Royal Sundaram Critical Illness Lumpsum Health Insurance Wordings

Claim Settlement Ratio | 82% |
COVID-19 Cover | Yes |
In-House Claim Settlement | Available |
Network Hospitals | 5,000+ |
Policies Sold | 1,85,450 |
Renewability | Lifelong |
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Royal Sundaram Health Insurance Plan List
Name of Plan | Sum Insured | |
Corona Kavach PolicyMin: 1 Day; Max: 65 Years | 50,000 - 5 lakh | Get Quotes Now |
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years | 1 Lakh - 5 Lakh | Get Quotes Now |
Family PlusMin: 91 Days; Max: No Limit | 2 Lakh | Get Quotes Now |
LifelineMin: 91 Days; Max: No Limit | 2 Lakh | Get Quotes Now |
Royal Sundaram Health Insurance Top Up List
Name of Plan | Sum Insured | |
LifelineMin: 91 Days; Max: No Limit | 2 Lakh | Get Quotes Now |
1550 Royal Sundaram Cashless Network Hospitals in India
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FAQs on Critical Illness Lumpsum Health Insurance Plan
What is the range of the sum insured amount offered under this plan?
The sum insured amount under the Critical Illness Lumpsum Plan ranges between Rs. 25,000 and Rs. 25 Lakh.
Who all can get the coverage under the Critical Illness Lumpsum Plan?
The Critical Illness Lumpsum Plan policy is available on an individual basis but allows family members to get covered under it that includes Self, Spouse, Dependent Children, Dependent Parents and other Dependent members who hold any legal relationship with the Proposer.
What is the age eligibility offered under this health insurance plan?
The eligible age of entry under this policy ranges from 91 days to 65 years.
When does the coverage term end under the Critical Illness Lumpsum Plan?
The coverage term ends with the end of the policy period only unless renewed.
Does this plan cover the expenses of medical examination?
Yes, the insurer bears 50% & 100% expenses incurred on the medical examination for 1 year policy and more than 1 year policies respectively.
How many critical illnesses are covered under this plan?
This Critical Illness Lumpsum Plan offers coverage for 9 critical illnesses.
What are the diseases or illnesses which are covered under the Critical Illness Lumpsum Plan?
The critical or major illnesses which are covered under this plan comprise of:
1. Open Chest CABG
2. Third Degree Burns
3. Cancer of Specified Severity
4. Major Organ/Bone Marrow Transplant
5. First Heart Attack of Specified Severity
6. Kidney Failure requiring Regular Dialysis
7. Stroke Resulting in Permanent Symptoms
8. Multiple Sclerosis with Persisting Symptoms
9. Open Heart Surgery for Replacement or Repair of Heart ValvesDoes the Critical Illness Lumpsum Plan offer lifelong renewability option?
Yes, the feature of lifelong renewability is available under the Critical Illness Lumpsum Plan.
Is any discount offered under the Critical Illness Lumpsum Plan?
The discount of 2% and 2.5% is given on the purchase of policies with 2 years and 3 years tenure.
Can I gain any tax benefit with this health insurance plan?
This Critical Illness Lumpsum Plan is approved by IRDAI and its premium amount is applicable to get an exemption from income tax as per the section 80D, subject to the relevant provisions of the Income Tax Act 1961.
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Royal Sundaram Health Insurance Contact Details
Royal Sundaram Health Insurance
1860-425-0000Mon to Fri 10:00 AM to 7:00 PM