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Royal Sundaram Ace Health Advantage Insurance Wordings

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Highlights
Claim Settlement Ratio92%
Pre-existing Disease Waiting Period3 years
Starting Premium of Rs. 5 lakhs SIRs. 382/month
Network Hospitals10,000+
Special BenefitsModern Treatments Such as Bariatric Covered

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Royal Sundaram Ace Health Advantage Brochure

  • 243.88 KB
  • PDF Document
  • Sep 10, 2019

Royal Sundaram Health Insurance Plan List

    Name of PlanSum Insured
    LifelineMin: 91 Days; Max: No Limit2 Lakh Check Premium
    Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years 1 Lakh - 5 Lakh Check Premium
    Family PlusMin: 91 Days; Max: No Limit2 Lakh Check Premium
    Corona Kavach PolicyMin: 1 Day; Max: 65 Years50,000 - 5 lakh Check Premium

    Royal Sundaram Health Insurance Top Up List

      Name of PlanSum Insured
      LifelineMin: 91 Days; Max: No Limit2 Lakh Check Premium

      2696 Royal Sundaram Cashless Network Hospitals in India

      FAQs on Ace Health Advantage Health Insurance Plan

      • What is the sum insured amount offered under the Ace Health Advantage Plan?

        The sum insured of the plan ranges between Rs. 2 Lakh and Rs. 20 Lakh, as per the variant selected. 

      • Who all can be covered under this health plan?

        Anyone between the age group of 91 days and 65 years can be covered under this policy. 

      • Is there any optional benefit offered by the Ace Health Advantage Policy?

        Yes, different optional benefits are provided under this plan which includes Dental Care, Personal Accident (Death & Permanent Total Disablement), Critical Illness Treatment, Convalescence/Recovery Benefit, Cost of Spectacles/Contact Lens/Hearing Aid, and Hospital Cash (per day). 

      • Does this policy offer any health check-up benefit to policyholders?

        Yes, the plan gives Master Health Check-up cover for the policyholders, where Rs. 2500 is allotted under Silver and Gold variant of the plan, while Rs. 3500 under Platinum and Rs. 5000 under Super Platinum plan.

      • What is the duration of the policy period of this policy?

        The Ace Health Advantage Policy can be issued for a period of 1, 2 and 3 years. 

      View More Questions

      Claim Process at Royal Sundaram Health Insurance

      • Network Hospital
      • Non-Network Hospital
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
      • 3

        Claim Processing

        Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
      • 4

        Claim Settlement

        Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
      • 3

        Claim Processing

        Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
      • 4

        Claim Settlement

        Once your request for reimbursement of expenses is approved, the claim will be settled.

      Royal Sundaram Health Insurance Contact Details

      Reach us for help anytime