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Royal Sundaram Health Insurance for Maternity

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Highlights
Claim Settlement Ratio82%
COVID-19 CoverYes
In-House Claim SettlementAvailable
Network Hospitals5,000+
Policies Sold1,85,450
RenewabilityLifelong

Royal Sundaram : Health Insurance for Maternity

Family Plus Plan from Royal Sundaram is a comprehensive health insurance plan that is offered to the customers at an affordable premium. The highlight of the plan is that it provides maternity cover for up to 2 deliveries (under certain conditions). Designed especially for large families, the plan offers several benefits to the policyholders. Every individual covered under the plan can enjoy the benefits of the plan individually or jointly also, as the plan is available in both individual and family floater options.

Key Features

  • 19 different relationships can be covered under the plan
  • The plan is available on an individual as well as family floater basis
  • Sum insured options on an Individual basis- Rs. 2 Lakh, Rs. 3 Lakh, Rs. 5 Lakh, Rs. 10 Lakh, and Rs. 15 Lakh
  • Sum insured options on Family Floater basis-Rs. 3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh, Rs. 10 Lakh, Rs. 15 Lakh, Rs. 20 Lakh, Rs. 25 Lakh, and Rs. 50 Lakh
  • Reload benefit is provided
  • The base sum insured has to be same for all the family members
  • Provides coverage for all day care procedures
  • No Claim Bonus is provided

Scope of Coverage

  • Cover for maternity is provided
  • Nutritional allowance for the mother after discharge post delivery
  • In-patient hospitalisation expenses are covered
  • All day care procedures are included in the plan
  • The second opinion is provided for diagnosis
  • Cover for emergency domestic evacuation is provided for up to Rs. 1 Lakh
  • Expenses for vaccination in case of an animal bite are covered for up to Rs. 5,000
  • All day care procedures are covered

Eligibility

Any person more than 18 years of age can be the proposer of the plan. There is no limitation on the maximum entry age.

Exclusions

  • Any injury due to unlawful activity
  • Treatment from any unrecognised hospital or Physician
  • Diseases caught by the insured within the initial 30 days of the commencement of the policy
  • Cataract, End Stage Renal Failure/Chronic Renal Failure, Hip or Knee Replacement, Benign Prostatic Hypertrophy
  • Pre-existing diseases are not covered until 36 months of continuous policy coverage. There should not be any gap in the renewal of the policy

Read the policy wording for in-depth knowledge about the product. You may also call us at 1800 1205 698.

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Royal Sundaram Health Insurance Plans For Maternity

    Name of PlanSum Insured
    Family PlusMin: 91 Days; Max: No Limit2 Lakh Get Quotes Now

    Health Insurance Calculator

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    Disclaimer : Actual Premium might vary basis your location, age and number of members

    Health Insurance Coverage Calculator

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    Royal Sundaram Health Insurance Contact Details

    Reach us for help anytime

    Claim Process at Royal Sundaram Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    1550 Royal Sundaram Cashless Network Hospitals in India

    View All Royal Sundaram Network Hospitals

    FAQ About Royal Sundaram Health Insurance

    • How much coverage is offered under the maternity covering plan

      Maternity Benefit covers for up to 2 deliveries if 2 adults are covered under the same family floater policy including newborn baby cover and vaccination for the newborn in the first year.

    • At what age can a newborn baby get the coverage under the maternity plan?

      The newborn baby can be covered under the plan providing maternity coverage, only post 91 days of his or her birth. 

    • Is any nutritional allowance offered under Royal Sundaram maternity coverage plan?

      Yes, nutritional allowance is provided for mother post discharge after the delivery.

    • What is the actual benefit one can avail by having a maternity coverage plan?

      The maternity coverage policy covers the expenses 30 days prior to hospitalisation and 60 days post-hospitalisation. When there is a maternity cover in your health insurance policy, then you do not have to worry pertaining to the expenses while choosing the hospital or nursing home for delivery. This thing makes a lot of difference especially in case of unforeseen situations when you want the best possible doctors to attend you and your newborn baby.

    • Who should buy a Royal Sundaram maternity health insurance plan?

      Anyone who plans to have a baby should buy a maternity insurance policy long before long before. This is because maternity insurance plans come with a waiting period, only after which the coverage can be offered. Anyone aged at least 18 years can be covered under this policy. The good news is that there is no maximum age limit to be covered under this policy.

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    Network Hospital in Popular Cities

    CityNo of Hospital
    Noida63
    Chennai225
    Mumbai225
    Ahmedabad225
    Patna47
    Bengaluru225
    Kolkata225
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