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Royal Sundaram Critical Illness Lumpsum Health Insurance User Reviews

161 reviews Rate This
Claim Settlement Ratio82%
COVID-19 CoverYes
In-House Claim SettlementAvailable
Network Hospitals5,000+
Policies Sold1,85,450

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Rating of Critical Illness Lumpsum
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18 User reviews
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  • Perfect scheme..

    I didn’t get any tension while going through the treatment of my cancer disease. This happened just due to the fact that I had this plan with me. It comes with great benefits and greater services to settle the claims fastly.

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    Varun Prasad
    On: Feb 18, 2020
  • Bad deal to have!

    This plan is not good. It kept me waiting for their approval while taking the costly treatment. It’s expensive, slow and bad in caring its customers.  

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    Arun Jain
    On: Feb 18, 2020
  • Great health plan!

    There are very limited plans available in the market to deal with critical illness. I am using this policy as a great assistance in the treatment of my critical illness. I was very afraid thinking of the expenses but this plan helped me a lot in deal with all that. I hold respect for this plan. 

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    Manish Kumar
    On: Feb 05, 2020
  • Very reliable!!

    Be it money or be it services, this plan excels in delivering every aspect. I bought this plan from They recommended me to go for this plan and I found their advice very apt as it suited every of my medical requirement as I described to the executive before buying. 

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    Sana Khan
    On: Feb 05, 2020
  • Prompt service.

    This health insurance plan is a great help for those whosoever is aiming and planning for a safe and secure future. It has safeguarded me from major critical illnesses. I have made a claim once and got my request approved very fast. It is a perfect for a perfect life ahead. 

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    Rekha Lankesh
    On: Jan 22, 2020
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 45 Lacs+ happy customers
  • Brilliant plan..

    This policy is a marvellous one which can help anyone and everyone to get the best possible treatment pertaining to critical diseases. I like its extensive coverage that helped me fight against very costly treatment. I suggest this plan to people with a critical illness. 

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    Bilal M Ahmed
    On: Jan 22, 2020
  • No trouble plan.

    This plan offered me the sum insured amount of Rs. 25 Lakh. Though, it depends on the age and risk profile of the customer, but it is totally at the discretion of the insurer and that’s why they gave me the plan without any trouble. I am 60 year old and still got the plan easily due to their excellent service. 

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    Beena Chopra
    On: Dec 30, 2019
  • Support for lifetime.

    This is a plan that gives the lifelong renewability option as well which I like very much. I always wanted a policy that can issue me support for life. I took this plan to enable myself for getting treatment against any critical illness in future. This is available at affordable rates and with easy documentation. 

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    Lokesh Rana
    On: Dec 30, 2019
  • Very Very satisfied!

    It is a reliable and lovable plan not just in the market but in my house too. We are utilising the plans of this insurer for more than 3 years and are very satisfied with its services and features. We have made 3 claims so far and found that with a smooth procedure. 

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    Tarun Jaiswal
    On: Dec 05, 2019
  • A low cost plan.

    Critical Illness Lumpsum Policy is a pocket-friendly plan that allowed me to cover myself, my wife and my 2 children. It offered me an all-round health protection for critical illness cover with an extensive plan coverage. These offerings made this plan a favorite one to me. 

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    Rahul Verrma
    On: Dec 05, 2019

1550 Royal Sundaram Cashless Network Hospitals in India

FAQ About Royal Sundaram Health Insurance

  • How to buy and apply for Royal Sundaram health insurance policy?

    You can buy and apply for any Royal Sundaram Health Insurance Policy online from the official website of Royal Sundaram Health Insurance at or through online broker’s website like

  • How many hospitals provide cashless claim settlement in health insurance offered by Royal Sundaram?

    There are 5,000+ hospitals that provide cashless claim settlement in health insurance by Royal Sundaram.

  • How to pay Royal Sundaram health insurance premium? What are the modes of payment available?

    Royal Sundaram offers two modes of payment for the health insurance premium, viz.,

    1. Cash payment at the branch

    2. Online payment: For online payment mode, the policyholder can pay via credit card, debit card, or net banking.

  • What is the renewal process for Royal Sundaram health Insurance?

    You can renew the Royal Sundaram health insurance policy by following these steps online-

    • Enter your Policy Number and Date of Expiry into e-portal.
    • Calculate the premium
    • Select the payment option-Net Banking or Debit/Credit Card to pay.
    • Upon successful payment completion, print/save the premium deposit receipt.
  • How can I check the policy status of my Royal Sundaram health insurance?

    If you are a registered user, you can simply log into the official website of Royal Sundaram with your e-mail id and password and check the status of your Royal Sundaram mediclaim plan.

Claim Process at Royal Sundaram Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Royal Sundaram Health Insurance Contact Details

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