Bajaj Allianz Surgical Protection Health Insurance Wordings
Claim Settlement Ratio | 92.24% |
COVID-19 Cover | Yes |
In-House Claim Settlement | Available |
Network Hospitals | 6,500+ |
Policies Sold | 5,31,046 |
Renewability | Lifelong |
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Bajaj Allianz Health Insurance Plan List
Name of Plan | Sum Insured | |
Health Infinity PolicyMin: 3 months; Max: 65 years | Get Quotes Now | |
Silver Health Min: 46 Years; Max: 70 Years | 50 Thousand | Get Quotes Now |
Corona Kavach PolicyMin: 1 day; Max: 65 years | 50,000 - 5 lakh | Get Quotes Now |
Health Guard Family FloaterMin: 3 Months; Max: 65 Years | 1.5 Lakh | Get Quotes Now |
Star Package Policy Min: 3 months; Max: 65 years | 1.5 Lakh -1 Crore | Get Quotes Now |
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years | 1 Lakh - 5 Lakh | Get Quotes Now |
Tax GainMin: 18 Years; Max: 75 Years | 1 Lakh | Get Quotes Now |
Hospital Cash Daily AllowanceMin: 3 Months; Max: 65 Years | 500/day | Get Quotes Now |
Health EnsureMin: 3 Months; Max: No Limit | 50 Thousand | Get Quotes Now |
Premium Personal GuardMin: 5 Years; Max: 65 Years | 10 Lakh | Get Quotes Now |
Women Specific Critical Illness InsuranceMin: 21 Years; Max: 65 Years | 50 Thousand | Get Quotes Now |
Health Guard IndividualMin: 18 years; Max: 65 years | 1.5 Lakh | Get Quotes Now |
Critical Illness PlanMin: 6 Years; Max: 65 Years | 1 Lakh | Get Quotes Now |
Global Personal GuardMin: 3 months; Max: 70 years | 2 Lakh - 25 Lakh | Get Quotes Now |
Bajaj Allianz Health Insurance Top Up List
Name of Plan | Sum Insured |
1108 Bajaj Allianz Cashless Network Hospitals in India
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FAQs on Surgical Protection Plan Health Insurance Plan
What are the sum insured options available under this Surgical Protection Plan?
This Surgical Protection Plan offers the sum insured options within the range of Rs. 1 Lakh to Rs. 10 Lakh.
What are the entry and exit age applicable under this health insurance policy?
Under this plan, one can be insured from the age of 18 years to 65 years. But, you can insure your children from the age of 3 months to the age of 25 years.
Who all can find the coverage under this Surgical Protection Plan?
The plan allows the coverage for many relations such as spouse, your dependent children and dependent parents, apart from the proposer.
Do I need to go through any medical test to get the coverage under this policy? If yes, where is it done?
No, you are not required to undergo any medical tests up to the age of 45 years, except if you have declared any pre-existing diseases or ailments at the time of applying for the policy. The pre-policy check-up would be arranged at the empanelled diagnostic centres of Bajaj Allianz.
Does this Surgical Protection Plan offer lifetime renewability?
Yes, you can renew your policy throughout your lifetime, provided the insurance company has received your application for renewal and the renewal premium before the due date or within a maximum of 30 days from such date.
Is there any add-on coverage offered under this health insurance plan?
Yes, if you buy this policy, in addition to in-built features some optional covers can be availed on paying an additional payment. These are as follows:
A) Hospital Cash Daily Allowance
B) Critical Illness Cover
C) Personal Accident CoverIn addition to these benefits, the plan also offers the following additional benefits:
1) Transportation Benefit
2) Children’s Education BenefitWhen can I get my sum insured amount enhanced?
Sum Insured enhancement is allowed only during the period of renewals. Also, this enhancement would be subject to the underwriting approval based on the declaration on the proposal form and previous claims experience.
In how many network hospitals the cashless coverage for this plan is offered?
The cashless facility can be availed in 3600+ network hospitals of Bajaj Allianz for Surgical Benefit Cover.
Does this health insurance plan offer any discount to its policyholders?
Yes, this policy offers different sort of discounts under different sections such as Retail Surgical Protection Plan Discounts and discount applicable for Group Surgical Protection Plan. Here are some of those segments and the respective discounts offered under them:
A) Retail Surgical Protection Plan Discounts
1. Discount applicable for New Business for online policies
a) Family Discount
b) Good Health Discount
c) Online Policy Discount2) Discount applicable for online renewal policies
a) Family Discount
b) Online Policy Discount3) Discount applicable for new business through all other marketing channels except online policies
a) Family Discount
b) Good Health Discount4) Discount applicable for Renewal through all other Marketing channels (Except online policies)
a) Family DiscountB) Discount applicable for Group Surgical Protection Plan
a) Good Health Discount
b) Discount offered in lieu of group sizeCan I gain any tax benefit with this Surgical Protection Plan?
Yes, you can get the exemption on the premium amount paid for this Surgical Protection Plan under Sec 80D of the IT Act, except for Personal Accident Cover.