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Royal Sundaram Ace Health Advantage Insurance User Reviews

179 reviews Rate This
Royal Sundaram
Claim Settlement Ratio92%
Pre-existing Disease Waiting Period3 years
Starting Premium of Rs. 5 lakhs SIRs. 382/month
Network Hospitals10,000+
Special BenefitsModern Treatments Such as Bariatric Covered

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Rating of Ace Health Advantage
Based on
18 User reviews
  • Brilliant health plan!!

    This Ace health advantage plan is a great plan in real. The coverage and benefits of this plan can never fall short to anyone. This plan brings a huge amount of trust with it. I want to give this as a recommendation to every customer to help them get the best. 

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    Gaurav Prasad
    On: Feb 17, 2020
  • Top-class plan for me.

    It is a sum of different benefits. I own this plan for more than 2 years and have been renewing it with my own choice. Its comforting, complete and delivering plan. It delivers the features from in-patient hospitalisation to daycare procedures to maternity benefits by being available at affordable rates. It’s top-notch policy.

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    Bilal Khan
    On: Feb 17, 2020
  • Extra beneficial.

    This plan gave me ideal health coverage at a reasonable cost. This is not just by name, but also by its policies is a ace of playing cards. I found this plan to be a great one for its offerings. Apart from its features, it provides some additional benefits as well that is available on paying a little extra premium.

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    Raman Singh
    On: Feb 04, 2020
  • Best plan for health!

    This health plan possesses multiple benefits and coverage, but some of them actually draw the attention of customers. From being an affordable plan, the policy is stuffed with several attractive offers which make it a value for money product. I trust on this plan and recommend it to everyone. 

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    Tisha Sinha
    On: Feb 04, 2020
  • Delivering the best.

    To safeguard your family using relevant medical procedures during health emergency this Ace Health Advantage plan comes up as a great health insurance plan while keeping your savings intact. This is one of a kind medical coverage plan giving ideal health coverage at a reasonable cost. I am a regular customer of this plan.

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    Arige Suresh
    On: Jan 21, 2020
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 50 Lacs+ happy customers
  • A perfect policy.

    It is a great policy and a perfect choice for everyone. It fulfilled all my medical needs that comprised in-patient hospitalisation, daycare treatment, pre and post hospitalisation, maternity cover and so on. I got all these benefits under this comprehensive health plan and that top without spending too much premium amount. 

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    C Prabhavathi
    On: Jan 21, 2020
  • Excellent choice.

    I have this plan that holds a policy period of 3 years, that was rarely available in the market of health insurance. I am a huge fan of this plan due to its offerings and many other features. I purchased it on the advice of the Insurance Dekho company executive and found their examination accurate. 

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    Bipin Rawat
    On: Dec 25, 2019
  • Do buy it!!

    This is a health insurance policy that possesses several key features with additional benefits that can be availed by paying a little extra premium. It is a plan that can give me complete health-related coverage at a nominal price. I am very much happy with it and recommend this to every health insurance seeking person.

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    Harish Prasad
    On: Dec 25, 2019
  • Top-class plan!

    This is a policy which is a perfect choice for individuals as well as families. It acquires every merit that can fulfill the requirement of every household such as in-patient hospitalisation to daycare treatment to maternity benefits. I consider it as a complete protection plan for my family. I second it. 

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    Manisha Lamba
    On: Dec 06, 2019
  • The best policy in the market.

    It has been a year since I am using this plan. Though I have not made any claim yet, still I am satisfied with its offerings. There are many features in the plan that keep me secured from facing the aftereffects of misfortune such as sudden disease, a serious accident. A great plan indeed.

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    Rohit Shekhar
    On: Dec 05, 2019

2696 Royal Sundaram Cashless Network Hospitals in India

FAQ About Royal Sundaram Health Insurance

  • How to buy and apply for Royal Sundaram health insurance policy?

    You can buy and apply for any Royal Sundaram Health Insurance Policy online from the official website of Royal Sundaram Health Insurance at or through online broker’s website like

  • How many hospitals provide cashless claim settlement in health insurance offered by Royal Sundaram?

    There are 5,000+ hospitals that provide cashless claim settlement in health insurance by Royal Sundaram.

  • How to pay Royal Sundaram health insurance premium? What are the modes of payment available?

    Royal Sundaram offers two modes of payment for the health insurance premium, viz.,

    1. Cash payment at the branch

    2. Online payment: For online payment mode, the policyholder can pay via credit card, debit card, or net banking.

  • What is the renewal process for Royal Sundaram health Insurance?

    You can renew the Royal Sundaram health insurance policy by following these steps online-

    • Enter your Policy Number and Date of Expiry into e-portal.
    • Calculate the premium
    • Select the payment option-Net Banking or Debit/Credit Card to pay.
    • Upon successful payment completion, print/save the premium deposit receipt.
  • How can I check the policy status of my Royal Sundaram health insurance?

    If you are a registered user, you can simply log into the official website of Royal Sundaram with your e-mail id and password and check the status of your Royal Sundaram mediclaim plan.

Claim Process at Royal Sundaram Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Royal Sundaram Health Insurance Contact Details

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Insurance Products by Royal Sundaram General Insurance