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Royal Sundaram Health Insurance for Family

Family Plus by Royal Sundaram is a simple to buy and easy to understand health insurance plan. It is a comprehensive plan specially designed for large families but can also be purchased on an individual basis. the plan provides certain benefits to its policyholders such as health and wellness benefits, 100% reload of base sum insured, emergency domestic evacuation cover, and so on. Up to 19 different relations can be covered under the plan.

Key Features

  • There is no restriction on entry age
  • Sum insured starts from Rs. 2 Lakh to Rs. 25 Lakh
  • Individual sum insured options in Rs. 2 Lakh, Rs. 3 Lakh, Rs. 5 Lakh, Rs. 10 Lakh and Rs.15 Lakh
  • Floater Sum Insured options in Rs.3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh, Rs. 10 Lakh, Rs. 15 Lakh, and Rs. 20 Lakh
  • Coverage for 19 different relations under a single policy
  • Minimum 2 members have to be covered
  • Rich No Claim Bonus
  • Reload benefit

Scope of Coverage

  • Ambulance cover
  • AYUSH treatment
  • Daycare procedures
  • Vaccination in case of animal bite
  • Inpatient hospitalisation expenses
  • Pre and post hospitalisation expenses
  • Expenses related to domiciliary hospitalisation
  • Second opinion for the diagnosis of 11 critical illnesses


Any person who is above 18 years in age can be the propose of this plan. There is no limit on the maximum age for entry to this plan.


  • Sexually transmitted diseases
  • Pre-existing medical conditions are covered only after 36 months of continuous policy coverage
  • Hip/Knee Replacement, Cataract, Benign Prostatic Hypertrophy, etc come with a waiting period
  • Addictive conditions and disorders, artificial life maintenance, aging and puberty, hereditary conditions, etc.
  • Speech disorders, reproductive medicine, nature care, eyesight treatment, treatment for developmental problems, etc.

To know more about the product, read the policy wording carefully. You can also get in touch with the customer care executives at InsuranceDekho on 1800 1205 698.

Health Insurance Calculator

Whom do you want the insurance for ?


Select the age of all members

  • You

Where do you live ?

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

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Disclaimer : Actual Coverage might vary basis your location, age and number of members

Health Insurance News


  • What are the factors do I need to consider before opting for a family floater health insurance plan?

    One needs to determine to choose a plan by the requirement of his/her family. It includes keeping in mind the number of family members and their age. Also, as if any of them are suffering from any critical illness or not.

  • How many generations can be insured under the family floater plan by Royal Sundaram?

    Royal Sundaram family floater health insurance plan boasts of providing you with the widest range of coverage in a single policy which covers 5 generations of a family.

  • Is an option for second opinion available under the individual plan?

    Yes, an option of the second opinion reacted to procedures, diagnosis, and treatments of 11 specified critical illnesses are covered under the plan.

  • How much cover is offered for the ambulance expenses?

    The road ambulance cover is offered up to Rs. 4,000, for the per event of hospitalisation for every insured member.

  • What is the advantage of Royal Sundaram family health insurance?

    Royal Sundaram family health insurance offers the insured several benefits Some of these include tax benefits on the premium paid, under Section 80D of the Income Tax Act, 1961, lifetime renewability benefits, free look period, grace period, coverage for up to 19 relationships, a wide range of sum insured benefits, and cashless treatment in more than 5,000 network hospitals.

Network Hospital in Popular Cities

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New Delhi225
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