Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin

Royal Sundaram Surgical Shield Health Insurance Wordings

19 reviews Rate This
Highlights
Claim Settlement Ratio92%
Pre-existing Disease Waiting Period3 years
Starting Premium of Rs. 5 lakhs SIRs. 382/month
Network Hospitals10,000+
Special BenefitsModern Treatments Such as Bariatric Covered

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

2 Lac
3 Lac
5 Lac
10 Lac
25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members

Royal Sundaram Surgical Shield Brochure

  • 225.26 KB
  • PDF Document
  • Sep 30, 2019

Royal Sundaram Health Insurance Plan List

    Name of PlanSum Insured
    LifelineMin: 91 Days; Max: No Limit2 Lakh Check Premium
    Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years 1 Lakh - 5 Lakh Check Premium
    Family PlusMin: 91 Days; Max: No Limit2 Lakh Check Premium
    Corona Kavach PolicyMin: 1 Day; Max: 65 Years50,000 - 5 lakh Check Premium

    Royal Sundaram Health Insurance Top Up List

      Name of PlanSum Insured
      LifelineMin: 91 Days; Max: No Limit2 Lakh Check Premium

      2696 Royal Sundaram Cashless Network Hospitals in India

      FAQs on Surgical Shield Health Insurance Plan

      • When does the policy period of this health insurance plan end?

        The end of the policy period is scheduled after 1 year of policy inception, if not renewed. 

      • What are the salient benefits available under this health insurance policy?

        The salient benefits available under this Surgical Shield Plan include Surgical Benefit, Diagnostic Benefit, Emergency Ambulance, Hospital Cash, and so on.   

      • What is the claim procedure offered under this health insurance plan?

        All claims under this policy are administered by a Third Party Administrator (TPA) appointed by the company. It is necessary that all claim intimation is sent to TPA & all claim documents are submitted to TPA.

      • What will happen if I request a claim for the medical expenses from a Non-Network Hospital?

        The benefit payable for any claims arising from a Non-Network Hospital will get reduced by 20%. In, short you will get 20% lesser claim benefit in comparison to the ones arising with network hospital.  

      • What is the sum insured provided under this Surgical Shield Plan?

        The sum insured amount of Rs. 3 Lakh is offered under this Surgical Shield Plan.

      View More Questions

      Claim Process at Royal Sundaram Health Insurance

      • Network Hospital
      • Non-Network Hospital
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
      • 3

        Claim Processing

        Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
      • 4

        Claim Settlement

        Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
      • 3

        Claim Processing

        Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
      • 4

        Claim Settlement

        Once your request for reimbursement of expenses is approved, the claim will be settled.

      Royal Sundaram Health Insurance Contact Details

      Reach us for help anytime