What is the minimum and maximum entry age for Future Advantage Top Up?

While the minimum entry age for adults for Future Advantage Top Up is 18 years, there is no restriction on maximum entry age. In other words, the maximum entry age is lifelong.

Does Future Advantage Top Up provide coverage for children?

Yes! You can get your children covered under Future Advantage Top Up, if they belong to the age range of Day 1 to 25 years.

What is the policy term for which I can buy Future Advantage Top Up?

For Future Advantage Top Up, the minimum policy period is 1 year. The maximum policy term is 3 years.

Is Future Advantage Top Up renewable for life?

Yes! Future Advantage Top Up comes with lifelong renewability feature.

What is the deductible range under Future Advantage Top Up?

The deductible range under Future Advantage Top Up starts from Rs. 50,000 and goes up to Rs. 40 Lakh.

Does Future Advantage Top Up cover organ donor expenses?

Yes, however, only hospitalisation expenses are provided cover for after 2 years, except for donor screening charges and pre & post hospitalisation.

Are there any renewal benefits associated with Future Advantage Top Up?

Yes! When you choose to renew Future Advantage Top Up, you get 10% increase in annual limit for every claim free year, maximum of 50%. Moreover, Waiver of Deductible feature is also available under renewal benefits.

Does Future Advantage Top Up feature discounts?

Yes! On buying Future Advantage Top Up, you get multiple discounts that include Family Discount, Long-term Discount, Loyalty Discount, and Plan Discount. The family discount of 10% is applicable on covering 2 or more family members on individual basis. The long-term discount is applicable on covering policy for 2 years (5% discount) and 3 years (10% discount). Also, you get loyalty discount of 2.5% if you already possess a separate Retail Health insurance policy from the insurer and plan discount (on opting for Elite plan, a 30% discount on premium applicable for Supreme Plan).

Can I buy Future Advantage Top Up online?

Yes, you can! To purchase Future Advantage Top Up, you can either visit the official website of Future Generali India Insurance Co. Ltd., or talk to InsuranceDekho experts at 1800 1205 698 to uncover further purchase process.

Future Generali Advantage Top Up Health Insurance Wordings

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Highlights

Cashless Approval TAT	2 hr Cashless Claim Processing
Claim Settlement Ratio	94%
COVID-19 Cover	Yes
Network Hospitals	8,400+
Renewability	Yes
Special Benefits	Complimentary Teleconsultation

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Future Generali Future Advantage Top Up Brochure

2.64 MB
PDF Document
Sep 19, 2019

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Future Generali Health Insurance Plan List

Family (3)
Individual (1)
Dengue (1)
Critical Illness (1)
Parents (1)
Senior Citizen (1)
HIV (1)
Kids (1)
Maternity (1)
Woman (1)

Name of Plan	Sum Insured
Future Health SurakshaMin: 90 Days; Max: 70 Years	50 Thousand	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years	50,000 - 2.5 lakh	Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years	50,000 - 5 lakh	Check Premium
Arogya Sanjeevani Policy Min: 3 Months; Max: 65 Years	1 Lakh - 5 Lakh	Check Premium
Vector CareMin: 1 Day; Max: 65 Years	10 Thousand	Check Premium
Future HospiCashMin: 6 Months; Max: 65 Years	500/day	Check Premium
Future CriticareMin: 6 Years; Max: 65 Years	1 Lakh	Check Premium
Future Varishta BimaMin: 60 years; Max: No Limit	2 Lakh	Check Premium
Health TotalMin: 1 Day; Max: No Limit	3 Lakh	Check Premium
Health Super Saver PolicyMin: 18 years; Max: 70 years	3 Lakh - 50 Lakh	Check Premium

Future Generali Health Insurance Top Up List

Cancer (1)
Individual (1)
Top-up (2)

Name of Plan	Sum Insured
Health SurplusMin: 3 Months; Max: 65 Years	3 lakh	Check Premium
Future Advantage Top UpMin: 1 Day; Max: No Limit	50 Thousand	Check Premium

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FAQs on Future Advantage Top Up Health Insurance Plan

What is the minimum and maximum entry age for Future Advantage Top Up?
While the minimum entry age for adults for Future Advantage Top Up is 18 years, there is no restriction on maximum entry age. In other words, the maximum entry age is lifelong.
Does Future Advantage Top Up provide coverage for children?
Yes! You can get your children covered under Future Advantage Top Up, if they belong to the age range of Day 1 to 25 years.
What is the policy term for which I can buy Future Advantage Top Up?
For Future Advantage Top Up, the minimum policy period is 1 year. The maximum policy term is 3 years.
Is Future Advantage Top Up renewable for life?
Yes! Future Advantage Top Up comes with lifelong renewability feature.
What is the deductible range under Future Advantage Top Up?
The deductible range under Future Advantage Top Up starts from Rs. 50,000 and goes up to Rs. 40 Lakh.

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Claim Process at Future Generali Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Future Generali Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Future Generali Health Insurance
1800-220-2338 A.M. to 8 P.M.
fgcare@futuregenerali.in