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Royal Sundaram Surgical Shield Health Insurance User Reviews

184 reviews Rate This
Royal Sundaram
Highlights
Claim Settlement Ratio98.60%
Network Hospitals10,000+
Pre-existing Disease Waiting Period3 years
Special BenefitsModern Treatments Such as Bariatric Covered
Starting Premium for Rs. 5 lakhs SIRs. 382/month
Starting Premium of Rs. 5 lakhs SIRs. 382/month

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Rating of Surgical Shield
4.2
Based on
19 User reviews

  • Complete digitised documentation

    The Surgical Shield health insurance plan of Royal Sundaram for my father has turned out to be the best investment I have ever done. On InsuranceDekho website, the whole process was digitalised. I didn’t have to go through any paperwork and got the policy document via mail. It is easy to carry during emergencies. 

    D
    Deborshi Nag
    On: Nov 03, 2020

  • Thumbs up!

    I am very thankful to this health plan. This has given me an affordable treatment. I invested a good amount of money and time in this policy for which I have got a great return for sure. Insurance Dekho is an ideal way to go for the surgery with. Thumbs up to this policy. 

    N
    Neerav Yadav
    On: Feb 20, 2020

  • Easy to go plan.

    My efforts got paid when I found this plan on the advises of insurancedekho.com. There are many benefits and features in this plan. When I purchased this scheme I was very much concerned in terms of health and financial risk involved in the surgical procedures. I was very chill while using this plan.

    A
    Ahaan Kapoor
    On: Feb 20, 2020

  • Helpful health plan!

    I never got any problem with this plan in any manner. They gave me the promised benefits, they gave me the promised sum insured and they helped me swiftly in getting the claim. In short, it is a great policy which never whistled me down the wind during the surgical situations and other medical emergencies. 

    P
    Prateek Barara
    On: Feb 05, 2020

  • Not that good!

    I don’t find this plan good enough to appreaciate. Though it helped me in getting the coverage for my cardiovascular surgery but I had to fight a lot to gain that. During a critical period where I needed rest my family had to be in a constant touch to attain the claim.. This is an average plan not a good one. 

    D
    Deepti Sharma
    On: Feb 05, 2020
    • Must BuyMust Buy

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  • Thumbs up to this plan.

    The Surgical Shield Policy is an excellent plan by Royal Sundaram. This plan has helped me in getting the best surgical procedure for my Cardiovascular System. Though, I got that cover after spending its waiting period, but still I find its coverage very easy and affordable for me.. 

    N
    Neelam Kapoor
    On: Jan 23, 2020

  • Perfect policy.

    I find it a perfect policy for me and my family. I bought this plan 2 years back and have enjoyed claim once. It is a simple plan with great benefits. Now I am no more afraid of undergoing any medical surgery due to this plan which I believe will take care of my expenses.

    Y
    Yogesh Patidar
    On: Jan 22, 2020

  • Superb health plan!

    I have bought this exceptionally beneficial plan from Insurance Dekho Company. The customer care staff of that company helped me in understanding this plan complete by answering all my questions. Now I am very confident to use this plan. Though I never have used this policy yet but am sure that it will let me go through any surgery without financial hassle.

    M
    Manish Kumar Jha
    On: Dec 30, 2019

  • Exceptionally well plan.

    The Surgical Shield Plan is framed to assist people during the surgical procedures and cease any financial crisis arising due to it. I bought it for my mother who was constantly falling sick due to stomach issues and needed to go through the surgery as per the doctor. With this she got operated in the best hospital.

    S
    Suraj Awasthi
    On: Dec 29, 2019

  • Perfection is here!!

    I have never seen a health insurance plan better than this one. I will be recommending this one to everyone. 

    J
    Jyoti Maliwal
    On: Dec 07, 2019

  • Important plan to have!

    It is perhaps one of the very few plans available in the market which is designed to specially cover different types of surgery. I bought it as it offered me differnt types of coverage for all forms of surgeries. Having this health insurance plan is a prudent decision.

    S
    Salim Khan
    On: Dec 05, 2019

  • Valuable plan

    The Surgical Shield Insurance Policy given me the access for value-added services like cashless treatment at its network hospitals, 24 hours helpline and so on. It ensured that me and my family get the best surgical medical treatment. It is a family policy so I included my spouse and children in it.

    S
    Sanjay Meriya
    On: Nov 19, 2019

  • Truly helpful plan

    It is a policy that is meant to offer coverage for surgery related expenses. I have used this plan and have given my green signal to it.  With this policy, I went through different surgical procedures by having an access to benefits like cashless treatment, emergency ambulance, diagnostic benefit and so on, which makes it a truly beneficial plan.   

    A
    Anish Salvi
    On: Nov 19, 2019

  • Easily affordable!

    It is designed in a way with which it provided me with a comprehensive surgical hospitalisation cover. I was allowed to cover myself with my spouse and kids (above the age of 90 days) from all sorts of surgical worries. With this plan in the bucket, I can easily afford almost every type of surgery.

    V
    Vipul Singh
    On: Nov 05, 2019

  • Bring this today!

    With this policy, I went through different types of surgical procedures as well as got access to benefits like cashless treatment in network hospitals, emergency ambulance, diagnostic benefit and so on. The best part of this plan is that it is available on a family basis that allowed me to look after my complete family. 

    R
    Raj Kumar Singh
    On: Nov 05, 2019

  • Protect your family with this shield!

    This plan offered me a comprehensive surgical hospitalisation cover from all sorts of surgical worries. With this plan in the bucket, I could easily afford two surgeries in 3 years. It is an excellent plan with the prompt claim settlement process.   

    V
    Vilasrao
    On: Oct 21, 2019

  • Strongest shield!

    This Surgical Shield Plan helped me in overcoming with the monetary loss from surgery. Due to this plan, I never ended up with any sort of financial, mental, and physical exhaustion while facing any specified surgery. Its coverage made the surgical procedures easy and affordable for me.

    K
    Kulwinder
    On: Oct 21, 2019

  • Recommend for all.

    Last year my son had to undergo a heart surgery due to a hole in his heart. The doctor was recommending it for long but I found the courage to made it happen after purchasing the Surgical Shield Plan. 

    S
    Sanket Vijay Mhatre
    On: Oct 03, 2019

  • One of the most helpful plans!

    Few months back, I was fearful due to the the risk and the cost involved in the surgical procedure as my wife had to undergo. Then, Surgical Shield Plan helped me a lot and my wife got treated in the best hospital.   

    Y
    Yogesh
    On: Oct 03, 2019

13385 Royal Sundaram Cashless Network Hospitals in India

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FAQs

  • How to buy and apply for Royal Sundaram health insurance policy?

    You can buy and apply for any Royal Sundaram Health Insurance Policy online from the official website of Royal Sundaram Health Insurance at www.royalsundaram.in or through online broker’s website like Insurancedekho.com.

  • How many hospitals provide cashless claim settlement in health insurance offered by Royal Sundaram?

    There are 5,000+ hospitals that provide cashless claim settlement in health insurance by Royal Sundaram.

  • How to pay Royal Sundaram health insurance premium? What are the modes of payment available?

    Royal Sundaram offers two modes of payment for the health insurance premium, viz.,

    1. Cash payment at the branch

    2. Online payment: For online payment mode, the policyholder can pay via credit card, debit card, or net banking.

  • What is the renewal process for Royal Sundaram health Insurance?

    You can renew the Royal Sundaram health insurance policy by following these steps online-

    • Enter your Policy Number and Date of Expiry into e-portal.
    • Calculate the premium
    • Select the payment option-Net Banking or Debit/Credit Card to pay.
    • Upon successful payment completion, print/save the premium deposit receipt.

  • How can I check the policy status of my Royal Sundaram health insurance?

    If you are a registered user, you can simply log into the official website of Royal Sundaram with your e-mail id and password and check the status of your Royal Sundaram mediclaim plan.

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Claim Process at Royal Sundaram Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Royal Sundaram Health Insurance Contact Details

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