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Bajaj Allianz Health Insurance for Family

Everyone loves his or her family, and for them, their health care holds the utmost significance. The plan allows the policyholders avail the best possible treatment in their network hospital and protect their savings from being spent on medical-related expenditure. Selecting this plan will avoid them buy and maintain multiple policies for different members of the family and get the entire family covered under a single premium. The covered family members can comprise of spouse, kids, and parents.

Key Features

  • Sum insured amount ranges up to Rs. 50 Lakh
  • Long term policy discount of 4% for 2 yrs, 8% for 3 yrs
  • Pre and post hospitalisation coverage for 60 and 90 days
  • The option of 1, 2 and 3 years of the policy term
  • Entry age of policyholders between 18 and 65 years
  • Sum insured can be reinstated even for a similar illness
  • The option of lifelong renewability is available

Scope of Coverage

  • Preventive health check-up is offered every 3 years
  • Coverage for Ayurvedic and Homeopathic hospitalisation
  • Cumulative bonus of 10% is offered for each claim free year
  • A discount of up to 20% is available for the co-payment option
  • Expenses related to organ donor is covered for organ transplantation
  • The cost incurred on convalescence is insured up to Rs 7,500 per year
  • Tax savings up to Rs 55,000 as per the section 80D of IT act
  • Coverage related to bariatric surgery is covered up to a specified coverage


The entry age for proposer is required to be between 18 years and 65 years.


  • Pre-existing diseases before the waiting period of 3 years
  • Injuries suffered by self-inflicting actions like a suicide attempt, etc.
  • Specific disease treatment including piles, hernia, and so on.
  • Injuries or diseases occurred due to intoxicating or addictive substances
  • Maternity and newborn expenses during the waiting period

If these many pointers are not enough to answer all your doubts and queries, you can find out more about product information, benefits, features, and exclusions in detail by referring to the brochure and policy wording. In addition to this, you can also connect with our customer support team at our helpline number - 1800-1205-698.

Health Insurance Calculator

Whom do you want the insurance for ?


Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Health Insurance Coverage Calculator

Who do you want to insured ?

  • Individual
  • Couple
  • Family
  • Parents

Age of eldest insured member ?

Where do you live ?

Disclaimer : Actual Coverage might vary basis your location, age and number of members

Health Insurance News


  • Is there any discount available for purchasing the family floater policy?

    Yes, there exists a long term policy discount of 4% for 2 years and of 8% for 3 years on the purchase of a family floater plan.

  • Does Bajaj Allianz family floater provide the coverage for non-allopathic treatments?

    Yes, it offers ayurvedic and homeopathic hospitalisation cover to policyholders.

  • How much tax benefits I can gain on having a family floater plan?

    If you have a family floater policy by Bajaj Allianz, you can do tax saving up to Rs. 55,000 (Rs. 25,000 for individual and Rs. 30,000 for senior citizen) under Section 80D of Income Tax Act.

  • Does the plan cover maternity and newborn expenses? If yes, what is the waiting period for it?

    Yes, the plan covers the expenses of maternity and newborn expenses with a waiting period of 6 years. 

  • Who can be covered under the Bajaj Allianz family floater policy?

    Under the Bajaj Allianz family floater health insurance policy, one can cover self, spouse and up to 4 dependent children. For parents/in-laws, a separate health insurance policy can be purchased.


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