Royal Sundaram Secure All Health Insurance Wordings

The Secure All policy offers the coverage to Self, Spouse, and dependent persons who bear legal relation with the policyholder.  

Yes, a family discount of 5% is offered for adding two family members and 10% is given for including 3 or more members under the policy. Discount can be withdrawn at the time of renewal if the number of members covered under the plan found less than 3.

The Secure All Plan is available with the coverage term of 1 and 2 years. 
 

Yes, a lump sum amount of Rs. 25000 is offered under the recovery benefit only if the duration of hospitalisation in the hospital exceeds 15 days. 

Yes, a fixed amount is paid as a daily benefit for every completed 24 hours of hospitalisation subject to a specified maximum amount on the request of a valid claim for hospitalisation under the plan. 

There is no exit age in the Secure All policy. The plan can constantly be renewed subject to payment of the premium within the grace period.

All medical treatments offered under Secure All Policy have to be taken in India only. However, the Personal Accident Benefit offered under this plan operates worldwide.

The pre-medical examination is required only for persons above 60 years of age.

Yes, the premium amount of this plan is eligible to get exempted from income tax as per the section 80D of the Income Tax Act. If any non-dependent member or members get the coverage under this policy, the exemption will go null and void.