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Bajaj Allianz Surgical Protection Health Insurance Wordings

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Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio98.00%
Network Hospitals18,400+
Pre-existing Disease Waiting Period2 years
Starting Premium for Rs. 5 lakhs SIRs. 364/month

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Bajaj Allianz Surgical Protection Plan Brochure

  • 481.64 KB
  • PDF Document
  • Nov 13, 2019
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Bajaj Allianz Health Insurance Plan List

  • Parents (2)
  • Senior Citizen (2)
  • Family (6)
  • Kids (1)
  • Maternity (1)
  • Woman (2)
  • Individual (6)
  • Group insurance (2)
  • Personal Accident (1)
  • Critical Illness (2)
  • Dengue (1)
Name of PlanSum Insured
Health Infinity PolicyMin: 3 months; Max: 65 years Check Premium
Silver Health Min: 46 Years; Max: 70 Years50 Thousand Check Premium
Health Guard Family FloaterMin: 3 Months; Max: 65 Years1.5 Lakh Check Premium
Star Package Policy Min: 3 months; Max: 65 years1.5 Lakh -1 Crore Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Check Premium
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years 1 Lakh - 5 Lakh Check Premium
Tax GainMin: 18 Years; Max: 75 Years1 Lakh Check Premium
Hospital Cash Daily AllowanceMin: 3 Months; Max: 65 Years500/day Check Premium
Health EnsureMin: 3 Months; Max: No Limit50 Thousand Check Premium
Premium Personal GuardMin: 5 Years; Max: 65 Years10 Lakh Check Premium
Women Specific Critical Illness InsuranceMin: 21 Years; Max: 65 Years50 Thousand Check Premium
Health Guard IndividualMin: 18 years; Max: 65 years1.5 Lakh Check Premium
Critical Illness PlanMin: 6 Years; Max: 65 Years 1 Lakh Check Premium
Global Personal GuardMin: 3 months; Max: 70 years2 Lakh - 25 Lakh Check Premium

Bajaj Allianz Health Insurance Top Up List

  • Family (2)
  • Top-up (2)
Name of PlanSum Insured

5639 Bajaj Allianz Cashless Network Hospitals in India

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FAQs on Surgical Protection Plan Health Insurance Plan

  • What are the sum insured options available under this Surgical Protection Plan?

    This Surgical Protection Plan offers the sum insured options within the range of Rs. 1 Lakh to Rs. 10 Lakh. 

  • What are the entry and exit age applicable under this health insurance policy?

    Under this plan, one can be insured from the age of 18 years to 65 years. But, you can insure your children from the age of 3 months to the age of 25 years. 

  • Who all can find the coverage under this Surgical Protection Plan?

    The plan allows the coverage for many relations such as spouse, your dependent children and dependent parents, apart from the proposer. 

  • Do I need to go through any medical test to get the coverage under this policy? If yes, where is it done?

    No, you are not required to undergo any medical tests up to the age of 45 years, except if you have declared any pre-existing diseases or ailments at the time of applying for the policy. The pre-policy check-up would be arranged at the empanelled diagnostic centres of Bajaj Allianz.

  • Does this Surgical Protection Plan offer lifetime renewability?

    Yes, you can renew your policy throughout your lifetime, provided the insurance company has received your application for renewal and the renewal premium before the due date or within a maximum of 30 days from such date.

  • Is there any add-on coverage offered under this health insurance plan?

    Yes, if you buy this policy, in addition to in-built features some optional covers can be availed on paying an additional payment. These are as follows:
    A) Hospital Cash Daily Allowance
    B) Critical Illness Cover
    C) Personal Accident Cover

    In addition to these benefits, the plan also offers the following additional benefits:
    1) Transportation Benefit
    2) Children’s Education Benefit

  • When can I get my sum insured amount enhanced?

    Sum Insured enhancement is allowed only during the period of renewals. Also, this enhancement would be subject to the underwriting approval based on the declaration on the proposal form and previous claims experience.

  • In how many network hospitals the cashless coverage for this plan is offered?

    The cashless facility can be availed in 3600+ network hospitals of Bajaj Allianz for Surgical Benefit Cover.

  • Does this health insurance plan offer any discount to its policyholders?

    Yes, this policy offers different sort of discounts under different sections such as Retail Surgical Protection Plan Discounts and discount applicable for Group Surgical Protection Plan. Here are some of those segments and the respective discounts offered under them:

    A) Retail Surgical Protection Plan Discounts
    1. Discount applicable for New Business for online policies
    a) Family Discount 
    b) Good Health Discount
    c) Online Policy Discount

    2) Discount applicable for online renewal policies
    a) Family Discount 
    b) Online Policy Discount

    3) Discount applicable for new business through all other marketing channels except online policies
    a) Family Discount 
    b) Good Health Discount

    4) Discount applicable for Renewal through all other Marketing channels (Except online policies)
    a) Family Discount

    B) Discount applicable for Group Surgical Protection Plan
    a) Good Health Discount
    b) Discount offered in lieu of group size

  • Can I gain any tax benefit with this Surgical Protection Plan?

    Yes, you can get the exemption on the premium amount paid for this Surgical Protection Plan under Sec 80D of the IT Act, except for Personal Accident Cover.

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Claim Process at Bajaj Allianz Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Bajaj Allianz Health Insurance Contact Details

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