan for parents under Royal Sundaram?

    • Diseases that are diagnosed by the insurer within the initial 30 days of the starting of the policy.  
    • Claim settlement is excluded if there is any gap in the renewal of the policy. 
    • Sexually transmitted diseases are excluded.
    • Cataract, benign prostatic hypertrophy, knee or hip replacement are excluded.   
  • Does Royal Sundaram parents health insurance policy offer tax deductions?

    Royal Sundaram parents health insurance policy offers tax deductions under Section 80D of the Income Tax Act, 1961. You can avail of tax benefits only if the premium is paid in any mode other than tax.

Network Hospital in Popular Cities

CityNo of Hospital
Noida63
Chennai225
Mumbai225
Indore89
Ahmedabad225
Patna47
Karimnagar22
View All