What is the range of the sum insured amount offered under this plan?

The sum insured amount under the Critical Illness Lumpsum Plan ranges between Rs. 25,000 and Rs. 25 Lakh.

Who all can get the coverage under the Critical Illness Lumpsum Plan?

The Critical Illness Lumpsum Plan policy is available on an individual basis but allows family members to get covered under it that includes Self, Spouse, Dependent Children, Dependent Parents and other Dependent members who hold any legal relationship with the Proposer.

What is the age eligibility offered under this health insurance plan?

The eligible age of entry under this policy ranges from 91 days to 65 years.

When does the coverage term end under the Critical Illness Lumpsum Plan?

The coverage term ends with the end of the policy period only unless renewed.

Does this plan cover the expenses of medical examination?

Yes, the insurer bears 50% & 100% expenses incurred on the medical examination for 1 year policy and more than 1 year policies respectively.

How many critical illnesses are covered under this plan?

This Critical Illness Lumpsum Plan offers coverage for 9 critical illnesses.

What are the diseases or illnesses which are covered under the Critical Illness Lumpsum Plan?

The critical or major illnesses which are covered under this plan comprise of: 1. Open Chest CABG 2. Third Degree Burns 3. Cancer of Specified Severity 4. Major Organ/Bone Marrow Transplant 5. First Heart Attack of Specified Severity 6. Kidney Failure requiring Regular Dialysis 7. Stroke Resulting in Permanent Symptoms 8. Multiple Sclerosis with Persisting Symptoms 9. Open Heart Surgery for Replacement or Repair of Heart Valves

Does the Critical Illness Lumpsum Plan offer lifelong renewability option?

Yes, the feature of lifelong renewability is available under the Critical Illness Lumpsum Plan.

Is any discount offered under the Critical Illness Lumpsum Plan?

The discount of 2% and 2.5% is given on the purchase of policies with 2 years and 3 years tenure.

Can I gain any tax benefit with this health insurance plan?

This Critical Illness Lumpsum Plan is approved by IRDAI and its premium amount is applicable to get an exemption from income tax as per the section 80D, subject to the relevant provisions of the Income Tax Act 1961.

Royal Sundaram Critical Illness Lumpsum Health Insurance Wordings

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Highlights

Claim Settlement Ratio	92%
Network Hospitals	10,000+
Pre-existing Disease Waiting Period	3 years
Special Benefits	Modern Treatments Such as Bariatric Covered
Starting Premium for Rs. 5 lakhs SI	Rs. 382/month
Starting Premium of Rs. 5 lakhs SI	Rs. 382/month

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Royal Sundaram Critical Illness Lumpsum Brochure

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Sep 25, 2019

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Royal Sundaram Health Insurance Plan List

Critical Illness (2)
Family (12)
Individual (8)
Senior Citizen (1)
Parents (2)
Kids (1)
Maternity (1)
Woman (1)

Name of Plan	Sum Insured
LifelineMin: 91 Days; Max: No Limit	2 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years	1 Lakh - 5 Lakh	Check Premium
Family PlusMin: 91 Days; Max: No Limit	2 Lakh	Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years	50,000 - 5 lakh	Check Premium

Royal Sundaram Health Insurance Top Up List

Critical Illness (1)
Family (1)
Individual (2)
Senior Citizen (1)
Top-up (1)

Name of Plan	Sum Insured
LifelineMin: 91 Days; Max: No Limit	2 Lakh	Check Premium

4963 Royal Sundaram Cashless Network Hospitals in India

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FAQs on Critical Illness Lumpsum Health Insurance Plan

What is the range of the sum insured amount offered under this plan?
The sum insured amount under the Critical Illness Lumpsum Plan ranges between Rs. 25,000 and Rs. 25 Lakh.
Who all can get the coverage under the Critical Illness Lumpsum Plan?
The Critical Illness Lumpsum Plan policy is available on an individual basis but allows family members to get covered under it that includes Self, Spouse, Dependent Children, Dependent Parents and other Dependent members who hold any legal relationship with the Proposer.
What is the age eligibility offered under this health insurance plan?
The eligible age of entry under this policy ranges from 91 days to 65 years.
When does the coverage term end under the Critical Illness Lumpsum Plan?
The coverage term ends with the end of the policy period only unless renewed.
Does this plan cover the expenses of medical examination?
Yes, the insurer bears 50% & 100% expenses incurred on the medical examination for 1 year policy and more than 1 year policies respectively.

View More Questions

Claim Process at Royal Sundaram Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Royal Sundaram Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Royal Sundaram Health Insurance
1860-425-0000Mon to Fri 10:00 AM to 7:00 PM
customer.services@royalsundaram.in