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Royal Sundaram Surgical Shield Health Insurance Wordings

Highlights
Claim Settlement Ratio | 92% |
Pre-existing Disease Waiting Period | 3 years |
Starting Premium of Rs. 5 lakhs SI | Rs. 382/month |
Network Hospitals | 10,000+ |
Special Benefits | Modern Treatments Such as Bariatric Covered |
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Royal Sundaram Health Insurance Plan List
Name of Plan | Sum Insured | |
LifelineMin: 91 Days; Max: No Limit | 2 Lakh | Check Premium |
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years | 1 Lakh - 5 Lakh | Check Premium |
Family PlusMin: 91 Days; Max: No Limit | 2 Lakh | Check Premium |
Corona Kavach PolicyMin: 1 Day; Max: 65 Years | 50,000 - 5 lakh | Check Premium |
Royal Sundaram Health Insurance Top Up List
Name of Plan | Sum Insured | |
LifelineMin: 91 Days; Max: No Limit | 2 Lakh | Check Premium |
2696 Royal Sundaram Cashless Network Hospitals in India
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FAQs on Surgical Shield Health Insurance Plan
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When does the policy period of this health insurance plan end?
The end of the policy period is scheduled after 1 year of policy inception, if not renewed.
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What are the salient benefits available under this health insurance policy?
The salient benefits available under this Surgical Shield Plan include Surgical Benefit, Diagnostic Benefit, Emergency Ambulance, Hospital Cash, and so on.
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What is the claim procedure offered under this health insurance plan?
All claims under this policy are administered by a Third Party Administrator (TPA) appointed by the company. It is necessary that all claim intimation is sent to TPA & all claim documents are submitted to TPA.
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What will happen if I request a claim for the medical expenses from a Non-Network Hospital?
The benefit payable for any claims arising from a Non-Network Hospital will get reduced by 20%. In, short you will get 20% lesser claim benefit in comparison to the ones arising with network hospital.
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What is the sum insured provided under this Surgical Shield Plan?
The sum insured amount of Rs. 3 Lakh is offered under this Surgical Shield Plan.
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Royal Sundaram Health Insurance Contact Details
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Royal Sundaram Health Insurance
1860-425-0000Mon to Fri 10:00 AM to 7:00 PM