What is the minimum and maximum eligible age for Future Aarogya Bima?

While the minimum entry age for Future Aarogya Bima is 1 day, the maximum entry age is 70 years.

What are the sum insured amount options available under Future Aarogya Bima?

For Future Aarogya Bima, the 3 sum insured amount options available are Rs. 2 Lakh, Rs. 3 Lakh, and Rs. 5 Lakh.

Does Future Aarogya Bima comes with a maximum renewal age?

Future Aarogya Bima doesn’t have a maximum renewal age. The policy is renewable for lifelong.

What is the percentage of mandatory co-payment available under each plan of Future Aarogya Bima?

Talking about Plan A, there is a mandatory co-payment of 10%. Plan B comes with a mandatory co-payment of 10% and additional co-payment of 20%. Lastly, Plan C has a mandatory co-payment of 10% with an additional co-payment of 30%.

Do I have to undergo pre-insurance medical test for taking Future Aarogya Bima?

In case, your age is above 50 years or you have any adverse medical declaration in the proposal form, a pre-insurance medical examination would be a must.

What is the waiting period associated with pre-existing diseases for Future Aarogya Bima?

Future Aarogya Bima provides cover for pre-existing diseases after a waiting period of 48 months.

Does Future Aarogya Bima offer tax benefits?

Under Future Aarogya Bima, premium paid by any mode other than cash and demand draft is eligible for tax relief as offered under Section 80D of the Income Tax Act.

Does Future Aarogya Bima feature discounts?

Future Aarogya Bima provides two discount types, namely Long-term Discount and Family Discount. Under Long-term Discount, you get 5% discount for a 2-year policy and 10% for a 3-year policy. Under Family Discount, you get 5% discount on covering more than 1 member under single proposal with individual sum insured.

Can I purchase Future Aarogya Bima online?

Yes, you can purchase Future Aarogya Bima online! You can either visit the official website of Future Generali or talk to InsuranceDekho experts at 1800 1205 698 to explore more about the policy and further purchase process.

Does Future Aarogya Bima feature loading on premium for adverse claim experience?

No! There is no loading on premium for adverse claim experience under Future Aarogya Bima.

Future Generali Aarogya Bima Health Insurance Wordings

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Highlights

Cashless Approval TAT	2 hr Cashless Claim Processing
Claim Settlement Ratio	94%
COVID-19 Cover	Yes
Network Hospitals	8,400+
Renewability	Yes
Special Benefits	Complimentary Teleconsultation

Health Insurance Calculator

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Future Generali Aarogya Bima Brochure

669.77 KB
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Sep 17, 2019

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Future Generali Health Insurance Plan List

Family (3)
Individual (1)
Dengue (1)
Critical Illness (1)
Parents (1)
Senior Citizen (1)
HIV (1)
Kids (1)
Maternity (1)
Woman (1)

Name of Plan	Sum Insured
Future Health SurakshaMin: 90 Days; Max: 70 Years	50 Thousand	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years	50,000 - 2.5 lakh	Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years	50,000 - 5 lakh	Check Premium
Arogya Sanjeevani Policy Min: 3 Months; Max: 65 Years	1 Lakh - 5 Lakh	Check Premium
Vector CareMin: 1 Day; Max: 65 Years	10 Thousand	Check Premium
Future HospiCashMin: 6 Months; Max: 65 Years	500/day	Check Premium
Future CriticareMin: 6 Years; Max: 65 Years	1 Lakh	Check Premium
Future Varishta BimaMin: 60 years; Max: No Limit	2 Lakh	Check Premium
Health TotalMin: 1 Day; Max: No Limit	3 Lakh	Check Premium
Health Super Saver PolicyMin: 18 years; Max: 70 years	3 Lakh - 50 Lakh	Check Premium

Future Generali Health Insurance Top Up List

Cancer (1)
Individual (1)
Top-up (2)

Name of Plan	Sum Insured
Health SurplusMin: 3 Months; Max: 65 Years	3 lakh	Check Premium
Future Advantage Top UpMin: 1 Day; Max: No Limit	50 Thousand	Check Premium

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FAQs on Aarogya Bima Health Insurance Plan

What is the minimum and maximum eligible age for Future Aarogya Bima?
While the minimum entry age for Future Aarogya Bima is 1 day, the maximum entry age is 70 years.
What are the sum insured amount options available under Future Aarogya Bima?
For Future Aarogya Bima, the 3 sum insured amount options available are Rs. 2 Lakh, Rs. 3 Lakh, and Rs. 5 Lakh.
Does Future Aarogya Bima comes with a maximum renewal age?
Future Aarogya Bima doesn’t have a maximum renewal age. The policy is renewable for lifelong.
What is the percentage of mandatory co-payment available under each plan of Future Aarogya Bima?
Talking about Plan A, there is a mandatory co-payment of 10%. Plan B comes with a mandatory co-payment of 10% and additional co-payment of 20%. Lastly, Plan C has a mandatory co-payment of 10% with an additional co-payment of 30%.
Do I have to undergo pre-insurance medical test for taking Future Aarogya Bima?
In case, your age is above 50 years or you have any adverse medical declaration in the proposal form, a pre-insurance medical examination would be a must.

View More Questions

Claim Process at Future Generali Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Future Generali Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Future Generali Health Insurance
1800-220-2338 A.M. to 8 P.M.
fgcare@futuregenerali.in