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Royal Sundaram Secure All Health Insurance Wordings

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Highlights
Claim Settlement Ratio92%
Pre-existing Disease Waiting Period3 years
Starting Premium of Rs. 5 lakhs SIRs. 382/month
Network Hospitals10,000+
Special BenefitsModern Treatments Such as Bariatric Covered

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Royal Sundaram Secure All Brochure

  • 349.34 KB
  • PDF Document
  • Sep 18, 2019

Royal Sundaram Health Insurance Plan List

    Name of PlanSum Insured
    LifelineMin: 91 Days; Max: No Limit2 Lakh Check Premium
    Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years 1 Lakh - 5 Lakh Check Premium
    Family PlusMin: 91 Days; Max: No Limit2 Lakh Check Premium
    Corona Kavach PolicyMin: 1 Day; Max: 65 Years50,000 - 5 lakh Check Premium

    Royal Sundaram Health Insurance Top Up List

      Name of PlanSum Insured
      LifelineMin: 91 Days; Max: No Limit2 Lakh Check Premium

      2696 Royal Sundaram Cashless Network Hospitals in India

      FAQs on Secure All Health Insurance Plan

      • What is the coverage amount provided under the Secure All plan?

        The sum insured limit available under this plan ranges between Rs. 1.5 Lakh to Rs. 5 Lakh.

      • Who are all eligible to get covered under Secure All policy from my family?

        The Secure All policy offers the coverage to Self, Spouse, and dependent persons who bear legal relation with the policyholder.  

      • Is any discount offered under the Secure All plan?

        Yes, a family discount of 5% is offered for adding two family members and 10% is given for including 3 or more members under the policy. Discount can be withdrawn at the time of renewal if the number of members covered under the plan found less than 3.

      • What is the coverage term of this health insurance plan?

        The Secure All Plan is available with the coverage term of 1 and 2 years. 
         

      • Is any recovery benefit offered under the Secure All policy?

        Yes, a lump sum amount of Rs. 25000 is offered under the recovery benefit only if the duration of hospitalisation in the hospital exceeds 15 days. 

      View More Questions

      Claim Process at Royal Sundaram Health Insurance

      • Network Hospital
      • Non-Network Hospital
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
      • 3

        Claim Processing

        Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
      • 4

        Claim Settlement

        Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
      • 3

        Claim Processing

        Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
      • 4

        Claim Settlement

        Once your request for reimbursement of expenses is approved, the claim will be settled.

      Royal Sundaram Health Insurance Contact Details

      Reach us for help anytime