Why Should I Choose TATA AIG Health Insurance?

TATA AIG is a general insurance company created by the TATA Group and AIG as a joint venture. TATA Group is a prominent Indian industrial conglomerate, while AIG, or American International Group, is a major financial services business in the United States. Since its inception in 2001, the organisation has been providing distinctive insurance solutions in the general insurance industry.

Travel insurance, health insurance, auto insurance, and even business insurance are all available through TATA AIG. The company's Asset Under Management was around INR 14,295 crore as of September 30th. The organisation has a large network that spans the entire country, with over 6,220 workers spread across India in over 200 office sites. To find out more about TATA AIG Health Insurance Policy, read on.

Coverage TATA AIG Health Insurance Policy

TATA AIG has a wide range of health insurance packages to choose from. It offers indemnity health plans, fixed benefit plans, family plans, single-person policies, and even corporate health insurance.

Following are the things covered under TATA AIG Health Insurance Policy -

• In-Patient Hospitalisation - It's a policy that pays for medical expenditures incurred as a result of being admitted to the hospital for at least 24 hours to treat injuries or diseases. Room or boarding charges, doctor's fees, nursing expenditures, prescription prices, medical test costs, and so on are all covered under this policy.
• Pre-Hospitalisation And Post-Hospitalisation Cover  - These are the medical expenses incurred on the treatments and medications of the insured person before and after the hospitalisation for the same illness or injury for which hospitalisation is done.
• Domiciliary Hospitalisation - Coverage for medical expenditures spent for treatment received at home is covered under this heading. Treatment at home is only permitted in emergency situations, such as when a hospital bed is unavailable or when the patient is unable to be relocated to a hospital.
• Daycare Procedures - Due to technical advancements, daycare treatment refers to medical treatment and/or surgical procedures performed at a hospital/daycare facility under general or local anaesthetic in less than 24 hours. TATA AIG's health insurance coverage covers these procedures. Please keep in mind that cosmetic operations are not considered childcare procedures.
• AYUSH Treatment - The benefit covers medical treatment at a government hospital or any other government-approved facility and/or accredited by the Quality Council of India or the National Accreditation Board on Health for Ayurveda, Unani, Siddha, and Homeopathy.

Why Buy TATA AIG Health Insurance Policy?

Life is so unpredictable that health-related costs might arise at any time for everyone. Purchasing a decent health insurance plan is the best method to deal with such scenarios.

Following are some factors to consider while deciding whether or not to get health insurance -

1. Changing Lifestyle - The current lifestyle is sedentary and indisciplined, which can lead to a variety of health problems. Apart from lifestyle diseases that contribute to obesity, we also have to deal with pollution-induced conditions such as asthma, which may lead to a variety of maladies and expensive medical costs. In today's competitive society, there is also a significant increase in mental health difficulties. You should obtain a proper Tata AIG health insurance coverage for yourself and your family to cope with so many health-related concerns.
2. Rising Medical Costs - The cost of drugs, diagnostics, hospitalisation, and procedures in India is continually rising as a result of rising medical inflation. It makes more sense to obtain and pay the regular health insurance policy premium in order to be covered without having to pay for excessive medical bills out of pocket. As a result, it is critical to obtain health insurance for yourself and your family. It will assist you in remaining financially secure during a medical emergency, providing significant comfort and peace of mind.

Endnotes

Due to the launch of Covid-19, the world has altered dramatically in the previous several months. People must be prepared for a variety of medical bills as a result of this exceptional condition, such as hospitalisation, oxygen, and so on. With the multifarious effects of the continuing worldwide COVID-19 epidemic, it is more important than ever to obtain a proper Tata AIG health insurance policy that covers coronavirus as well as standard health and medical expenditures.

Also read - Why Choose HDFC ERGO Health Insurance?

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.