Future Generali Aarogya Bima Health Insurance Wordings

For Future Aarogya Bima, the 3 sum insured amount options available are Rs. 2 Lakh, Rs. 3 Lakh, and Rs. 5 Lakh.

Future Aarogya Bima doesn’t have a maximum renewal age. The policy is renewable for lifelong.

Talking about Plan A, there is a mandatory co-payment of 10%. Plan B comes with a mandatory co-payment of 10% and additional co-payment of 20%. Lastly, Plan C has a mandatory co-payment of 10% with an additional co-payment of 30%. 

In case, your age is above 50 years or you have any adverse medical declaration in the proposal form, a pre-insurance medical examination would be a must.

Future Aarogya Bima provides cover for pre-existing diseases after a waiting period of 48 months. 

Under Future Aarogya Bima, premium paid by any mode other than cash and demand draft is eligible for tax relief as offered under Section 80D of the Income Tax Act.

Future Aarogya Bima provides two discount types, namely Long-term Discount and Family Discount. Under Long-term Discount, you get 5% discount for a 2-year policy and 10% for a 3-year policy. Under Family Discount, you get 5% discount on covering more than 1 member under single proposal with individual sum insured.

Yes, you can purchase Future Aarogya Bima online! You can either visit the official website of Future Generali or talk to InsuranceDekho experts at 1800 1205 698 to explore more about the policy and further purchase process.

No! There is no loading on premium for adverse claim experience under Future Aarogya Bima.