What is the coverage amount provided under the Secure All plan?

The sum insured limit available under this plan ranges between Rs. 1.5 Lakh to Rs. 5 Lakh.

Who are all eligible to get covered under Secure All policy from my family?

The Secure All policy offers the coverage to Self, Spouse, and dependent persons who bear legal relation with the policyholder.

Is any discount offered under the Secure All plan?

Yes, a family discount of 5% is offered for adding two family members and 10% is given for including 3 or more members under the policy. Discount can be withdrawn at the time of renewal if the number of members covered under the plan found less than 3.

What is the coverage term of this health insurance plan?

The Secure All Plan is available with the coverage term of 1 and 2 years.

Is any recovery benefit offered under the Secure All policy?

Yes, a lump sum amount of Rs. 25000 is offered under the recovery benefit only if the duration of hospitalisation in the hospital exceeds 15 days.

Does this plan provide hospital cash to its customers?

Yes, a fixed amount is paid as a daily benefit for every completed 24 hours of hospitalisation subject to a specified maximum amount on the request of a valid claim for hospitalisation under the plan.

What is the exit age of this health insurance policy?

There is no exit age in the Secure All policy. The plan can constantly be renewed subject to payment of the premium within the grace period.

What is the geographical limit of treatment in case of accidents?

All medical treatments offered under Secure All Policy have to be taken in India only. However, the Personal Accident Benefit offered under this plan operates worldwide.

Do I need to go through any medical examination to get this plan?

The pre-medical examination is required only for persons above 60 years of age.

Can I get any tax benefit with the purchase of Secure All policy?

Yes, the premium amount of this plan is eligible to get exempted from income tax as per the section 80D of the Income Tax Act. If any non-dependent member or members get the coverage under this policy, the exemption will go null and void.

Royal Sundaram Secure All Health Insurance Wordings

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Highlights

Claim Settlement Ratio	92%
Pre-existing Disease Waiting Period	3 years
Starting Premium of Rs. 5 lakhs SI	Rs. 382/month
Network Hospitals	10,000+
Special Benefits	Modern Treatments Such as Bariatric Covered

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Royal Sundaram Secure All Brochure

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Sep 18, 2019

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Royal Sundaram Health Insurance Plan List

Name of Plan	Sum Insured
LifelineMin: 91 Days; Max: No Limit	2 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years	1 Lakh - 5 Lakh	Check Premium
Family PlusMin: 91 Days; Max: No Limit	2 Lakh	Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years	50,000 - 5 lakh	Check Premium

Royal Sundaram Health Insurance Top Up List

Name of Plan	Sum Insured
LifelineMin: 91 Days; Max: No Limit	2 Lakh	Check Premium

2696 Royal Sundaram Cashless Network Hospitals in India

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FAQs on Secure All Health Insurance Plan

What is the coverage amount provided under the Secure All plan?
The sum insured limit available under this plan ranges between Rs. 1.5 Lakh to Rs. 5 Lakh.
Who are all eligible to get covered under Secure All policy from my family?
The Secure All policy offers the coverage to Self, Spouse, and dependent persons who bear legal relation with the policyholder.
Is any discount offered under the Secure All plan?
Yes, a family discount of 5% is offered for adding two family members and 10% is given for including 3 or more members under the policy. Discount can be withdrawn at the time of renewal if the number of members covered under the plan found less than 3.
What is the coverage term of this health insurance plan?
The Secure All Plan is available with the coverage term of 1 and 2 years.
Is any recovery benefit offered under the Secure All policy?
Yes, a lump sum amount of Rs. 25000 is offered under the recovery benefit only if the duration of hospitalisation in the hospital exceeds 15 days.

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Claim Process at Royal Sundaram Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Royal Sundaram Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Royal Sundaram Health Insurance
1860-425-0000Mon to Fri 10:00 AM to 7:00 PM
customer.services@royalsundaram.in