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Bajaj Allianz Health Insurance for Family

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Highlights
Claim Settlement Ratio92.24%
COVID-19 CoverYes
In-House Claim SettlementAvailable
Network Hospitals6,500+
Policies Sold5,31,046
RenewabilityLifelong

Bajaj Allianz : Health Insurance for Family

Everyone loves his or her family, and for them, their health care holds the utmost significance. The plan allows the policyholders avail the best possible treatment in their network hospital and protect their savings from being spent on medical-related expenditure. Selecting this plan will avoid them buy and maintain multiple policies for different members of the family and get the entire family covered under a single premium. The covered family members can comprise of spouse, kids, and parents.

Key Features

  • Sum insured amount ranges up to Rs. 50 Lakh
  • Long term policy discount of 4% for 2 yrs, 8% for 3 yrs
  • Pre and post hospitalisation coverage for 60 and 90 days
  • The option of 1, 2 and 3 years of the policy term
  • Entry age of policyholders between 18 and 65 years
  • Sum insured can be reinstated even for a similar illness
  • The option of lifelong renewability is available

Scope of Coverage

  • Preventive health check-up is offered every 3 years
  • Coverage for Ayurvedic and Homeopathic hospitalisation
  • Cumulative bonus of 10% is offered for each claim free year
  • A discount of up to 20% is available for the co-payment option
  • Expenses related to organ donor is covered for organ transplantation
  • The cost incurred on convalescence is insured up to Rs 7,500 per year
  • Tax savings up to Rs 55,000 as per the section 80D of IT act
  • Coverage related to bariatric surgery is covered up to a specified coverage

Eligibility

The entry age for proposer is required to be between 18 years and 65 years.

Exclusions

  • Pre-existing diseases before the waiting period of 3 years
  • Injuries suffered by self-inflicting actions like a suicide attempt, etc.
  • Specific disease treatment including piles, hernia, and so on.
  • Injuries or diseases occurred due to intoxicating or addictive substances
  • Maternity and newborn expenses during the waiting period

If these many pointers are not enough to answer all your doubts and queries, you can find out more about product information, benefits, features, and exclusions in detail by referring to the brochure and policy wording. In addition to this, you can also connect with our customer support team at our helpline number - 1800-1205-698.

Bajaj Allianz Health Insurance Plans For Family

    Name of PlanSum Insured
    Health Guard Family FloaterMin: 3 Months; Max: 65 Years1.5 Lakh Get Quotes Now
    Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years 1 Lakh - 5 Lakh Get Quotes Now
    Tax GainMin: 18 Years; Max: 75 Years1 Lakh Get Quotes Now
    Hospital Cash Daily AllowanceMin: 3 Months; Max: 65 Years500/day Get Quotes Now
    Health EnsureMin: 3 Months; Max: No Limit50 Thousand Get Quotes Now

    Health Insurance Calculator

    Whom do you want the insurance for ?

    You
    Couple
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    Father
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    Select the age of all members

    • You

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    2 Lac
    3 Lac
    5 Lac
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    25 Lac
    Disclaimer : Actual Premium might vary basis your location, age and number of members

    Health Insurance Coverage Calculator

    Who do you want to insured ?

    • Individual
    • Couple
    • Family
    • Parents

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    Disclaimer : Actual Coverage might vary basis your location, age and number of members

    Choose Bajaj Allianz Critical Illness Plan

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    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
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    • 45 Lacs+ happy customers

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    Bajaj Allianz Health Insurance Contact Details

    Reach us for help anytime

    Claim Process at Bajaj Allianz Health Insurance

    • Network Hospital
    • Non-Network Hospital
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
    • 3

      Claim Processing

      Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
    • 4

      Claim Settlement

      Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
    • 1

      Claim Assistance

      For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
    • 2

      Claim Intimation

      Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
    • 3

      Claim Processing

      Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
    • 4

      Claim Settlement

      Once your request for reimbursement of expenses is approved, the claim will be settled.

    1108 Bajaj Allianz Cashless Network Hospitals in India

    FAQ About Bajaj Allianz Health Insurance

    • Is there any discount available for purchasing the family floater policy?

      Yes, there exists a long term policy discount of 4% for 2 years and of 8% for 3 years on the purchase of a family floater plan.

    • Does Bajaj Allianz family floater provide the coverage for non-allopathic treatments?

      Yes, it offers ayurvedic and homeopathic hospitalisation cover to policyholders.

    • How much tax benefits I can gain on having a family floater plan?

      If you have a family floater policy by Bajaj Allianz, you can do tax saving up to Rs. 55,000 (Rs. 25,000 for individual and Rs. 30,000 for senior citizen) under Section 80D of Income Tax Act.

    • Does the plan cover maternity and newborn expenses? If yes, what is the waiting period for it?

      Yes, the plan covers the expenses of maternity and newborn expenses with a waiting period of 6 years. 

    • Who can be covered under the Bajaj Allianz family floater policy?

      Under the Bajaj Allianz family floater health insurance policy, one can cover self, spouse and up to 4 dependent children. For parents/in-laws, a separate health insurance policy can be purchased.

       

    Network Hospital in Popular Cities

    CityNo of Hospital
    Chennai235
    Hyderabad286
    Jaipur89
    Ahmedabad170
    Gurgaon64
    Mumbai305
    Lucknow64
    View All